Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in New Orleans

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Orleans Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

193

Reviewed

122

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3814 Williams Blvd Ste 7, Kenner, LA 70065

Why choose this provider?

Since 1979, Botsay Notaries & Insurance Network has been providing a variety of auto-related services, including car insurance, to residents of New Orleans, Louisiana. It has agents who speak both English and Spanish who are dedicated to helping clients find affordable auto insurance policies. The company's insurance policies cover cars, trucks, motorcycles, RVs, boats, and antique/classic cars. It also offers SR-22 insurance policies. In addition to auto insurance, Botsay Notaries & Insurance Network offers home, specialty, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (200)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3222 Behrman Pl, New Orleans, LA 70114
  • Bundling Option

Why choose this provider?

Sarah Lyle is a State Farm Insurance agent offering her services to individuals and families in New Orleans and surrounding areas. She offers insurance policies for automobiles, renters, and homeowners, along with coverages for pets and properties. She and her team establish personal relationships with their clients, providing assistance in understanding everyday risks and advising them in getting insurance based on their needs. Annuities, banking products, and business, life, and health insurance options are also available.

License Verified:

License: 443812

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (52)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 Veterans Blvd, Suite 301, Metairie, LA 70005
  • Multiple Carriers

Why choose this provider?

Apron Agencies serves the insurance needs of families and individuals in New Orleans and nearby locations. It processes a selection of personal protection plans, including car insurance. The independent agency crafts customized coverage policies to protect drivers from monetary losses due to unexpected events like accidents, vandalism, and theft. Its specialists also provide home, flood, and health insurance. Additionally, they furnish BOP, general liability, and workers' compensation policies. Apron Agencies represents multiple carriers, including Travelers, CNA, and Wright.

License Verified:

License: 558961

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 W Robert E Lee Blvd Ste 302, New Orleans, LA 70124

Why choose this provider?

Founded in 2007, the Accessible Insurance Agency Inc. is an independent locally owned insurance company located in New Orleans, Louisiana. Auto policy specialists work with several carriers, including Allied Trust Insurance, ASI Insurance, and Coastal Select Insurance, to find clients the right protection plan. The agency offers bodily injury, property damage, collision, comprehensive, and uninsured and underinsured coverage. Rates can vary by age, credit, vehicle type, and driving history. Other policy vehicle types include ATVs, motorcycles, boats, and RVs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.8 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2714 Canal St Ste 314, New Orleans, LA 70119

Why choose this provider?

Dan Burghardt Insurance has over 25 years of experience as an independent insurance agency. Located in New Orleans, Lousiana, its other offices in Gretna, Kenner, Metairie, and Chalmette, make it local for every major district in the metro area. Representing over 10 insurance providers, the agency finds auto insurance policies for individuals and businesses, tailoring each to the client's specific needs and expectations. Dan Burhardt Insurance is a full-service agency, providing policies for homeowners, farmers, and commercial enterprises.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10001 Lake Forest Blvd. Suite 100, New Orleans, LA 70126
  • Multiple Carriers

Why choose this provider?

A. Foto Insurance & Title Transfers is a New Orleans company that offers personal and commercial insurance lines to clients in the metro. The family-owned independent agency has been around for more than 30 years and is partnered with multiple top-rated auto insurance providers in the region. Its auto insurance policies cover physical damages, property damages, injury liabilities, and collisions. A. Foto Insurance & Title Transfers also writes policies for clients regardless of driving record, cancellation history, or age.

License Verified:

License: 116918

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (26)
Facebook
4.3 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3239 Bienville St, New Orleans, LA 70119

Why choose this provider?

KTS Insurance Agency LLC is a family-owned auto insurance agency that has been serving the community of New Orleans, Louisiana, since 2006. As an independent agency, the company maintains relationships with more than 10 providers, such as Progressive, Maison, and GeoVera, to offer its clients options to fit their needs. The company primarily sells homeowners and renters insurance to cover damage to the home in a natural disaster, theft of personal property, and relocation costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5200 Lapalco Blvd Ste 8, Marrero, LA 70072

Why choose this provider?

