Best Bankruptcy Lawyers Redondo Beach, CA

Redondo Beach, CA Bankruptcy FAQs

• Where do I file for bankruptcy in Redondo Beach, California?

  If you are a Redondo Beach resident, you may file for bankruptcy at the United States Bankruptcy Court Central District of California, located at Edward R. Roybal Federal Building and U.S. Courthouse, 255 East Temple Street, Los Angeles, CA 90012. For other inquiries, you may call the court’s toll-free number at 855-460-9641.

• Where can I get bankruptcy forms in Redondo Beach, California?

  Redondo Beach residents may download the necessary bankruptcy forms at https://www.cacb.uscourts.gov/forms-overview.

• Are you required to appear in court for a bankruptcy case in Redondo Beach?

  Yes. Shortly after you file your case, a meeting will be held to allow creditors and the trustee to ask questions about your financial situation. This is known as the 341(a) Meeting and you must attend it in person. You may have an attorney present to assist you. Keep in mind that if you fail to attend the 341(a) Meeting, your case may be dismissed by the court.

• Do you have to file for bankruptcy with your spouse in Redondo Beach?

  If you are looking to file for bankruptcy in Redondo Beach, you have the option to file individually or jointly with your spouse. There are pros and cons for both, which can be explained in-depth by an experienced bankruptcy lawyer. But generally, if you file with your spouse, you might be able to take more in the way of exemptions. Meanwhile, if you decide to file individually, you can preserve your spouse’s good credit rating and creditors can’t come after your community property.

• Can you be relieved of child support obligations when you file for bankruptcy in Redondo Beach?

  No. You can’t get an exemption from paying child support in Redondo Beach even after filing for bankruptcy. This is because not all debts are dischargeable, especially those in place for public policy reasons, and child support obligations fall under that category. Just like child support, spousal support or alimony also is not dischargeable.

• Is there a limit on how many times you can file for bankruptcy in Redondo Beach?

  No. There are no limits on how many times you can file for bankruptcy in Redondo Beach. However, you must keep in mind that there are rules in place that require you to wait after one bankruptcy before filing another. For instance, you can file a second Chapter 7 petition eight years after the date of your first filing and you can file a new Chapter 13 proceeding two years after the date of your first filing.

• Until when will your bankruptcy show on your credit report in Redondo Beach?

  Your bankruptcy case will stay on your credit report in Redondo Beach for 10 years from the date your case was filed. After which, credit reporting agencies will no longer be allowed to report your bankruptcy case, in accordance with the Fair Credit Reporting Act. In many cases, though, Chapter 13 cases are removed seven years from the date the case was filed.