Expertise.com

2024

Last updated:

Best Life Insurance Companies in Baton Rouge

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baton Rouge Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9925Reviewed

5962Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
13702 Coursey Boulevard, Baton Rouge, LA 70817
  • Life Insurance
  • Individual Plans

Why choose this provider?

United Partners Insurance is a company that specializes in financial services and insurance solutions serving Baton Rouge and the surrounding areas. It provides different types of insurance coverage for individuals, families, and businesses, namely homeowners', auto, and life insurance plans. It also offers financial services, including student loans, annuity, and Roth IRA. United Partners Insurance is under Horace Mann Agency and is a recognized investor by the Baton Rouge Area Chamber.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11847 Bricksome Avenue, Baton Rouge, LA 70816
  • Individual Plans
  • Life Insurance

Why choose this provider?

Preferred Insurance Agency of Louisiana offers insurance policies to many individual and business clients residing in Baton Rouge. The company offers life, auto, home, and business insurance. They have established connections and partnerships with many insurance providers to give their customers a wide range of options to choose from when it comes to their insurance policies. Their team of experienced insurance agents prioritizes what the customer needs and presents them with options matching their coverage needs.

License Verified:

License: 715357

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
206 South Range Avenue, Denham Springs, LA 70726
  • Life Insurance

Why choose this provider?

Garris Wilcox is a life insurance agent serving clients in Baton Rouge and the surrounding areas. He has been in the industry since 2000 and has established Wilcox Insurance Agency, Inc., where he leads a team of professionals with over 50 years of combined industry experience. Wilcox and his team cater to individuals and businesses, providing a wide range of insurance options, including life, home, auto, business, and health insurance. They also offer banking, annuities, mutual funds, and property insurance.

License Verified:

License: 331708

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (73)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8064 Summa Avenue, Baton Rouge, LA 70809
  • Life Insurance

Why choose this provider?

Cordell Insurance has been helping individuals and families in Baton Rouge with their insurance needs since 1977. Founded by David Cordell, the independent agency provides clients coverage for life, home, auto, flood, umbrella, RV, boat, and watercraft insurance. It represents many insurance companies, such as Progressive, Safeco Insurance, Liberty Mutual, and Gulf States Insurance. The philosophy of Cordell Insurance is reflected in its motto: “The greatest compliment we can receive is a referral from our friends and policyholders.”

License Verified:

License: 767159

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25485 Old La Highway 16, Denham Springs, LA 70706
  • Life Insurance
  • Health Insurance

Why choose this provider?

Established in 2004, All Premier Insurance Agency is a locally operated insurance agency that serves residents of Baton Rouge and nearby communities. It offers various insurance products from different carriers, including life, health, and retirement policies. It also assists with securing home/renters, auto, and business coverage. As an independent agency, All Premier Insurance Agency is not bound to a single insurance company, which means it can help clients find the policy that best suits their and their dependents' changing needs and plans for the future.

License Verified:

License: 316946

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3466 Drusilla Lane, Baton Rouge, LA 70809
  • Life Insurance

Why choose this provider?

Insurance & Financial Services, Inc., is an independent insurance agency that offers life insurance policies to clients in Baton Rouge. It also provides individual health insurance, flood insurance, home insurance, and auto insurance plans. Its list of business insurance policies includes commercial auto, commercial property, workers' compensation, general liability, business owner's policy, and employment practices liability insurance. Additionally, the agency handles risk management services and employee benefit consultations. Its CEO, Brad Daigle, has been in the insurance industry since 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13489 Louisiana 431, Saint Amant, LA 70774
  • Life Insurance

Why choose this provider?

America's Choice Insurance Agency is an independent insurance company serving clients in Baton Rouge, Fort Worth, Jackson, and nearby communities. The agency offers an array of products, such as life, recreational vehicle, automobile, business and commercial, and homeowners' insurance. It also maintains several avenues of communication, such as emergency phone numbers and call center services, to ensure its clients' issues are quickly addressed. Moreover, it partners with multiple insurance carriers to provide its clients with options tailored to their financial situation.

License Verified:

License: 742034

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14635 South Harrells Ferry Road, Baton Rouge, LA 70816
  • Life Insurance
  • Health Insurance

Why choose this provider?

