Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Shreveport

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Shreveport Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3752Reviewed

2252Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

616 Barksdale Boulevard, Bossier City, LA 71111
WebsiteLicense: 198648
Website

Expertise.com Rating

Review Sources

Google
4.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Parnell-Robinson Insurance is a full-service and independent agency that has been providing insurance solutions since 1969. It caters to individuals, families, and businesses in Shreveport, Bossier City, and the surrounding communities. Its team of agents crafts group health and dental insurance plans. It also offers term life, whole life, and variable life insurance policies, as well as personal umbrella, automobile, and home insurance options. Parnell-Robinson Insurance is a member of the Professional Insurance Agents of Louisiana.

  • Group Plans
  • Life Insurance

1605 Benton Road, Bossier City, LA 71111
WebsiteLicense: 316951

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Garcia Insurance & Financial Services offers comprehensive health insurance and Affordable Health Care Plan to individuals and families throughout Shreveport and nearby areas. It is owned by Allen W. and Kimberly H. Garcia, and the company has been operating for over 30 years. Together with the insurance providers they carry, the company's professionals also offer annuities as well as insurance for cancer, critical illness, disability, and long-term care. Garcia Insurance & Financial Services also serves the states of Texas and Arkansas.

  • Life Insurance

820 Jordan Street, Shreveport, LA 71101
WebsiteLicense: 129187

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Moreman, Moore & Company is a full-service insurance agency that assists individuals, businesses, and families in Shreveport and its surrounding areas. Established in 1984, the agency offers various health insurance plans from its vast network of known insurance carriers that provide coverage for medical, surgical, and hospital expenses. Furthermore, Moreman, Moore & Company offers other personal insurance products like auto and home insurance plans. Commercial property and casualty insurance policies are also available for commercial clients.

  • Individual Plans
  • Group Plans
  • Life Insurance

Plaza Loop, Bossier City, LA 71111
WebsiteLicense: 451591

Expertise.com Rating

Why choose this provider?

Benefit Consulting Services is an insurance agency that serves individuals and employers in Shreveport and its surrounding areas. It provides health, dental, vision, and disability insurance options. It also addresses Medicare coverage and life insurance policy concerns. Its agents have over 100 years of combined experience in the insurance industry. In addition, Benefit Consulting Services has been assisting its clients with their insurance needs for over 20 years. The agency is also a member of the Greater Shreveport Chamber of Commerce.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is Medicare in Shreveport?

    Shreveport's Medicare program, overseen by the federal government, provides medical benefits to those 65 and older, people with end-stage renal disease, and younger individuals with disabilities. A lot of commercial businesses also provide specialty Medicare plans and supplement plans. Medicare Advantage plans strive to transition recipients from standard Medicare to more cost-effective options for patients and insurers because they may only pay part of the cost of a hospital stay or other medical treatment.

  • Is it possible to obtain free health insurance in Shreveport?

    In Shreveport, the only free health insurance choice is Medicaid, a federally-supported program catering to low-income individuals, families, and people with disabilities. Medicaid isn't always free, though. Your payment will vary depending on a number of variables. Even if you don't qualify for Medicaid, you might be eligible for a subsidy. While your health insurance won't come at no cost, depending on your income, you could potentially reduce your health insurance premiums by hundreds or even thousands of dollars.

  • What factors can affect the cost of health insurance in Shreveport?

    Your age, county of residence, level of coverage, and usage of tobacco can affect how much you pay for health insurance. In Shreveport, older individuals might pay up to three times more for an identical plan. Smokers could see their premiums rise by as much as 50%. However, insurance providers are prohibited from raising premiums based on your gender or medical background. Furthermore, preexisting medical conditions cannot result in a denial of coverage.

  • How does medical indemnity health insurance work in Shreveport?

    Shreveport medical indemnity health insurance provides a fixed payment, like $50 for a doctor visit, regardless of the actual appointment cost. It can help with out-of-pocket medical expenses, such as copays and coinsurance when used alongside other insurance. Medical indemnity plans don't comply with the ACA standards and won't exempt you from state tax fines. They also usually exclude preexisting conditions and may come with limits on benefits for individual events on an annual basis or throughout one's lifetime.

  • What is the typical waiting time for health insurance approval after applying in Shreveport?

    After enrolling and making the initial payment for a major medical plan in Shreveport, the approval of your application typically takes approximately three weeks. However, this timeframe may vary based on your in health insurance plan's enrollment date. Alternative health insurance plans, like short-term ones, can have varying durations and are often designed to expedite the process.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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