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Best Life Insurance Companies in New Orleans

2023

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Website
1615 Poydras Street, New Orleans, LA 70112
  • Life Insurance

Why choose this provider?

The Kevin Jones Financial Group, LLC, is an independent agency that has been serving New Orleans since 2017. Its life insurance products provide comprehensive coverage that helps clients protect their assets and income in case of unanticipated events like a loved one's passing. Its advisors offer increasing, decreasing, and annual renewable term choices, as well as options for mortgage protection and accidental death. They undergo industry-specific education and training programs that support their first-hand knowledge of various insurance policies and procedures.

License Verified:

License: 730378

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Website
141 Robert E Lee Blvd., New Orleans, LA 70124
  • Health Insurance
  • Life Insurance

Why choose this provider?

The agents at AEG offer a variety of life insurance options for individuals, families and small business owners. Term, disability, whole and IULs are available with a variety of carriers. Many life insurance carriers also offer complimentary wills and estate planning services for active clients. AEG consults with clients on these options to find the best fit based on specific needs and budget concerns.

License Verified:

License: 658090

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (9)

Website
5301 Elysian Fields Ave, New Orleans, LA 70122

Why choose this provider?

Swanson & Associates is a locally owned life insurance agency in New Orleans, serving individuals and businesses in the surrounding districts since 1985. The agency is independent. It partners many big insurance companies, such as AIG and Safeco, bringing a choice of policies that enable its agents to find the right one for their client's unique circumstances. The agents routinely handle everything from Medicare plans for the over 65s to critical illness coverage and final expenses insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Calder St, Gretna, LA 70053

Why choose this provider?

KFT Insurance Agency is an independent life insurance agency near New Orleans. Its agents are licensed to sell insurance and advise personal and business clients on a wide range of policies from A-rated insurance carriers, such as Progressive and National General. The agents specialize in four types of life insurance, term, whole, universal, and variable universal. Each product serves a variety of needs, such as paying off a mortgage or providing a new stream of income on retirement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3201 General Degaulle Dr. Suite 101, New Orleans, LA 70114
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ronald C. Guidry, Sr. Insurance Agency provides life insurance plans for individuals and families residing in New Orleans. It is an independent agency that offers term and permanent insurance policies giving protection to the families of policyholders when faced with unexpected situations. Its insurance agents have term life insurance that meets the temporary needs of clients, such as payment for debt and college tuition. They also have permanent insurance policies that protect clients for a lifetime. Home, auto, disability, and final expense insurance products are also available.

License Verified:

License: 273985

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3005 Harvard Ave Ste 101, Metairie, LA 70006

Why choose this provider?

Granen Insurance is licensed in Louisiana and 18 other Southern States to sell life and health insurance products, including comprehensive plans for long-term care, disability, and Medicare. Its licensed agents construct policies based on their assessment of the client's coverage requirements and budget for monthly premium payments. Their policies can manage an array of risks, from meeting mortgage payments to covering funeral expenses and the costs of long-term home care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4323 Division St Ste 108, Metairie, LA 70002

Why choose this provider?

Founded more than half a century ago, My Affordable Healthcare specializes in helping individuals, families, and businesses reduce risk by finding competitive health insurance plans that provide the coverage needed within budget. The independent agency's licensed advisers search the policies of dozens of A-Rated carriers to find the best policies for every type of need, from group health plans for employees to Medicare supplements and policies that meet the costs of long-term care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3106 Cleary Ave, Metairie, LA 70002

Why choose this provider?

The Premiere Metro Group is an independent insurance agency that provides a full range of services, covering every kind of life and health insurance for individuals and groups. Its agents can design a variety of protection programs, from policies that cover mortgage payments and meet the costs of funeral expenses to those that pay out for major medical treatments and long-term home care. The agency also arranges various types of insurance for homeowners, drivers, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.9 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1809 Carol Sue Avenue, Terrytown, LA 70056
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Bill Bravender is a life insurance agent serving clients in New Orleans and the surrounding areas. He leads a team of agents at Bill Bravender Ins Agcy, Inc., providing a wide range of products, including life, auto, home, business, and health insurance. Bravender is a long-term resident of Westbank and has been in the insurance industry since 1971. Along with his team, Bravender strives to provide services in a caring and professional manner. Moreover, they offer banking, annuities, and mutual funds.

License Verified:

License: 125160

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2107 Caton St Ste A, New Orleans, LA 70122

Why choose this provider?

ABC Insurance Agencies is a health insurance company in New Orleans with more than 60 agents in over 25 local offices that's been serving clients since 1986. Its licensed and experienced independent agents help individuals and families choose major medical, Medicare supplemental, short-term medical, and senior medical insurance policies. The company also offers various HSA health plans and works with businesses to set up group medical benefits for its employees. Additional coverage includes long-term care plans and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1510 Robert E Lee Blvd, New Orleans, LA 70122
  • Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

TWFG Insurance is an agency that serves clients in New Orleans. It provides term and permanent life insurance plans that provide financial security to beneficiaries in the event of an unexpected death by paying off children's education, funeral costs, and debts. The agency also provides insurance products for automobiles, homes, and businesses. Greg Brown, the New Orleans branch manager, is a producing agent who earned the Certified Professional Insurance Agent national designation after completing a study program.

License Verified:

License: 411596

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
145 Robert E Lee Blvd., New Orleans, LA 70124
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Domingo & Associates LLC is a company that offers its services to the locals of New Orleans. It handles different life insurance types, such as whole, universal, and variable life insurance plans. The other policies it crafts include coverage for health, disabilities, long-term care, and medical malpractice. The company also provides financial strategies in the form of retirement and estate planning. Michael Domingo, the agency's president, has been in the industry for more than 30 years.

