Top Bankruptcy Lawyers in Davenport, IA

Davenport, IA Bankruptcy FAQs

• Where do I file for bankruptcy in Davenport, Iowa?

  If you are a resident in Davenport, Iowa, you may file your bankruptcy at the U.S. Bankruptcy Court Southern District of Iowa. You may call 515-284-6230 for other inquiries.

• Where can I get bankruptcy forms in Davenport, Iowa?

  You can obtain a bankruptcy form online at https://www.iasb.uscourts.gov/bankruptcy-official-forms

• How long does the bankruptcy process take in Davenport?

  The duration of a bankruptcy filing in Davenport depends on several factors such as the type of bankruptcy. A chapter 13 filing, one of the most common types of bankruptcy filing, may take from 30 to 60 months before receiving a discharge. Chapter 11, on the other hand, can take more than 90 days to complete.

• How do you determine if you are eligible to file for bankruptcy in Davenport?

  To determine if you are qualified to file bankruptcy in Davenport, you need to take the means test. This test will measure your income and if you earn less than the median income of the same family size in the state, you may qualify for bankruptcy. It is important to note that if you do not qualify for chapter 7, you can still try to apply for another type of bankruptcy, such as chapter 13.

• Can you discharge medical bills if you file for bankruptcy in Davenport?

  Yes, you can include medical bills as part of your bankruptcy filing in Davenport. Medical bills, just like credit card debts, personal loans, and other utility bills, are all considered dischargeable debts. However, some of your properties will not be included in the exemption. They will be taken in a chapter 7 filing or be put in a payment plan in chapter 13.

• Are you still allowed to file for bankruptcy if you have already filed before in Davenport?

  Yes, you are still allowed to file for another bankruptcy in Davenport. However, it depends on the type of your previous bankruptcy. If you filed for a chapter 7 eight years ago, you can file another chapter 7. If you have a previous chapter 13 filing, you can wait for two years before being allowed to file again.

• Will bankruptcy affect my credit report in Davenport?

  Yes, if you file for bankruptcy in Davenport, your credit rating will be affected. Your bankruptcy filing will be indicated in your credit report for at least 10 years and less if it is a chapter 13 filing. You will also have difficulty securing a credit line in the future, as creditors will base their decision in granting a loan on your credit report.