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Best Homeowners Insurance Agencies in Metairie

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Alliance Insurance Agency Services, Inc. logo
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Alliance Insurance Agency Services, Inc.

4444 York Street, Metairie, LA 70001
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  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Alliance Insurance Agency Services, Inc., offers insurance options for homeowners in Metairie and the neighboring communities. It is a homeowners' insurance agency protecting clients' homes, families, and possessions from the destruction caused by disasters such as strong winds, hailstorms, and fires. Damages caused by accidents within the property are also covered by the agency. Any spoiled belongings in and out of the home may be included in the insurance. Alliance Insurance Agency Services, Inc., also helps clients earn additional protection through the premises guest liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Ann Sagona Insurance Agency, Inc. logo
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Ann Sagona Insurance Agency, Inc.

2920 David Drive, Metairie, LA 70003
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake

Business Description

Ann Sagona Insurance Agency, Inc. has a team of insurance professionals that provides homeowners' insurance to clients in Metairie and surrounding areas. A homeowners' insurance policy can protect clients financially in case an unexpected incident occurs in their properties such as fires, theft, or vandalism. Insurance professionals at Ann Sagona Insurance Agency, Inc. will identify the needs of a homeowner and present the right insurance policy accordingly. The company also provides insurance for automobiles, business and commercial establishments, motorcycles, and recreational vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dave Millet Insurance Agency logo
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Dave Millet Insurance Agency

2305 Veterans Memorial Boulevard, Metairie, LA 70002
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  • Multiple Policy Types

Business Description

Dave Millet Insurance Agency has been providing insurance products and solutions to homeowners in Metairie since 1958. Its homeowners' insurance plans include coverage for the dwelling and other structures, personal property, loss of use, personal liability, and medical payments. It also provides supplementary policies such as inflation guard endorsement, increased special limits, increased limits for other structures, scheduled personal property, and personal property replacement costs. The agency also carries a plethora of personal and commercial insurances, including coverage for workers' compensation, inland marine, personal umbrella, builders' risk, and professional liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foundation Insurance Group, LLC logo
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Foundation Insurance Group, LLC

10170 Jefferson Hwy, River Ridge, LA 70123
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  • Renter's Insurance
  • Flood
  • Fire

Business Description

Foundation Insurance Group, LLC is a locally owned and operated agency based in Metairie. The insurance company offers a wide range of insurance products, including home insurance. It provides homeowners with various coverage options such as dwelling coverage, fire coverage, flood coverage, and personal liability coverage. The agency also provides protection for condominiums and investment properties. Foundation Insurance Group, LLC is affiliated with multiple organizations including the Independent Insurance Agents & Brokers of America and Professional Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morrison Insurance Agency logo
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Morrison Insurance Agency

4444 York Street, Metairie, LA 70001
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  • Fire
  • Multiple Policy Types

Business Description

Morrison Insurance Agency is a local homeowners' insurance agency that serves families and individual residents in Metairie and the surrounding areas. Its team of home insurance agents provides assistance to customers in purchasing policies for their home properties. They provide quotes that can protect the house and everything in it from losses caused by fires, natural calamities, and theft crimes. Morrison Insurance Agency customizes the home insurance policies for home business occupants, art collectors, and jewelry investors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (10)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Paulin Insurance Associates logo
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License Verified:

License: 716234

Louisiana Department of Insurance

Paulin Insurance Associates

2555 Severn Avenue, Suite 110, Metairie, LA 70002
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Business Description

Paulin Insurance Associates is a Metairie-based company providing clients with personal and commercial lines of insurance. Its selection of personal insurance products include homeowners', rental property, auto, and jewelry insurance. Its staff assists business owners and corporate executives in acquiring various kinds of commercial insurance, ranging from BOPs and commercial property coverage plans to insurance products for the company's environmental impact. Company president Chris Paulin has been working in the insurance industry since 1990 and holds the Chartered Property Casualty Underwriter designation.

License Verified:

License: 716234

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rick Rogers - TWFG Insurance agent logo
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Rick Rogers - TWFG Insurance agent

110 Veterans Memorial Boulevard, Metairie, LA 70005
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Rick Rogers is a TWFG Insurance agent providing homeowners' insurance in Metairie and the surrounding areas. Rogers assists clients in protecting their homes and personal properties in case of fire or other disasters. The homeowners' policy also helps prevent lawsuits resulting from injuries sustained within the premises. Rogers also provides insurance coverage for boats and other marine vehicles, commercial properties, condominium units, hotels and motels, motorcycles, and pets. Additionally, he offers life insurance, high-net-worth coverage, and surety bonds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (40)
Facebook
5.0 / 5 (15)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stone Insurance logo
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Stone Insurance

111 Veterans Boulevard #1420, Metairie, LA 70005
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

The independent agents at Stone Insurance help families and individuals in Metairie protect their homes and assets. Backed by more than nine decades of insurance knowledge, the professionals at this firm stay updated about current market trends and how their clients can build comprehensive insurance policies. They coordinate with a network of reputable providers such as the American International Group and Zurich Insurance Group. Stone Insurance provides policies that cover natural disasters, potential injuries, and theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Theresa Hollander - State Farm Insurance Agent logo
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Theresa Hollander - State Farm Insurance Agent

800 Metairie Road, Metairie, LA 70005
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  • Multiple Policy Types

Business Description

Theresa Hollander is a State Farm insurance agent that addresses the insurance needs of Metairie residents 24/7. She has been giving insurance assistance to individuals and businesses for over 30 years. She offers various insurance products, including business, home, property, life, health, and auto insurance policies. She also assists homeowners and renters in connecting with various carriers and finding tailored insurance coverages. Aside from handling home insurance, she also guides several entrepreneurs and small businesses in terms of commercial insurances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Insurance Tony Voiron logo
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TWFG Insurance Tony Voiron

4424 Transcontinental Drive, Metairie, LA 70006
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

TWFG Insurance Tony Voiron is an insurance company that serves clients in Metairie. It provides financial protection to homeowners and their properties, to help with unexpected repairs and replacement fees. Its home insurance plans cover damage to the house itself, other structures like pools or sheds, and any instances that force temporary relocation. The company works with clients to discuss their coverage needs and find a fitting policy. It covers different types of homes like condos, apartments, and mobile homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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