Amstead Insurance is an agency located in Baton Rouge. The company comprises a team of agents who are dedicated to delivering individualized insurance solutions that meet clients' goals and budgets. They provide life insurance to prepare financially for the unexpected, including disability and death. The different types of life insurance available are universal life, return of premium life, key employee, buy-sell agreements, term life, and group life insurance. In addition, Amstead Insurance has insurance policies for the home, flood, and auto.

License Verified:

License: 721397

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3636 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
  • Life Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Group Insurance Inc. has been offering its services to residents of Baton Rouge and the rest of Louisiana for more than 50 years. It offers individual and group plans, including life, disability, group health, and short-term and long-term medical insurance. In addition, the company partnered with Alliant Insurance Services that specializes in employee benefits, risk management, and consulting. Group Insurance Inc. also provides senior citizens with insurance plans, including Medicare Advantage and Medicare supplement policies.

License Verified:

License: 114865

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13234 Perkins Road, Baton Rouge, LA 70810
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ken Kenelly is an insurance agent who has been with State Farm since 1986. He caters to clients in Baton Rouge and nearby areas. He offers life insurance products, such as term, whole, and universal, covering college tuitions, debt settlements, and mortgage payments. Moreover, he provides business, commercial auto, flood, home, and renters' insurance plans. Ken speaks both English and Spanish, allowing him to accommodate Spanish-speaking clients. He has received various State Farm awards, including the Chairman's Circle and Legion of Honor.

License Verified:

License: 193915

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1250 SW Railroad Ave Suite 110-B, Hammond, LA 70403
  • Life Insurance

Why choose this provider?

Cypress Insurance is an independent insurance agency serving families and businesses in Baton Rouge and its surrounding areas. Its agents assist with finding insurance policies the work according to the clients' needs. Its agents meet with clients with auto, home, life, and flood insurance and go over the details of the property and assets damages and assess which coverage is to be provided. It also helps small and large business clients with business insurance needs such as general liability, property, and workers' compensations.

License Verified:

License: 262442

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (3)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11051 Coursey Boulevard, Baton Rouge, LA 70816
  • Life Insurance

Why choose this provider?

Located in Baton Rouge, Lewis Mohr Real Estate & Insurance Agency has been serving the entire state of Louisiana for more than 50 years. It offers both individual and group life insurance, as well as group health insurance. Other insurance products that it offers include homeowners' insurance, auto insurance, and general liability insurance. Owner Jeff Mohr has been working in the insurance industry for more than three decades. Lewis Mohr Real Estate & Insurance Agency is a Trusted Choice Agency.

License Verified:

License: 31513

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (23)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4833 Main Street, Zachary, LA 70791
  • Life Insurance

Why choose this provider?

Serving Baton Rouge, John Hendry Insurance Agency, Inc., is an independent agency providing a range of insurance solutions to individuals, families, and businesses in the metro. It offers personal insurance products such as life insurance, home insurance, auto insurance, motorcycle insurance, boat insurance, and excess liability insurance. The company also has commercial insurance options like commercial auto, commercial property, commercial liability, and employment practices insurance. John Hendry Insurance Agency was established in 1980.

License Verified:

License: 94125

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5515 Superior Drive, Baton Rouge, LA 70816
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Beaucoudray Group is a life insurance company that offers short-term disability, long-term care, and health insurance plans. Based in Baton Rouge, the company also specializes in assisting customers needing insurance coverage for cancer and accident plans. Debbie Beaucoudray, the president and CEO of the company, acquired her Louisiana Life and Health Insurance license in 1996. She is also an active member of the National Association of Health Underwriters and the Health Agents for America.

License Verified:

License: 764455

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Facebook
3.0 / 5 (9)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
10734 Coursey Boulevard, Baton Rouge, LA 70816
  • Life Insurance
  • Health Insurance

Why choose this provider?

Baton Rouge Insurance Agency is an independent insurance agency working with multiple carriers to provide residents with the appropriate coverage. Its agents apply the company's business philosophy by focusing on treating their clients as they would themselves. This agency provides life insurance policies encompassing term insurance, which is designed for temporary needs, and permanent insurance, which provides lifelong protection. It also provides auto, motorcycle, RV, boat, health, and flood insurance. Additionally, it offers homeowners' and renters' insurance.

License Verified:

License: 160227

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
720 North Alexander Avenue, Gonzales, LA 70737
  • Life Insurance
  • Health Insurance

Why choose this provider?

