Expertise.com

Best Homeowners Insurance Agencies in New Orleans

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Providers

Last updated:

Website
831 Lafayette St, Gretna, LA 70053
  • Flood
  • Homeowners

Why choose this provider?

Alpha Insurance Agency has been serving the New Orleans area since 2001. It works with homeowners and real estate agents to provide the right plans for their homes. Its homeowners' insurance policies include coverage for damage, lost personal property, and medical payments. It also offers flood, auto, and commercial insurance products. The agency has partnered with carriers such as Chubb and Progressive. Alpha Insurance Agency was established in 2001. Since 2012, it has been managed by current owners Bryan Duplantier and Kathy Dutsch.

License Verified:

License: 555414

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (28)
Facebook
5.0 / 5 (15)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1950 Manhattan Blvd. Suite 109, Harvey, LA 70058
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

LA Twins Insurance offers various policies to clients in New Orleans. Homeowners can get financial protection for damage caused by fires, floods, and storms. The policy also provides compensation for stolen personal items, vandalism, and injuries that occur inside the residence. In addition, clients can get insurance for condos and rental properties and plans for cars, motorcycles, and boats. The company has more than 20 years of experience in individual and commercial insurance.

License Verified:

License: 607540

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (133)
Google
4.8 / 5 (59)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
401 Whitney Avenue Suite 411, Gretna, LA 70056
  • Condos
  • Flood
  • Personal Property Insurance

Why choose this provider?

Kennedy, Lewis, Renton, & Associates, Inc., is an independent agency that has been serving individuals, families, and businesses in the New Orleans metro and the surrounding areas since 1996. It helps clients protect their properties and personal belongings by offering homeowners' insurance policies. Also included in its line of products are auto, condominium, personal liability, renters', and workers' compensation insurance plans. It represents various carriers, such as Chubb, Hagerty, Progressive, and Safeco Insurance. The firm is a member of the Professional Insurance Agents of Louisiana.

License Verified:

License: 223252

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
725 Magazine Street, Suite E, New Orleans, LA 70130
  • Condos
  • Flood
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Southern Insurance Agency LLC is an independent insurance business that covers residents of New Orleans and nearby communities. Its staff is composed of certified public accountants, professional insurance agents, and notary officials. They offer different homeowners policies based on a client's unique housing features. These policies can include coverage for garages, deductions for safety alarms, and multi-story house repairs. In addition, the agency can provide coverage for commercial properties and real estate options. This includes specialized policies for restaurants, condos, and hotels.

License Verified:

License: 287733

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2450 Severn Avenue, Suite 215, Metairie, LA 70001
  • Renter's Insurance

Why choose this provider?

Financial Assurance, LLC, is an independent agency that caters to individuals, families, and businesses in the New Orleans metro and the surrounding communities. It offers homeowners' insurance policies, which pay for clients' home structure and personal properties should an accident occur. It provides car, motorcycle, umbrella, manufacturers', surety bonds, and workers' compensation insurance plans. The firm works with various carriers, including Chubb, MetLife, Progressive, Safeco Insurance, and Travelers. Financial Assurance has been operating since 1955, assisting clients in the aftermath of hurricanes that have struck Louisiana.

License Verified:

License: 334670

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 Veterans Memorial Blvd Ste 1420, Metairie, LA 70005
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

With offices in Metairie, Louisiana, Stone Insurance Inc. is one of the largest independent insurance agencies in the state, providing home insurance throughout the New Orleans metro. Founded in 1919, the agency provides coverage for the dwelling and its contents and offers protection from liability for injury and medical coverage should someone suffer an injury on the property. Stone Insurance offers a full array of insurance products, including life, auto, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4902 Canal Street Suite 206, New Orleans, LA 70119
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Classic Insurance Agency helps the residents of New Orleans and the surrounding areas manage risks. It offers homeowners' insurance plans that provide coverage for the partial loss of a home and its contents due to unforeseen events like fire, theft, and disasters. The independent and locally owned and operated company works with various carriers to offer insurance coverage that matches the specific needs and financial capabilities of clients. Classic Insurance Agency has been serving the people of Southeast Louisiana since 1996.

License Verified:

License: 225041

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10001 Lake Forest Blvd. Suite 702, New Orleans, LA 70127
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Noah W. Lewis & Associates is a family-owned agency that caters to individuals, families, and businesses in the New Orleans metro and the surrounding areas. It offers homeowners' insurance policies, which cover damage to clients' property and personal possessions and liability for injuries caused to other people. It provides auto, bonds, flood, renters', general liability, and workers' compensation insurance plans. It represents various companies, such as Progressive, Southern Fidelity, and Travelers. The firm has been in operation for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4111A Franklin Ave, New Orleans, LA 70122
  • Homeowners

Why choose this provider?

Value Insurance Agency serves clients in New Orleans and its nearby areas. This agency helps clients find and purchase adequate homeowners insurance policies to cover them against financial loss in case of accidental damage, theft, or destruction of their homes. Its homeowners' policies also provide coverage for liability and medical payments in case a guest gets injured on the client's premises. Other insurance products include renters', flood, and personal articles' insurance. Business owners' insurance is also available for entrepreneurs.

License Verified:

License: 562191

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 Carol Sue Ave Ste 3, Gretna, LA 70056
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Kerry Landry Insurance caters to individuals, families, and businesses in the New Orleans metro and the surrounding communities. It offers homeowners insurance policies, helping clients protect their homes and personal possessions. It provides insurance for properties under construction, rental properties, and vacant homes. Also included in its line of products are auto, flood, general liability, motorcycle, umbrella, and workers' compensation insurance plans. Kerry Landry Insurance is a member of the Professional Insurance Agents of Louisiana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (8)
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5555 Bullard Avenue, Suite 104, New Orleans, LA 70128-3457
  • Multiple Policy Types
  • Homeowners
  • Personal Property Insurance

Why choose this provider?

