Best Bankruptcy Lawyers Beaumont, TX

Beaumont, TX Bankruptcy FAQs

• Where do I file for bankruptcy in Beaumont, Texas?

  You may submit the accomplished bankruptcy forms at the United States Bankruptcy Court - Eastern District of Texas located at 300 Willow Street Suite 100 Beaumont, TX 77701.

• Where can I get bankruptcy forms in Beaumont, Texas?

  The official bankruptcy forms used in Beaumont, Texas, can be downloaded from https://www.txeb.uscourts.gov/forms.

• Will Beaumont bankruptcy filings require debtors to appear in court?

  The "meeting of creditors," which includes the debtor, bankruptcy trustee, and creditors, is the only meeting that most people who file for bankruptcy in Beaumont are required to attend. The debtor will have time to dispute debts and respond to a few straightforward questions without the judge present. The debtor will receive a notice for a court appearance if the case needs to be resolved before a judge because it might be contentious or complicated.

• When does the bankruptcy court in Beaumont decline a discharge?

  One of the most frequent grounds for the Beaumont court to deny a discharge is bankruptcy fraud. This includes transferring, removing, destroying, or hiding property with the intention of delaying or defrauding creditors. Debtors should refrain from lying under oath, as well as from paying off the trustee or withholding information from them. If the debtor fails to provide an explanation for the deficiency of assets, the judge may also refuse to grant a discharge.

• If you declare bankruptcy in Beaumont, will you lose your house or car?

  Exemptions, which are things or possessions that cannot be included in the filing, are permitted when declaring bankruptcy in Beaumont. Your house, car, and necessities will typically be exempt. After filing for bankruptcy, you will still be responsible for paying off outstanding debts, such as a mortgage or car loan.

• Can you file a lawsuit against Beaumont collection agencies that are breaking the automatic stay?

  Yes, a debtor in Beaumont has the right to file a lawsuit against a creditor and the firm responsible for collecting on their behalf. Because stay or discharge violations frequently also violate other state and federal laws, this type of lawsuit may also include claims for violations of the Federal Fair Debt Collection Practices Act and the Texas Debt Collection Act.

• How much does filing for bankruptcy cost in Beaumont?

  In Beaumont, the court will charge you $310 for chapter 13 bankruptcy and $335 for chapter 7 bankruptcy. If you decide to hire an attorney, you will also have to pay for their fees, which are influenced by the complexity of each case and the type of bankruptcy being filed.