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Best Local Car Insurance Agencies in Metairie

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Ann Sagona Insurance Agency, Inc. logo
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License Verified:

License: 225214

Louisiana Department Of Insurance

Ann Sagona Insurance Agency, Inc.

2920 David Drive, Metairie, LA 70003
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  • Bundling Option

Business Description

Ann Sagona Insurance Agency, Inc., is a Metairie-based insurance company with over 30 years of service. Its agents review and examine different auto insurance plans from multiple carriers including SageSure, Safepoint, and Progressive Insurance. They file online requests to reflect any necessary changes like adding drivers and vehicles to the existing policy. The company also educates clients on key coverages and risks, such as compensation for injuries. Its other insurance services cover recreational vehicles, motorcycles, and boats.

License Verified:

License: 225214

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paulin Insurance Associates logo
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License Verified:

License: 716234

Louisiana Department of Insurance

Paulin Insurance Associates

2555 Severn Avenue, Metairie, LA 70002
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Business Description

Paulin Insurance Associates has been serving residential and commercial clients from Metairie and the surrounding areas since 2017. It provides a wide range of personal insurance products, including auto, RV or mobile home, classic car, motorcycle, and watercraft insurance. Other insurance policies that it offers include homeowners', life, and health insurance. Company president Chris Paulin has been working in the insurance industry for over three decades. He has served as president of the Independent Insurance Agents of Greater New Orleans.

License Verified:

License: 716234

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Nowicki logo
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License Verified:

License: 818855

Louisiana Department Of Insurance

Scott Nowicki

4425 Clearview Parkway, Metairie, LA 70006
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Business Description

Scott Nowicki has been serving the auto insurance needs of clients in Metairie as a State Farm insurance agent since 2005. He has since become a territory sales leader and helps clients with auto insurance policies that meet their requirements. The policies he provides to his clients include collision, comprehensive, and rideshare insurance. Scott Nowicki once served as a medevac pilot for the US Army and he retired at the rank of major.

License Verified:

License: 818855

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Insurance Tony Voiron logo
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License Verified:

License: 223205

Louisiana Department Of Insurance

TWFG Insurance Tony Voiron

4424 Transcontinental Drive, Metairie, LA 70006
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

TWFG Insurance Tony Voiron is an independent insurance agency that provides insurance products to the residents of Metairie and nearby areas. The company offers comprehensive auto policies that protect vehicles, drivers, owners, and passengers from damages, injuries, liabilities, and losses. It also has insurance plans for other vehicles such as motorcycles, trucks, and SUVs. Tony Voiron and his team have been writing policies for over 22 years and partner with more than 50 insurance providers.

License Verified:

License: 223205

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Landeche Insurance logo
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License Verified:

License: 539362

Louisiana Department Of Insurance

TWFG Landeche Insurance

3500 North Causeway Boulevard, Metairie, LA 70002
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  • Bundling Option

Business Description

TWFG Landeche Insurance is a car insurance agency serving clients 24/7/365 in the Metairie area, as well as any part of Louisiana. The agency was established in 2005 right after Hurricane Katrina and specializes in car, health, property, life, and pet insurance. Its agents help clients understand the value, the minimum, and the various kinds of auto insurance coverage in their area. TWFG Landeche Insurance also offers other insurance solutions, such as landlord, mobile home, renters, condo, flood, short-term health insurance, and travel insurance.

License Verified:

License: 539362

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
USAgencies - Metairie Car Insurance LA 70005 logo
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License Verified:

License: 454151

Louisiana Department Of Insurance

USAgencies - Metairie Car Insurance LA 70005

205 Veterans Boulevard, Metairie, LA 70005
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  • Multiple Carriers

Business Description

USAgencies - Metairie Car Insurance LA 70005 is an auto insurance company based in Metairie. For over 20 years, it has been providing auto insurance that can include state-mandated and optional policies for drivers with any kind of driving record. The company also offers insurance options ranging from basic to premium even to individuals who have been rejected by other insurance companies. USAgencies has agents assigned in more than 80 locations throughout Louisiana and Alabama for quick client access.

License Verified:

License: 454151

Louisiana Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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