Crown Standard Insurance Agency, LLC is a family-owned and independent agency that serves its clients in Baton Rouge and nearby communities. It provides more than 30 insurance products and represents more than 70 insurance companies that give its clients the advantage to select the appropriate coverage that fits their financial circumstances and objectives. Its agents have more than 50 years of combined experience in the industry. Crown Standard Insurance Agency, LLC also offers auto, home, business, and health insurance policies.

License Verified:

License: 337437

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (11)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2905 Government Street, Baton Rouge, LA 70806
  • Life Insurance

Why choose this provider?

Troutman Insurance Agency is an independent firm that serves clients in Baton Rouge and the surrounding areas. It customizes life insurance policies that provide financial security to clients and their families or dependents. It also offers risk protection plans for homeowners, health, motorcycles, cars, and boats. Other programs provided by the agency include commercial liability, inland marine, and cyber liability insurance. Its agents educate clients on the different facets of insurance to help them make informed decisions for their future.

License Verified:

License: 820883

Louisiana Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12605 South Harrells Ferry Road, Baton Rouge, LA 70816
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Established in 1988, A Acadian Assurance, Inc., is an agency that provides a diverse range of insurance options to customers in the Baton Rouge metro. The agency's focus is to deliver risk management planning for both individuals and businesses. Its team of insurance professionals offers life insurance to help clients achieve security if faced with a worrisome situation. They also have other insurance products, including living benefits, critical illness, long-term care, Medicare supplemental, and mortgage protection insurance.

License Verified:

License: 174545

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1669 Lobdell Avenue, Baton Rouge, LA 70806
  • Life Insurance
  • Health Insurance

Why choose this provider?

Coastal Louisiana Insurance is an independent insurance agency located in Baton Rouge that serves individuals, families, and businesses. Founder Jeremy "Jay" Robicheaux has over 12 years of experience in the insurance, financial advisory, and real estate investment industries. Together with a team of agents, he uses his expertise to create personalized insurance solutions to meet each client's specific needs. Personal products include life insurance, health insurance, homeowners' insurance, and renters' insurance. Business solutions include general liability insurance and workers' compensation.

License Verified:

License: 761453

Louisiana Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What are the benefits of life insurance policies in Baton Rouge?

    The main benefit of life insurance plans in Baton Rouge is to provide financial security and stability to the policyholder's loved ones when they die. This coverage offers cash value that grows over time and can finance significant expenses, such as mortgages, college education, and down payments on homes. The accumulated cash value is tax-deferred unless withdrawn from the policy. In addition, life insurance plans are not part of the probate process and can pay estate taxes and funeral charges.

  • Are employers in Baton Rouge required to provide life insurance to their employees?

    Employers in Baton Rouge are not legally required to offer life insurance policies to their workers. These plans are considered benefits for full-time employees and retirees who work at least 30 hours or more weekly, and they have the right to include dependents in their coverage. These dependents include legal spouses and children up to 26 years old, including adopted ones and those with disabilities. Newly hired individuals who enroll within 30 days are also offered life insurance by their employers.

  • How can the Louisiana Department of Insurance help life insurance policyholders in Baton Rouge?

    The Louisiana Department of Insurance assists life insurance policyholders in Baton Rouge in locating the policy information on a deceased relative through their Life Insurance Policy Search request form. LDI helps individuals understand the terms and conditions of their coverage and annuity contract and offers consultations regarding the benefits owed to a deceased family member. The agency also guides life insurance policy buyers in choosing a good insurer by providing the list of those with licenses and no convictions on their records.

  • In Baton Rouge, does universal life insurance build cash value?

    Yes, universal life insurance in Baton Rouge can accumulate cash value from investments and interest rates. It can cover premiums, provide retirement funds, and pay for college education and funeral costs. Its total amount varies on monthly policy payments, market rates, and premium charges. However, taking out this cash value can reduce the account value and death benefit and bring an income tax liability based on the policyholder's gender, age, and underwriting class.

  • How much can an individual in Baton Rouge sell their life insurance plan for?

    The cost of a life insurance plan in Baton Rouge usually depends on the policyholders' age and health condition. Selling through a life settlement can result in an amount less than the policy's face value and greater than the cash surrender value. On the other hand, those using a viatical settlement can receive between 10% and 30% of the policy's face value. For example, individuals selling their $100,000 life insurance plan can receive a $10,000-$30,000 offer from a company.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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