Best Bankruptcy Lawyers Savannah, GA

Savannah, GA Bankruptcy FAQs

• Where do I file for bankruptcy in Savannah, Georgia?

  You can file for bankruptcy at the Savannah Division of the United States Bankruptcy Court Southern District of Georgia, located at 124 Barnard Street, 2nd Floor, Savannah GA 31401. For further assistance, you may call 912-650-4100.

• Where can I get bankruptcy forms in Savannah, Georgia?

  If you are filing for bankruptcy in Savannah, you may download official filing forms at https://www.uscourts.gov/forms/bankruptcy-forms.

• Are you allowed to buy a car while on Chapter 13 in Savannah?

  Yes, you may buy a car even after filing Chapter 13 bankruptcy in Savannah, but only with the approval of the court. To request court approval, you must prepare a new budget to accommodate your upcoming purchase and set an appointment with the court office. Once approved, the trustee will require you to provide proof of purchase within 45 days. Failure to follow the procedure may result in increased Chapter 13 payments to absorb the additional funds in your budget.

• Are you required to appear in court when filing for Chapter 13 bankruptcy in Savannah?

  Yes. If you file for Chapter 13 bankruptcy in Savannah, you are required to attend a creditor’s meeting, which usually takes place about one month after you file your case. This meeting will be conducted by the Chapter 13 Trustee, who will question you under oath about the details you filed in your case. If you retained an attorney, they will also be present to assist you.

• Will filing for bankruptcy get rid of all your tax debts in Savannah?

  No. While it is possible to discharge some taxes after filing for bankruptcy in Savannah, not all your taxes are dischargeable. Depending on the specific details of your case, various factors can affect the dischargeability of your debts. An experienced bankruptcy attorney can help you determine which among your debts can be discharged upon filing for bankruptcy.

• Will you be exempt from paying child support after filing a Chapter 7 bankruptcy in Savannah?

  No. You won’t be exempt from paying child support after filing a Chapter 7 bankruptcy in Savannah, as it’s among the debts that are not dischargeable. Other non-dischargeable debts under Chapter 7 are spousal support or alimony, debts you incurred by fraud or intentional wrongdoing, criminal fees and restitution, and student loans.

• What happens during credit counseling in Savannah?

  In Savannah, you can expect the certified counselor to review your financial situation and provide possible solutions. With the counselor’s help, you must develop a spending plan covering your living expenses and payment to your creditors. Your counselor will also give you an action plan with steps to achieve financial stability.