License Verified:

License: 657893

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
229 N Genois Street, New Orleans, LA 70119
  • Life Insurance

Why choose this provider?

Nick Pontiff is a New Orleans-based insurance agent who has been working for State Farm for over seven years. Nick provides quotes and coverage options for term life and permanent life insurance policies. He also modifies plans to include death benefits and long-term care conditions. He leads a team of account managers, who have over 30 years of combined experience in helping first-time and veteran policyholders. They have won multiple State Farm awards, including being part of the company's SVP Club and Chairman's Circle.

License Verified:

License: 482014

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (68)
Facebook
4.7 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
621 Homedale Street, New Orleans, LA 70124
  • Life Insurance
  • Home and Auto Insurance

Why choose this provider?

Carbo Insurance has been handling the insurance needs of individuals, groups, and businesses in New Orleans for more than four decades. It offers a variety of personal insurance products, such as life, long-term care, auto, homeowners’, and renters’ policies. It also provides coverage for commercial vehicles, business properties, and commercial liability. Workplace insurance policies, including disability, accidental, and critical illness, are likewise available. Carbo Insurance operates as a five-person team, which includes the founder, owner, chief operations officer, sales manager, and underwriting specialist.

License Verified:

License: 272830

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1950 Manhattan Boulevard, Harvey, LA 70058
  • Life Insurance
  • Health Insurance

Why choose this provider?

LA Twins Insurance is a locally owned insurance firm that caters to clients in and around New Orleans. It has been in the business for two decades. It offers a variety of insurance plans, namely life, health, auto, home, commercial, and workers compensation. It also provides general liability protection, which may include bodily injuries, water damages, medical payments, property damages, and legal defense costs. LA Twins Insurance is a member of the Professional Insurance Agents of Louisiana.

License Verified:

License: 607540

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (107)
Google
4.0 / 5 (30)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6724 Lapalco Blvd, Marrero, LA 70072

Why choose this provider?

Founded more than two decades ago, Phyllis Fabre Insurance Agency LLC is a locally owned and operated company that offers independent and unbiased insurance services. The agency offers several types of insurance, including life and health. As it isn't tied to one carrier, it can search the policies of multiple carriers, looking for the one that offers the best coverage at the best rate. Phyllis Fabre Insurance Agency LLC is a member of the Professional Insurance Agents of Louisiana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3815 Macarthur Boulevard, New Orleans, LA 70114
  • Life Insurance

Why choose this provider?

Garcia Insurance Services is a New Orleans-based independent insurance agency. It offers a variety of insurance products including life insurance, business property insurance, and umbrella insurance. The firm keeps in mind two variables in its life insurance products, which are are the health and age of its clients. The agency conducts a comprehensive needs analysis to determine the insurance coverage they need, then provides them options on the insurance they can get. Its insurance producer, Giovanni Arenas, has been in the industry since 2007.

License Verified:

License: 505204

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (197)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3015 19th St, Metairie, LA 70002

Why choose this provider?

Founded over three decades ago, Don Cousins & Associates Inc. is a well-established agency that specializes in health, life, and disability insurance. Its agents provide a personal service and unbiased advice. They also find multiple policies from a wide range of carriers, compare their coverage levels with the client's needs, and ensure the client knows the terms and conditions. Typical policies manage the risks of short and long-term health care and pay for the policyholder's funeral and their mortgage payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 W Robert E Lee Blvd Ste 405, New Orleans, LA 70124
  • Life Insurance

Why choose this provider?

Olympus Insurance Agency is an independent company that has been serving New Orleans since 2013. It offers a wide variety of life insurance policy options from different carriers, whether an individual is seeking a term or whole life coverage. Its team educates clients about the coverages available and also assists them in making adjustments when circumstances change. The agency provides consultation services to determine each client's needs and preferences to establish financial security. Home, casualty, and umbrella insurance are also available.

License Verified:

License: 595918

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (17)
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Are there any restrictions on who can be your life insurance beneficiary in New Orleans?

    There are minimal restrictions when selecting a life insurance beneficiary in New Orleans. This means that you have the freedom to choose who will receive the policy's benefits upon your passing. However, when designating a minor as the beneficiary, it is necessary to establish a trust or appoint a legal guardian to manage the funds on their behalf.

  • How can you file a life insurance claim in New Orleans?

    Verifying your beneficiary status on a life insurance policy in New Orleans should be your first step because these policies do not pay out immediately in the event of the policyholder's passing. Beneficiaries should inform the insurance company, file a claim, and communicate their status to loved ones for clear final wishes. To verify your status, you will need the policyholder's full name, insurance company details, policy number, and current policy copy. The National Association of Insurance Commissioners provides a policy locator service for assistance.

  • What happens if the insurance company denies your life insurance claim in New Orleans?

    If your life insurance claim is denied in New Orleans, you should determine the reason behind the denial by directly asking the insurance company. This information is crucial for disputing the denial and building a case. In cases of wrongful denial, seeking the help of an attorney who handles insurance matters is advisable, as these situations are legally complex.

  • Can you sell your life insurance policy in New Orleans?

    In New Orleans, you have the option to sell your life insurance policy, but you must consider the several associated costs and consequences of doing so. Selling your policy means giving up ownership, incurring significant fees and taxes, and leaving your loved ones without coverage upon your passing. However, if you own a whole life insurance policy with a substantial cash value and are struggling with high premiums or unexpected financial needs, then selling it could be a viable solution.

  • Can you change the beneficiary of your life insurance policy in New Orleans?

    Yes. In New Orleans, you can change the beneficiary of your life insurance policy by notifying the insurance company. The specific procedure for updating the beneficiary can vary depending on the insurance provider. It involves completing a form for changing the beneficiary, which includes details like the policyholder's name, the new beneficiary's name, and the reason behind the change.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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