Best Bankruptcy Lawyers Lawrence, KS

Lawrence, KS Bankruptcy FAQs

• Where do I file for bankruptcy in Lawrence, Kansas?

  Individuals in Lawrence can file a bankruptcy case in the U.S. Bankruptcy Court in Topeka, which is located at Frank Carlson Federal Building, 444 SE Quincy, Rm. 240, Topeka, KS 66683. The courthouse is accessible to the public every 9 a.m. to 4 p.m., from Monday to Friday.

• Where can I get bankruptcy forms in Lawrence, Kansas?

  You can obtain the documents needed to apply for bankruptcy in Lawrence at https://www.uscourts.gov/forms/bankruptcy-forms.

• Do bankruptcy filings in Lawrence result in the loss of veterans' benefits?

  No. The Honoring American Veterans in Extreme Need Act prevents the use of specific veterans' benefits to settle debts in Lawrence. Additionally, it takes such benefits out of the means test calculation. Veterans' benefits are regarded the same as social security benefits under the HAVEN Act. This means vets may not include their benefits in Chapter 13 installment agreements or may be eligible to apply under Chapter 7 bankruptcy.

• When filing for bankruptcy in Lawrence, do you have to list all your debts and creditors?

  Yes. When registering for bankruptcy in Lawrence, you can not select the debts and creditors you will list. You must make a list of every creditor, including friends and relatives. Remember that one of your obligations is to disclose the names of your creditors. This is done for the purpose of making sure each of the lenders is treated fairly and that no one is compensated for the sake of another.

• Would you have to appear in court if you applied for bankruptcy in Lawrence?

  Yes. You must show up in court to participate in the meeting of creditors' hearing if you petition for bankruptcy in Lawrence. The meeting of creditors is handled by the appointed trustee and typically occurs between thirty and forty-five days after the petition is filed. Individuals who choose to draft their own bankruptcy petitions are required to speak for themselves at the meeting.

• Once you have filed for bankruptcy in Lawrence, can a creditor still collect money from you?

  No. Once your bankruptcy case in Lawrence is filed and the petition is imprinted with "Relief Ordered," creditors are required by law to discontinue attempting to collect money from you. If a lender makes an effort to recover a debt, you should immediately inform them that you have applied for bankruptcy by giving them a copy of the petition or the filing date and number of your bankruptcy case. If the creditor persists in their collection, you can take legal action.

• How many months do you need to pay under a Chapter 13 repayment plan in Lawrence?

  The duration of a Chapter 13 repayment plan in Lawrence ranges from 36 to 60 months. The income you make every month and the time needed to pay everything will determine how long the repayment plan will last. If your salary is lower than Kansas' median, you will be required to contribute to a three-year plan. The plan extends to five years if your income exceeds Kansas' median income.