Best Credit Repair Companies in Baton Rouge

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Credit Repair Baton Rouge logo

Credit Repair Baton Rouge

Baton Rouge, LA
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  • Credit Dispute

Credit Repair Baton Rouge is a company of specialists that aims to help clients obtain loans, buy houses, or start businesses through credit repair. The process includes consultations, repair preparations, dispute submissions, result reviews, and dispute resubmissions. The company helps clients improve their credit history and get lasting credit health by correcting the inaccuracies in their credit reports. Credit Repair Baton Rouge was appreciated by a customer for removing the negative records and improving their credit score in just 60 days.

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Heavenly Hope Credit Repair Inc logo

Heavenly Hope Credit Repair Inc

Brusly, LA 70719
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Heavenly Hope Credit Repair Inc. is a credit repair company in Baton Rouge. Its professionals pull client credit reports, go over them for duplicate and erroneous information, and submit disputes with credit bureaus and creditors to have derogatory information removed. Some items the firm disputes include late payments, charge-offs, bankruptcies, tax liens, and foreclosures. It also helps clients struggling with student loan debt by assisting them with debt consolidation, payment reductions, rehab default loans, and loan forgiveness.

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Higher Score Credit Restoration, LLC. logo

Higher Score Credit Restoration, LLC.

5634 Superior Dr. Suite A., Baton Rouge, LA 70816
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Higher Score Credit Restoration LLC offers credit repair services in Baton Rouge. The company provides credit restoration, debt negotiation, and credit education services to help clients restore their credit ratings and improve their financial health. Its credit repair specialists provide personalized dispute letters to assist in removing inaccurate items and adding more points to credit scores. Case analysts and advisors offer 24/7 access to case statuses and updated information as they walk customers through the credit improvement process.

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Kaptivating Lifestyle, LLC logo

Kaptivating Lifestyle, LLC

9111 Interline Avenue Suite #8A, Baton Rouge, LA 70809
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Kaptivating Lifestyle, LLC is a credit repair company serving the Baton Rouge area. Founded by Kaneisha Harper, a credit restoration specialist, the company caters to clients facing financial dilemmas by helping them improve their current credit scores. Its credit repair specialists analyze a client's credit report to determine if there are any discrepancies. They dispute any erroneous items with creditors and provide proper documentation to validate their claims. The business also educates clients on how to build good credit.

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Mustard Seed Financial Services logo

Mustard Seed Financial Services

9800 Airline Highway, Baton Rouge, LA 70816
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Mustard Seed Financial Services is a credit repair company that operates in the Baton Rouge area. It aims to restore the good credit standing of its clients by guiding them throughout the process of challenging negative items on their credit reports. Once the clients acquire their credit reports from the three largest credit reporting agencies, namely Equifax, Experian, and TransUnion, Mustard Seed Financial Services will send the bureaus letters to dispute the negative items. The company offers a secure portal where clients can view the progress of their credit reports 24/7.

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Premier Property and Consulting Group logo

Premier Property and Consulting Group

11824 Bricksome Ave Ste B, Baton Rouge, LA 70816
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Premier Property and Consulting Group is a credit repair company in Baton Rouge. The company works with individuals struggling with poor credit scores and inaccurate credit reports. Its credit repair professionals create custom action plans to remove inaccurate items, boost credit scores, and build long-term financial success. They offer unlimited challenges to questionable negative items on each credit report in addition to 24/7 client portal access. The analysts also provide monthly credit audit meetings to review progress.

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Stirgus Credit Repair logo

Stirgus Credit Repair

PO BOX 135, Denham Springs, LA 70726
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Stirgus Credit Repair is an online company that assists the residents of Baton Rouge and surrounding areas in managing their credit records. Its credit professionals remove inaccurate negative items included in clients' credit reports. They also offer solutions for marks related to charged-off accounts, hard inquiries, medical debt, late payments, bankruptcies, and auto repossessions. Additionally, Stirgus Credit Repair assists clients with addressing financial troubles pertaining to child support and tax liens.

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Zorro Credit logo

Zorro Credit

3466 Drusilla Ln # 102, Baton Rouge, LA 70809
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Zorro Credit has over 15 years of experience assisting clients with credit repair. The company evaluates a client's current credit report and creates a plan of action to dispute and eliminate negative items. Errors Zorro Credit seeks to remove include collections, late payment, bankruptcies, repossessions, and foreclosures as well as inaccurately reported judgments. With an in-house team of attorneys, the company is able to dispute thousands of items daily and aims to repair credit scores as fast as possible.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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