Best Mortgage Brokers in Lake Charles

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Cody Heard logo
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License Verified:

License: 92001

Nationwide Multistate Licensing System and Registry

Cody Heard

4216 Lake Street, Lake Charles, LA 70605
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  • Refinance
  • New Construction

Business Description

Cody Heard is a residential mortgage loan originator representing Premier Nationwide Lending. He is a branch manager of the Lake Charles division of the company, serving home buyers and providing various loan programs, including conventional, FHA, VA, and USDA loans. Heard has a background in finance, which allows him to connect clients with a financing option that fits the client's financial and life situations. He offers individualized attention throughout the procedure and keeps clients updated on their loan status.

License Verified:

License: 92001

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (47)
Google
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Friendliness
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Detail
––
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Cody Heard

Family First Mortgage logo
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License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Family First Mortgage

3909 Ambassador Caffery Parkway, Lake Charles, LA 70503
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  • Refinance

Business Description

Family First Mortgage is a broker that caters to Lake Charles borrowers by offering conventional, FHA, USDA-RD, and VA loans. It helps homeowners who want to shorten their loan terms, lower their monthly payments, or get cash out of their equity through refinancing. Family First Mortgage simplifies the loan process by using online calculators to provide clients with a variety of options. Chris Chustz, the company owner and mortgage banker, founded the business in 2004.

License Verified:

License: 110317

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (143)
Facebook
5.0 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
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Family First Mortgage

Milestone Mortgage logo
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License Verified:

License: 1845221

Nationwide Multistate Licensing System and Registry

Milestone Mortgage

91 Settlers Trace Blvd, Building 3, Lake Charles, LA 70508
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  • Refinance

Business Description

Milestone Mortgage is a brokerage catering to clients across Lake Charles and the neighboring cities. It aims to help individuals and families purchase their first homes without exceeding their budgets by offering various mortgage loan programs, including USDA, VA, and FHA. It also serves clients wishing to apply for 15- or 30-year loans for their vacation homes or investment properties. Ben Leonards, one of the company's senior loan officers, brings 18 years of mortgage experience.

License Verified:

License: 1845221

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (450)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Milestone Mortgage

NOLA Lending Group logo
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License Verified:

License: 488639

Nationwide Multistate Licensing System and Registry

NOLA Lending Group

129 W College St., Lake Charles, LA 70605
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  • Refinance
  • New Construction

Business Description

NOLA Lending Group is a Fidelity Bank division that serves clients from Lake Charles. It has a varied selection of VA, FHA, and conventional loans for home purchases, as well as tailored refinancing plans. Its loan officers use their first-hand insight into the local market's interest rates and property values to help borrowers maximize the terms and coverage of their choices. They also guide military personnel who wish to buy new homes in line with the guidelines and provisions of the Servicemembers Civil Relief Act.

License Verified:

License: 488639

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
2.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
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NOLA Lending Group

Pemberton Mortgage Group logo
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License Verified:

License: 65028

Nationwide Multistate Licensing System and Registry

Pemberton Mortgage Group

1918 Southwood Dr, Lake Charles, LA 70605
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  • Refinance
  • New Construction

Business Description

Pemberton Mortgage Group provides services across Lake Charles and the surrounding areas. Its team guides individuals in purchasing homes that meet their budget and the needs of their families by offering mortgage loan programs. These programs include VA loans for military veterans who wish to buy homes without down payments and with low-interest rates. It also caters to clients needing both adjustable- and fixed-rate mortgages by carrying hybrid ARM loans. Pemberton Mortgage Group has been operating since 1999.

License Verified:

License: 65028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (276)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Pemberton Mortgage Group

Premier Nationwide Lending logo
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License Verified:

License: 441410

Nationwide Multistate Licensing System and Registry

Premier Nationwide Lending

4216 Lake Street, Lake Charles, LA 70605
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  • Refinance

Business Description

Premier Nationwide Lending addresses the real estate concerns of individuals and families in Lake Charles. It provides mortgage assistance to buyers and investors who want to purchase residential properties. The company works closely with clients to discuss their homeownership goals and helps them process fixed- and adjustable-rate, USDA, VA, FHA, and jumbo loans. Its team also offers refinancing services to lower high-interest debts and monthly payments. Branch manager Cody Heard is a residential loan originator who has been in the industry for over a decade.

License Verified:

License: 441410

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Premier Nationwide Lending

Republic State Mortgage logo
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License Verified:

License: 682404

Nationwide Multistate Licensing System and Registry

Republic State Mortgage

8460 Central Mall Dr., Ste F, Port Arthur, TX 77642
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  • Refinance

Business Description

Republic State Mortgage is a residential loan originating company that serves customers in the Lake Charles area. It offers home purchase and refinance mortgage solutions. It provides a wide variety of loan programs, including conventional, government-backed, investor, second mortgage, jumbo, and renovation loans. The company also assists with rural development loans. Republic State Mortgage is operated by Jason Wagner, who has been in the industry since 2006 and is experienced in developing home loans based on each individual's situation.

License Verified:

License: 682404

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Republic State Mortgage

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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