Boudreaux & Associates Insurance Agency Inc. is located in New Orleans, Louisiana. It offers a full range of insurance products, including auto insurance policies that cover cars, trucks, motorcycles, watercraft, and specialty vehicles. The company also offers SR-22 and rideshare insurance policies. Boudreaux & Associates Insurance Agency Inc. is a member of the Professional Insurance Agents of Louisiana and is a Trusted Choice independent insurance agent. It's also a Better Business Bureau accredited business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
113 Lapalco Blvd, Suite 108, Gretna, LA 70056

Why choose this provider?

Tommy Fay works with State Farm in catering to individual and corporate clients in the New Orleans metro. He delivers auto insurance for clients looking to protect their vehicles, such as sedans, SUVs and pickup trucks. He also provides home and property insurance to those seeking security for their real estate assets. In addition, he offers insurance plans for small businesses. Other products include Medicare supplement, life insurance, and pet insurance.

License Verified:

License: 329996

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.7 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
6001 N Claiborne Ave, New Orleans, LA 70117
  • RV & Motorhome

Why choose this provider?

Robert Sheard Insurance Agency Inc., under Progressive, serves the locals in and around the New Orleans metro. It provides customizable car insurance that allows policyholders to choose what and how much it covers. The agency also offers coverage for other vehicles such as ATV and UTV, boats and PWC, golf carts, motorcycles and Segway transporters, snowmobiles, and golf carts. Progressive, a diverse and inclusive agency, has been in service since 1937. It currently has over 35,000 independent agents and brokers.

License Verified:

License: 218877

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 Veterans Memorial Blvd Ste 510, Metairie, LA 70005

Why choose this provider?

TWFG Rick Rogers Insurance is a Metairie, Louisiana-based agency serving clients within the New Orleans, Louisiana metro area. Its agents help clients shop for auto insurance coverage from affiliated providers and ensure that they acquire the mandated minimum coverage. Most often, clients purchase comprehensive, liability, and bodily injury coverage. This agency offers home insurance services as well, and these can be combined with auto insurance policies for umbrella coverage, which typically offers a lower rate than if purchased separately.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (44)
Facebook
5.0 / 5 (26)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 Hickory Ave Ste A, Harahan, LA 70123

Why choose this provider?

Located in Harahan, Louisiana, Lodrigues & Associates Insurance Agency has been providing personalized auto insurance policies to drivers in the New Orleans metro area for more than three decades. Liability, comprehensive, property damage, and uninsured motorist coverage are included in its most robust policies. Through its partnerships with carriers such as Progressive and Bankers, the agency can insure all types of cars, trucks, and motorcycles. Lodrigues & Associates Insurance Agency also provides commercial and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)
Facebook
4.3 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10170 Jefferson Hwy, River Ridge, LA 70123

Why choose this provider?

Located in Metairie, Lousiana, the Foundation Insurance Group LLC is an independent insurance agency serving the New Orleans metro area. An auto insurance specialist, the locally-owned agency can tailor policies for all clients, from single-vehicle individuals, to multi-car families, to whole fleets of commercial vehicles. Working with its insurance partners, the agency finds policies that meet legal obligations and client needs. This typically includes collision and comprehensive insurance to cover the costs of repair to the clients or another's vehicle.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (37)
Facebook
4.6 / 5 (23)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4700 Orleans Avenue, New Orleans, LA 70119
  • Boats

Why choose this provider?

Martin Insurance Agency Inc. is an independent and family-owned company. It offers auto, motorcycle, boat, motorhome, and ATV insurance policies to clients in New Orleans. It also assists in filing claims in case of loss, injury, or damage. Additionally, it carries umbrella policies for liabilities not included in primary coverages. The agency is a member of the Independent Agents Associations of Louisiana and the National Association of Insurance for Women. It was established in 1876 as the Chenet Insurance Agency.

