Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in Lafayette

Our Recommended Top 5

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Lafayette Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

44Reviewed

28Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1103 West University Avenue, Lafayette, LA 70506

Expertise.com Rating

Why choose this provider?

Weinstein & St. Germain, LLC, is a law firm located in Lafayette. It exclusively practices bankruptcy law, debt management, and business litigation. It handles both consumer and business bankruptcies, as well as debt settlement and other non-bankruptcy alternatives. Tom St. Germain has been a bankruptcy lawyer for over 25 years, first in California, then in Louisiana. He has experience in chapters 7, 11, 12, and 13 bankruptcies. He has represented a number of clients who have debts of more than $35 million.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Tom St. germain - PartnerActive27 yrs

201 East Cypress Street, Lafayette, LA 70501

Why choose this provider?

L.W. Thomas & Associates is a bankruptcy law firm in Lafayette that assists clients locally and in the surrounding areas. Individuals and businesses in need of support from bankruptcy lawyers can consult the firm when facing insolvency issues. L.W. Thomas & Associates can handle total bankruptcies through the liquidation of assets under chapter 7 of the Bankruptcy Code. Clients who do not qualify for chapter 7 filings may opt for payment reorganization under chapter 13. L.W. Thomas & Associates can help stop creditor harassment, wage garnishments, and vehicle repossessions.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Lisa Thomas - PrincipalActive22 yrs

1604 West Pinhook Road, Lafayette, LA 70508

Expertise.com Rating

Why choose this provider?

The Andress Law Firm offers to aid businesses and individuals in Lafayette with debt relief solutions. The firm counsels and represents clients facing creditor harassment, lawsuits, or garnishments on how to file for bankruptcy and which option would suit their financial needs. Whether a client qualifies for liquidation or reorganization to deal with debt, Andress Law assists in evaluating the factors that will help prevent foreclosure, manage payments for child support or mortgages, and avoid loans with high interests.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
J. David Andress - PrincipalActive22 yrs

110 East Kaliste Saloom Road, Lafayette, LA 70508

Expertise.com Rating

Review Sources

Google
4.6 (11)
Avvo
5.0 (2)
Facebook
1.0 (1)

Why choose this provider?

Richoux Law Firm, L.L.C. is a bankruptcy law firm based in Lafayette that helps individuals and businesses struggling with debt. The founder, Rodd Christian Richoux, has been practicing bankruptcy law since 1996. He focuses on giving personalized representation, examining each client's debt, assets, and income and helping clients file for chapter 7, chapter 11, or chapter 13 bankruptcy. Richoux provides assistance to clients with debt situations due to job loss, high medical expenses, divorce, and credit card debt.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Rodd Richoux - PrincipalActive28 yrs

706 West University Avenue, Lafayette, LA 70506

Expertise.com Rating

Why choose this provider?

The Menard Law Firm, LLC has been providing legal services to clients in Lafayette for more than a decade. Its areas of practice include bankruptcy, personal injury, divorce, and lemon law. The law firm is also a debt relief agency, assisting clients seeking relief from their debts. Its bankruptcy lawyers help clients in filing for either chapter 7 or chapter 13 bankruptcy. Filing for bankruptcy spares clients from foreclosures, repossessions, and phone calls from creditors.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Chane Menard - Principal / OwnerActive23 yrs

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Lafayette, Louisiana?

    In Lafayette, you file your bankruptcy case with the United States Bankruptcy Court, specifically the Western District of Louisiana. The court is located at the John M. Shaw United States Courthouse, 800 Lafayette Street, Suite 1200, Lafayette, Louisiana 70501. This is the designated court where bankruptcy filings for Lafayette and the surrounding area are processed.

  • Where can I get bankruptcy forms in Lafayette, Louisiana?

    Fillable PDF forms for bankruptcy can be obtained at no cost from the official website of the United States Courts. You can access these forms at https://www.uscourts.gov/forms/bankruptcy-forms.

  • What happens to home mortgages, car loans, and other secured debt in a Lafayette bankruptcy case?

    In Chapter 7 bankruptcy, if you have a secured debt and do not take additional steps, there is a risk of losing the associated property. While the debt will be discharged, the lender can initiate foreclosure or repossession. However, there are options available to retain your secured property, such as negotiating with the lender to reaffirm the debt or paying the property's current value to the lender in Lafayette.

  • How many times can you file for bankruptcy in Lafayette?

    In Lafayette, the 2-4-6-8 rule determines how many times you can file for bankruptcy. If you previously filed for Chapter 13 bankruptcy, you must wait two years to file again, while four years is required if you want to file for Chapter 13 after Chapter 7. For Chapter 7 bankruptcy, the waiting period is six years after filing Chapter 13 and eight years after filing Chapter 7. Filing Chapter 13 immediately after Chapter 7, known as Chapter 20 bankruptcy, extends repayment time but does not discharge debts.

  • What is the median income for bankruptcy in Lafayette?

    The median income for bankruptcy in Lafayette depends on household size and means test calculations. To qualify for Chapter 7 bankruptcy, your monthly income over the next 60 months must be below $7,475. If it exceeds $12,475, you are ineligible. If your disposable income falls between $7,475 and $12,475, additional calculations are needed. It is advisable to consult with an attorney to determine your eligibility and the best course of action in filing for bankruptcy.

  • What are the costs associated with filing for bankruptcy in Lafayette?

    In Chapter 13 cases, a down payment is required, starting at $750 and depending on the complexity of your case in Lafayette. For Chapter 7 bankruptcy, fees are paid upfront and vary depending on the type of case. A typical non-business Chapter 7 case costs around $1,685, while fees for business Chapter 7 cases are determined by the complexity of the case. You may discuss the specific costs with your attorney.

  • What happens to your tax refund in bankruptcy in Lafayette?

    In Chapter 7 bankruptcy, you usually surrender your tax refund for just one year in Lafayette. However, in Chapter 13 bankruptcy, your tax refund is required to be turned over to the trustee throughout your case, which can last three to five years. The trustee will distribute the funds to your creditors. It is important to comply with this requirement and hand over your tax refund to the trustee when you receive it.

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