Best Bankruptcy Lawyers Temecula, CA

Temecula, CA Bankruptcy FAQs

• Where do I file for bankruptcy in Temecula, California?

  To file for bankruptcy in Temecula, you would need to contact the United States Bankruptcy Court in the Central District of California. The address for filing is 3420 Twelfth Street, Riverside, CA 92501. For general information, you can reach them toll-free at (855) 460-9641. For automated case information, you can call (866) 222-8029.

• Where can I get bankruptcy forms in Temecula, California?

  You can obtain bankruptcy forms in Temecula, by visiting the website of the United States Bankruptcy Court for the Central District of California. The court provides a comprehensive collection of bankruptcy forms, including local bankruptcy rules forms. You can access these forms by visiting the following website: https://www.cacb.uscourts.gov/forms/local_bankruptcy_rules_forms.

• Which types of debt cannot be eliminated through bankruptcy in Temecula?

  In Temecula, bankruptcy does not eliminate all types of debt. Certain debts cannot be discharged, including child support or spousal support obligations, most student loans, most tax debts, wages owed to employees, damages for personal injury caused by driving under the influence, and debts to government agencies for fines or penalties.

• Are married couples eligible for double exemptions in Temecula?

  No. In Temecula, married couples are not allowed to double their exemptions under either of their exemption systems. Each individual's exemption is treated separately, and the exemption limits apply to each spouse individually.

• Will you lose your home if you file for bankruptcy in Temecula?

  In Temecula, most individuals can retain their homes during bankruptcy, even if they are delinquent on mortgage payments at the time of filing. Collaborating with an experienced bankruptcy attorney who is well-versed in California bankruptcy exemptions and homestead laws can significantly improve the likelihood of preserving your property.

• Are tax returns required to be filed during bankruptcy in Temecula?

  Yes, individuals in bankruptcy are obligated to file their tax returns within the specified deadlines in Temecula. Failure to file tax returns that become due after filing for bankruptcy may result in the taxing authority requesting the court to dismiss the case or convert it to a different chapter of the Bankruptcy Code.

• What are the income limits for the bankruptcy means test in Temecula?

  In Temecula, the median income is $52,416 for a single earner and $84,059 for a family of four. If your income is below these limits, you can file for Chapter 7 bankruptcy without having to undergo the means test.