Derek Morel is an insurance agent that has been offering his services to individuals and businesses in New Orleans since 2009. He provides home insurance, life and health insurance, auto insurance, property insurance, and business insurance. He also offers financial investments in mutual funds and annuities. With the goal of helping people manage the risks of everyday life and fulfill their dreams, Morel works with State Farm in providing the best insurance products and investment vehicles.

License Verified:

License: 435896

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.5 / 5 (26)
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3910 General De Gaulle Dr.,, New Orleans, LA 70114​
  • Renter's Insurance
  • Flood
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Brooks Insurance Services Nola serves clients in and around New Orleans. The insurance company offers various personal and commercial lines, including homeowners' insurance. This type of insurance protects policyholders from financial losses in the event of fire, theft, or vandalism. It may include the structures, personal belongings, and premises liability. Clients can also add coverages that are not included in standard policies. The insurance agency is committed to serving clients regardless of the size and the type of insurance they need.

License Verified:

License: 916008

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2804 Belle Chasse Highway, Gretna, LA 70053
  • Flood
  • Homeowners

Why choose this provider?

Bowles & Associates, Inc., has been helping New Orleans homeowners protect their assets with insurance since 1994. There are coverages available for various types of homes, such as single-family houses, modular homes, townhouses, doubles, and mobile homes. Its agents understand that Louisiana residential properties constantly face the threat of damages caused by severe weather conditions, thus they find clients the policies with the best possible coverage options. Bowles & Associates also offers flood insurance protection.

License Verified:

License: 210833

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (402)
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1801 Lafayette St # Gretna, Gretna, LA 70053
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Brian P. Cook Insurance in Gretna, Louisiana, serves the home insurance needs of residents throughout New Orleans and the surrounding area. Established in 2000, the agency helps its customers navigate their way through the complex home insurance purchase process by guiding them to the right types and levels of coverage based on their individual situations. The agency also sells renters insurance, flood insurance, and windstorm insurance in addition to other personal insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1145 Robert E Lee Blvd, New Orleans, LA 70124
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Accessible Marine Insurance is an independent insurance agency based in New Orleans, Louisiana, and with over five decades of service in the insurance industry. The firm provides a range of insurance solutions for homeowners looking to protect their home, its contents, and other structures within the compound, such as a garage or shed. Renter's coverage is also available. Accessible Marine Insurance works with several reputable insurance carriers, and one of its specialty areas is marine coverage solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3201 General Degaulle Dr., New Orleans, LA 70114
  • Homeowners

Why choose this provider?

Ronald C. Guidry, Sr. Insurance Agency caters to the needs of individuals, families, and businesses throughout New Orleans. It assists homeowners in acquiring a policy that grants them financial protection against unexpected damages caused by natural disasters, theft, or vandalism, as well as liabilities for injuries that guests sustained while in their homes. Flood insurance plans are also available. As an independent agency, it can help clients shop for insurance plans from different companies such as The Hartford and Centauri Insurance.

License Verified:

License: 273985

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3201 General Degaulle, Suite 103, New Orleans, LA 70114
  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Cas Fontenot serves the financial security needs of individuals and families all over the New Orleans metro and the surrounding areas. He offers homeowners' insurance packages and related products, such as property, auto, business, life, and health policies. He has been a Statefarm agent since 1996. Cas leads a professional team that can accommodate clients in English and Vietnamese at his Algiers office. He also offers assistance with banking, annuities, and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (41)
Facebook
5.0 / 5 (12)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does New Orleans homeowner's insurance cover flood damage?

    Homeowners insurance in New Orleans does not provide flood damage coverage. It only covers damage from hail, wind, lightning, and lightning-related fire to your home. The government-sponsored National Flood Insurance Program offers flood insurance as a separate policy. Additionally, the only way to get it is through insurance companies; you cannot buy it directly from the government.

  • In New Orleans, are roof leaks covered by homeowners insurance?

    Yes. Your homes insurance in New Orleans should cover the accompanying damage if your roof or ceiling leaks as a result of a covered peril. For instance, your home insurance would most likely pay for the roof leak that results from a storm that causes wind to blow a portion of your roof tiles away, allowing water drips into your ceiling. However, your policy might not pay for any subsequent damage if a slow leak develops as a result of worn-out or improperly built chimney flashing, for instance.

  • Who in New Orleans needs dwelling coverage in a house insurance policy?

    If your home is damaged by a covered peril, dwelling insurance will pay for the repair or rebuild of any destroyed portion of the physical structure. In New Orleans, everybody who owns a house or a condominium is required to include dwelling coverage in their home insurance policy. Renters, on the other hand, have no reason to worry about covering their home because the landlord is in charge for insuring it.

  • Can you submit a single insurance claim if your home and car are both damaged in the same New Orleans accident?

    No. Despite the fact that your house and auto insurance policies are combined, if your automobile and home are damaged in the same accident in New Orleans, you must submit two separate insurance claims. However, if you combine your house and auto insurance, you might only be responsible for one deductible.

  • Does installing a home security system in New Orleans lower your homeowners insurance rates?

    Yes. Installing a home security system could result in a discount from your insurance company and lower your homeowners insurance cost in New Orleans. The amount you can save will vary depending on what kind of security system for your home you install and the price reductions given by your insurer.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2023

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.