License Verified:

License: 197000

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (75)
Google
4.3 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1950 Manhattan Blvd Ste 109, Harvey, LA 70058

Why choose this provider?

Located in Harvey, Louisiana, LA Twins Insurance Agency LLC is an independent insurance agency with more than 20 years of experience serving clients throughout the New Orleans metro area. The agency's auto policies include standard coverages such as liability, property damage, and comprehensive. Uninsured motorist coverage is available for clients who want protection against damages caused by drivers lacking insurance. Through its array of partners such as Progressive and Markel, the agency can insure all types of cars, trucks, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (134)
Google
4.8 / 5 (51)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Clearview Pkwy, Metairie, LA 70001

Why choose this provider?

Coverall Insurance Agency is an independent insurance company that has been serving New Orleans, Louisiana, and the surrounding area since 1995. The company provides auto insurance services for both individuals and commercial entities. Auto insurance policies cover loss or damage to the customer's vehicle, liability for damage to third parties, and medical services. Coverall Insurance Agency works with customers to identify the appropriate policy elements, coverage levels, and excess payments to suit their circumstances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 W Robert E Lee BlvdSte 405, New Orleans, LA 70124
  • Multiple Carriers

Why choose this provider?

Olympus Insurance Agency serves individuals, families, and businesses in New Orleans the neighboring communities. The company designs auto insurance policies according to the make of clients' cars. It develops coverages that are appropriate to clients' driving styles. It also crafts personal, property, life, casualty, home, and business insurance policies, offering programs that fit clients' needs and budgets. Olympus Insurance Agency is an independent company founded in 2013. Since its establishment, it has built affiliations with different insurance providers.

License Verified:

License: 595918

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it advisable for New Orleans drivers who have already paid off their cars to drop comprehensive or collision coverage to reduce their premiums?

    New Orleans motorists with vehicles valued under $4,000 have the option to reduce their insurance premiums by eliminating comprehensive or collision coverage. However, note that by doing so, they assume responsibility for any repair costs in the event of an accident. It is also advisable to acquire the accurate market value of their cars through a reputable source or an insurance agent.

  • What consequences do drivers in New Orleans face when they do not have car insurance?

    Motorists in New Orleans who are discovered driving without auto insurance could face fines ranging from $500 to $1,000. In addition to these penalties, they may have their driver's licenses suspended, their vehicles impounded, and their registrations canceled. Furthermore, New Orleans enforces the "No Pay, No Play" law, which restricts the compensation that uninsured drivers can receive in the event of an accident involving them. This reduces the amount they can collect from the responsible party.

  • What are the minimum car insurance requirements in New Orleans?

    In accordance with Louisiana state regulations, New Orleans drivers are obligated to maintain a minimum level of insurance coverage, including bodily injury liability coverage of $15,000 per person and $30,000 per accident. Additionally, drivers are required to carry property damage liability insurance with a minimum coverage of $25,000, medical payments coverage of at least $1,000, and uninsured motorist physical injury coverage with a minimum of $15,000 per person and $30,000 per accident.

  • How do poor driving records affect car insurance costs in New Orleans?

    On average, accidents and traffic violations result in higher car insurance premiums for a period of three years in New Orleans. Drivers who receive a speeding ticket face a 26% increase in their insurance costs, whereas those involved in an accident can expect a 51% increase. Being convicted of a DUI or DWI can result in a 72% hike in insurance rates.

  • What are the typical expenses associated with minimum-coverage and full-coverage auto insurance plans in New Orleans?

    In New Orleans, the cost of full-coverage car insurance surpasses the national average by approximately 131%, while minimum-coverage insurance exceeds the national average by about 142%. Drivers with good driving records can secure minimum coverage for as little as $63 per month or opt for full coverage starting at just $205 per month.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.