Best Bankruptcy Lawyers Bloomington, IN

Bloomington, IN Bankruptcy FAQs

• Where do I file for bankruptcy in Bloomington, Indiana?

  You can file for bankruptcy in Bloomington at the United States Bankruptcy Court for the Southern District of Indiana. It has offices at the following locations:

  • Evansville, located at 352 Federal Building 101 NW Martin Luther King Jr Blvd Rm 352.
  • New Albany, located at 110 U.S. Courthouse 121 W Spring St Rm 110.
  • Indianapolis, located at 116 U.S. Courthouse 46 E Ohio St Rm 116.

• Where can I get bankruptcy forms in Bloomington, Indiana?

  You can obtain Bloomington bankruptcy forms from the United States Bankruptcy Court for the Southern District of Indiana website. Access and download forms using this link: https://www.insb.uscourts.gov/forms

• Can you sue credit report bureaus in Bloomington for inaccurate information on your credit report?

  Yes. You can sue credit report bureaus in Bloomington if they failed to correct inaccurate information on your credit report within 30 days of being notified. Creditors and collection companies sometimes purposely leave inaccurate information on a credit report. Common inaccuracies include reporting information as past due even if you have been always current, failing to report a debt as disputed, and reporting an account as active when it was already closed.

• Do credit reporting errors in Bloomington have negative impacts?

  Yes. Credit reporting errors can affect individuals and families in Bloomington negatively. Debtors might pay higher interest rates on credit cards and increased insurance premiums on houses and cars. They also might lose their apartments, get turned down for a job, and obtain a lower credit tier. Because of these effects, the Fair Credit Reporting Act allows debtors to dispute any wrong credit report information.

• What fees do you have to pay to file for bankruptcy in Bloomington?

  Most of the time, bankruptcy filers in Bloomington pay three types of fees, including attorney, filing, and credit counseling or debtor education fees. If you file for Chapter 7 bankruptcy, you need to pay a $335 filing fee and $310 for Chapter 13 bankruptcy. Attorney fees depend on the complexity of your case. Credit counseling fees usually range from $20 to $50.

• Can gambling debts in Bloomington be discharged through bankruptcy?

  Yes. Gambling debts in Bloomington can be discharged through bankruptcy. Individuals can be protected from aggressive creditors, casinos, and other gambling establishments. However, the court and the creditors might suspect individuals of fraud if there is proof that they had a large amount of gambling debt before filing for bankruptcy.

• Is your professional license or security clearance at risk when you file for bankruptcy in Bloomington?

  For engineers, doctors, nurses, pharmacists, and architects, professional licenses are important. Military personnel also require security clearances to perform their jobs. Generally, a bankruptcy filing does not affect professional licenses or security clearances, but to ensure that these are not at risk when you file for bankruptcy, you can ask your licensing bureau or military branch.