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LicensingUser ReviewsMystery Shopping CallsOur goal is to connect people with the best local professionals. We scored Bakersfield bankruptcy lawyers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.
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The Law Offices of Mark A. Zimmerman serve Bakersfield. As a bankruptcy attorney, Zimmerman helps clients handle the entire process of filing for Chapter 7 or Chapter 13 bankruptcy and offers alternatives in cases where it's possible to avoid filing for bankruptcy. The Law Offices of Mark A. Zimmerman also aims to ensure that collectors are following the Fair Debt Collection Practices Act (FDCPA), and can help clients with foreclosures, lien removals, trustee sales, and wage garnishments.
The Law Office of Scott Bell is a bankruptcy law firm located in Bakersfield, California, with an additional office in Temecula. Founded in 1999, it helps individuals and businesses with all bankruptcy-related matters, including filing for Chapters 7 and 13 protections, unsecured debt elimination, negotiating court-approved repayment plans, and preventing home foreclosures, vehicle repossessions, and stopping wage garnishments. The firm's attorneys also creditors' calls during the bankruptcy proceedings and report collection agencies that violate the Fair Debt Collection Practices Act.
Joseph S. Pearl, LL.M. A Professional Law Corporation is a bankruptcy firm representing individuals throughout the Bakersfield, California, metro area. Founded in 2010, it handles all matters related to Chapter 7 liquidation bankruptcy. As a well-respected Chapter 7 bankruptcy attorney in/near Bakersfield, attorney Joseph S. Pearl reviews clients' debt-to-income ratios and takes them through all steps of the bankruptcy proceedings. Other practice areas include probate, estate, and trust administration, will contests, accounting actions, estate planning services, and summary probate proceedings.
(1)The Law Office of Ray T. Mullen is a legal practice serving individuals and businesses throughout the Bakersfield, California, metro area. Founded in 1984, it assists clients with Chapters 7 and 13 bankruptcy debt relief solutions, including asset protection, out-of-court workouts, and reorganizations. The firm also represents creditors' rights in bankruptcy litigation, such as objects to discharge of debts and filing of proofs of claims. Other practice areas include banking, business, commercial real estate, and construction law.
D. Max Gardner-Attorney at Law is a bankruptcy legal practice serving clients throughout the Bakersfield, California, metro area. The firm focuses on Chapters 7, 11, and 13 bankruptcy proceedings and helping individuals and businesses keep their homes, properties, vehicles, and other vital assets. Other services include creditors' rights representation. Attorney Max Gardner has been practicing law for 30 years and is a certified bankruptcy law specialist by the State Bar of California.
(3)The Law Offices Of Emmanuel F. Fobi is a legal practice that has been serving clients throughout the Bakersfield, California, metro area since 2000. It represents individuals and married couples file for Chapters 7 and 13 bankruptcy debt relief. The firm's attorneys review clients' debt-to-income ratios, assess their overall financial situation, and help them determine the best solutions. Other focus areas include foreclosure defense, personal injury, and immigration cases. Services are available in English and Spanish.
Werner Law is a legal practice that has been serving clients throughout the Bakersfield, California, metro area since 1975. The firm's knowledgeable Chapter 7 bankruptcy lawyers in Bakersfield assists individuals and married couples file for Chapter 7 bankruptcy to discharge medical bills, payday loans, personal loans, and various judgments, and Chapter 13 to get court-approved repayment plans and keep their homes, vehicles, and other assets. The firm also handles personal injury, living trusts, and probate law. Werner Law has offices throughout California.
The Law Offices of Patrick Kavanagh represent individuals, married couples, and businesses throughout the Bakersfield, California, metro area with debt relief services. Founded in 1985, it handles all Chapters 7 and 13 bankruptcy matters to stop home foreclosures, vehicle repossessions, wage garnishments, and harassing collection calls. Attorney Patrick Kavanagh has over 38 years' experience helping clients choose the right solutions, assists with court-approved repayment plans, and attends their 341 meetings.
Williams & Williams, Inc is a law firm serving clients in the Bakersfield area. It helps customers eradicate debt and get a fresh financial start by assisting them in matters involving chapter 7 and 13 bankruptcies, credit card debt relief, wage garnishment, creditor harassment, and tax debt and foreclosure. Robert Stanley Williams, the primary attorney at the firm, explains legal options to his clients and walks them through all steps of their bankruptcy proceedings. He is a member of the Central California Bankruptcy Association.
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You can file for bankruptcy at the United States Bankruptcy Court Eastern District of California - Bakersfield Federal Division, located at 510 19th Street. You can visit the office Monday to Friday, from 9:00 a.m. to 4:00 p.m. (except federal holidays)
You can get a copy of bankruptcy forms from the United States Bankruptcy Court Eastern District of California website. You may use this link https://www.caeb.uscourts.gov/Forms/FormsPackage.
You want to have a fresh start in Bakersfield after bankruptcy by taking action to rebuild your credit. You may open a credit card from several companies, including Union Bank, Citibank, and Capital One. However, you have to ensure that the terms and fees are reasonable. You can also build a relationship with someone with good credit payment history to become an "authorized user."
When filing for Chapter 7 bankruptcy in Bakersfield, you should keep in mind that this might be costly. The fees usually include court filings, attorneys, and credit reports. The current court filing fee is $338, set by the bankruptcy court. The attorney's fee for a Chapter 7 case ranges from $800 to $4,000. Credit report fees usually cost $50 to $100 per person. Overall, the average cost of a Chapter 7 bankruptcy case is $1,850 to $2,400.
Yes. A lawyer must be present at the Bakersfield Section 341 Meeting of Creditors. It is a 10 to 15-minute meeting where you will answer questions under oath by bankruptcy trustees and creditors. Your lawyer will represent you and can guide you when answering questions. If you don't attend, your attorney will have to explain why your case shouldn't be dismissed.
Yes. You can still obtain a mortgage after bankruptcy in Bakersfield. However, the time depends on your credit, the type of loan you want, and the type of bankruptcy you filed. You can apply for FHA loans two years after your discharge from Chapter 7 bankruptcy and USDA loans one year after your discharge from Chapter 13 bankruptcy.
You risk being sued if you accrue debts before filing for bankruptcy in Bakersfield. If you borrowed money with the intention of not repaying it, you could face fraud charges. Consult a bankruptcy attorney before making big purchases to prevent overwhelming debts. Your lawyer will educate you about balancing the rights of debtors and creditors.
Learn everything you need to know about student loan and bankruptcy.
