Best Bankruptcy Lawyers Fayetteville, AR

Fayetteville, AR Bankruptcy FAQs

• Where do I file for bankruptcy in Fayetteville, Arkansas?

  You can file for bankruptcy in Fayetteville at the United State Bankruptcy Court for the Eastern and Western Districts of Arkansas. Here are the addresses: -Little Rock (main office): 300 W. 2nd Street, Little Rock, AR 72201 -Fayetteville (divisional office): 35 E. Mountain Street, Room 316, Fayetteville, AR 72701

• Where can I get bankruptcy forms in Fayetteville, Arkansas?

  You can get Fayetteville bankruptcy forms from the United State Bankruptcy Court for the Eastern and Western Districts of Arkansas website. You can access and download forms using this link: https://www.areb.uscourts.gov/forms/

• Do you need to pay all your debts in Fayetteville when you file for chapter 13?

  No. You do not need to pay all your debts in Fayetteville when you file for chapter 13. You can pay only the portion of your unsecured debts during the repayment period. Your debts will be discharged after you make your last payment. Your secured debts, such as medical bills and credit cards, are not dischargeable and payment is not required.

• Can filing for bankruptcy in Fayetteville before a divorce cancel marital debts?

  Yes. Filing for bankruptcy in Fayetteville before a divorce can cancel marital debts. If you file for bankruptcy before divorce, the amount of time and fees spent on the process usually decreases. Most couples file bankruptcy together because it is more efficient. However, if you file for chapter 13 bankruptcy, your divorce process may take three to five years.

• How can you eliminate medical debts in Fayetteville aside from filing for bankruptcy?

  Fayetteville residents who are dealing with medical debts have other options besides filing for bankruptcy to settle or eliminate their debts. To begin with, you can speak with your medical service providers and negotiate a payment plan. The other option is to consolidate all your debts and make one payment thereafter.

• Can creditors in Fayetteville use auto-dialed or pre-recorded phone calls in collecting the money you owed?

  No. Creditors in Fayetteville cannot use auto-dialed or pre-recorded phone calls in collecting the money you owed. This type of collection is against the law. If your creditor uses auto-dialed or pre-recorded phone calls, you can file a lawsuit against them. You can obtain compensation that is worth $500 per robocall made.

• What can you do to improve your credit score after bankruptcy in Fayetteville?

  You can improve your credit score after bankruptcy in Fayetteville by practicing good financial habits. You can improve your score easily if you will not borrow more than what you can repay. You should know how to balance your income and expenses. You should also pay your bills on time to rebuild your credit status.