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Best Bankruptcy Attorneys in Metairie

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Armando R Baralt Attorney and Counselor at Law logo
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Armando R Baralt Attorney and Counselor at Law

911 Veterans Memorial Boulevard, Metairie, LA 70005
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Armando R. Baralt Law Firm is a civil litigation legal office that has been in operation in Metairie for over 30 years. The firm offers its services to those who are filing for Chapter 7 bankruptcy in order to liquidate their assets and pay off their outstanding debts. Its team has additional experience with Chapter 13 bankruptcy and non-bankruptcy debt relief. The firm also takes personal injury and family law cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Bernard Davis Law logo
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Bernard Davis Law

3009 Lime Street, Ste A, Metairie, LA 70006
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Bernard Davis Law is a civil litigation law firm that has been serving the Metairie community for over 30 years. One of the firm's practice areas is bankruptcy, and its team works to determine if clients are eligible to file, restructure the client's debts to make them more manageable, and dismiss any qualified debts, such as medical expenses and credit card loans. Additional practice areas include workers' compensation and personal injury law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Big Easy Law Group logo
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Big Easy Law Group

3939 Veterans Memorial Boulevard, Metairie, LA 70002
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

Big Easy Law Group aims to help individuals and businesses in Metairie acquire a fresh start through bankruptcy. Its founder, Jenny Abshier, has been defending clients since 2011. She and managing partner Bryce G. Murray guide their clients through the tasks involved in chapters 7 and 13 bankruptcy. They are also experienced at helping their clients keep their homes during foreclosures. Big Easy Law Group is a member of the National Association of Consumer Bankruptcy Attorneys and also handles personal injury and civil litigation cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evan Park Howell III Attorney at Law logo
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Evan Park Howell III Attorney at Law

1 Galleria Blvd., Suite 1900, Metairie, LA 70005
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  • Chapter 7 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Evan Park Howell III Attorney at Law is a solo practice based in Metairie. Attorney Howell has been representing clients considering bankruptcy as a way of resolving their debt issues since starting his practice in 1990. The firm has also represented other parties in bankruptcy cases throughout Louisiana, including unsecured creditor committees, trustees, and asset purchasers. The attorney has extensive experience in all aspects of the practice, including buying assets in Chapter 11 bankruptcy and litigating in contested cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harrington & Myers logo
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Harrington & Myers

2901 North Causeway Boulevard, Metairie, LA 70002
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Since 1992, the law firm of Harrington & Myers has helped individuals and businesses in Metairie quickly solve all their financial matters. Its bankruptcy attorneys stop harassing creditor calls, wage garnishments, and tax liens by filing for Chapter 7 bankruptcy protection. The firm consults with clients to create an affordable plan to pay their medical bills, credit card debts, and personal loans. Harrington & Myers also assist financially distressed fishermen and farmers with filing for Chapter 12 bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pontchartrain Law Center logo
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Pontchartrain Law Center

3525 N. Causeway Blvd., suite 719, Metairie, LA 70002
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Located in Metairie, Pontchartrain Law Center is a small firm that's been supporting and representing clients in the surrounding areas since 1991. The firm's attorneys work exclusively with consumer debtors, offering compassionate services for those who have no means of paying their debts and those who may be able to. The attorneys' services include preventing debt collection agencies from. harassing clients and negotiating repayment plans based on the client's ability to pay.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
R. L. Landreneau, Jr. Attorney At Law logo
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R. L. Landreneau, Jr. Attorney At Law

1100 Poydras St Suite 2900, New Orleans, LA 70163
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

R. L. Landreneau Jr. Attorney At Law has more than four decades of experience representing and advising individuals and businesses in matters concerning bankruptcy law. From its two locations, it serves clients in the Houma and Metairie metro areas. Attorney Landreneau is a bankruptcy law specialist, certified by the Louisiana State Board of Specialization who practices Chapter 7 and Chapter 13 bankruptcy. He is a member of the American Bankruptcy Institute and the Louisiana State Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Derbes Law Firm, LLC logo
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The Derbes Law Firm, LLC

3027 Ridgelake Drive, Metairie, LA 70002
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Based in Metairie, The Derbes Law Firm LLC is a multi-practice law firm that represents clients in matters of bankruptcy law. Its clients include most parties in bankruptcy proceedings, such as creditors, debtors, trustees, and committees. It can advise clients from all perspectives of commercial Chapter 7 and Chapter 11 bankruptcy and personal Chapters 7, 11, and 13 bankruptcy. The firm's additional areas of practice include business organization and commercial litigation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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