Best Bankruptcy Lawyers Boulder, CO

Boulder, CO Bankruptcy FAQs

• Where do I file for bankruptcy in Boulder, Colorado?

  The United States Bankruptcy Court District of Colorado, located in Denver, handles all the bankruptcy cases in the state. Boulder residents may file their bankruptcy case at 721 19th St., Denver, CO  80202. For further assistance, you may call the office at 720-904-7300.

• Where can I get bankruptcy forms in Boulder, Colorado?

  Boulder residents may download the necessary bankruptcy forms at https://www.cob.uscourts.gov/forms.

• Can you file for bankruptcy without an attorney in Boulder?

  Yes. You can actually file for bankruptcy in Boulder without the assistance of an attorney. However, this is not recommended, most especially if you do not know how to navigate the law. Bankruptcy attorneys are extremely familiar with the ins and outs of the law and can help you get a better outcome for your case by ensuring that issues are resolved or dealt with effectively.

• Do you get alternatives to filing for bankruptcy in Boulder?

  In some cases, bankruptcy is not the only remedy you can turn to when it comes to debt relief in Boulder. Sometimes, debts may be fraudulent or overstated. This gives you and your attorney the opportunity to reduce the debt to a manageable size or ultimately get rid of it. If the amount of your debt is legitimate, some alternatives to bankruptcy that you may consider include negotiating with creditors or coming up with debt payment strategies that will suit your circumstances.

• Can you be exempt from paying child support after filing a Chapter 7 bankruptcy in Boulder?

  No. While it is true that filing for bankruptcy can relieve you from debt, there are some types of debt that cannot be discharged through Chapter 7 bankruptcy in Boulder, and this includes child support. The other non-dischargeable debts under a Chapter 7 include alimony or spousal support, certain tax debts, legal obligation, and most student loans.

• Are there any residency laws you have to follow before filing for bankruptcy in Boulder?

  Bankruptcy law is a federal law, which means it is available to individuals in any state. However, if you’ve just moved into Boulder, you have to consider the rule that individuals filing for bankruptcy must file in the state where they reside for the majority of the 180 days prior to filing. That said, you must have lived in the State of Colorado for at least 90 days before you file.

• How can you remove a bankruptcy from your credit report in Boulder?

  There is no legal way for you to remove a bankruptcy or any other accurate information from your credit report in Boulder. But with the Fair Trade Credit Reporting Act, you can rest assured that your bankruptcy case can no longer be reported by credit reporting companies ten years after your bankruptcy case is filed or discharged.