Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Kentucky

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kentucky Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1641

Reviewed

991

Curated

16

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Lexington

Why choose this provider?

Gray Insurance is a family-owned agency that offers a wide selection of financial risk protection programs for families and businesses in Kentucky. Among its products is renter's insurance, which covers losses and damages to items in rental properties. The agency, which has more than 50 years of industry experience, guides its clients in understanding policy provisions. In addition, it offers life, home, auto, and health insurance plans. It is affiliated with the Strategic Insurance Agency Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.3 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Serving clients in Kentucky, Summit Insurance Group offers a broad selection of the cheapest insurance solutions that provide protection for homes and belongings. One of these products is renter's insurance, which covers losses and damages to belongings following unwanted incidents like theft and fire. Committed to providing every client with the best insurance, its agents guide them in understanding every coverage. In addition to renter's insurance, the agency also offers condo, auto, flood, and earthquake insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (19)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

The Energy Insurance Agency is an independent agency that serves individuals and families in Kentucky. It guides them to insurance carriers that provide comprehensive insurance solutions that meet their financial capabilities. Its agents offer clients renters� insurance that protects them and their belongings from unwanted incidents. They also guide them in securing liability coverage that covers injuries that occur at the client's apartment. In addition, the Energy Insurance Agency offers other insurance products, such as home, condo, auto, and motorcycle policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Shalimar Norris is an insurance agent who serves Kentucky by helping renters obtain policies. She also offers auto, home, life, health, pet, and business insurance plans. In addition, she assists her clients with their banking concerns. Norris shares her insurance knowledge with them and explains each available coverage option. She and her team are available any time of the day to respond to customer queries. They work for State Farm, which has been providing insurance coverages since 1922.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Carpenter Insurance Group, LLC, is a is locally owned and operated company that serves the Kentucky community. It offers the best insurance policies that protect the renters' personal goods, including kitchen appliances, furniture, and electronics, in case they are stolen or damaged. It also covers medical and legal expenses for accidents that happen in the rented property. Other insurance products the company covers include protection plans for life, home, auto, boat, watercraft, and motorcycle. The agency has relationships with multiple insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (204)
Facebook
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

An independent agency in Kentucky, Lexington First Insurance helps families and businesses protect their assets. It provides renters with insurance policies that include property coverage for damages or losses from fire, theft, and lightning. It also comes with liability coverage in case somebody gets injured in the rental properties and payments for living expenses if the units become uninhabitable. Additionally, home, auto, and commercial property insurance plans are available. The agency has been offering multi-line insurance options since 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (52)
Facebook
4.6 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisville

Why choose this provider?

Nolan Insurance Corporation is an independent agency that provides personal and business insurance options to clients in Kentucky. It matches families and individuals who are renting to the best policy that protects them and their belongings against damages and losses caused by fire or theft. Its renters� insurance also includes liability coverage that covers accidents that happen inside the rental property. Committed to securing clients' financial futures, Nolan Insurance Corporation also offers life, home, business, auto, boat, and flood insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Since 1920, Bray & Oakley Insurance Agency has been serving Kentucky residents. It is an independent agency that offers personal insurance products for renters, homeowners, and condo owners. Its renter's insurance protects policyholders and their belongings from unwanted situations like theft and vandalism. Its agents guide them on determining the amount to help cover their personal properties and liabilities in case guests get injured inside the rental properties. The agency also offers life and health insurance. Co-owner Michael Winter received accreditation from the Insurance Institute of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (130)
Google
4.9 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

For over 27 years, the Hutch Agency has been providing the people of Kentucky with the best insurance solutions. It helps renters get insurance plans that protect their personal possessions and offer liability coverage in the event somebody gets injured at the rental property. It also pays the renter for living expenses if the place is unfit to live in. Auto, motorcycle, home, and condo insurance are also available. The company also offers risk management solutions for companies of various sizes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisville

Why choose this provider?

Since 1956, Dolack Insurance Agency has been offering coverages that protect individuals and businesses in Kentucky. It provides renters with financial protection for personal possessions, liability for bodily injury or property damages, and additional living expenses. Other personal insurance products cover life, health, auto, ATVs, and boats. It also protects business owners from general and cyber liability, workers' compensation, and builders' risk. The agency represents multiple insurance carriers. Its local agents strive to help clients find the best rates available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Michelle Oberto is a State Farm agent who provides clients in Kentucky with a wide variety of insurance coverages, including protection plans for renters. She offers life, health, auto, home, boat, and small business insurance plans. Financial services are also available. Oberto carries more than seven years of experience in the insurance industry. She is a Chi Omega Advisory Board Member and Junior League of Lexington Member. She aims to offer guidance about insurance and financial services to make a difference in the clients' lives.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisville

Why choose this provider?

Aspen Ridge Insurance, LLC, is a veteran-owned business providing the best services to clients in Kentucky. It provides renters with an insurance policy that keeps their properties safe against theft or damage. The renters' insurance also protects policy owners and their families against certain bodily injury and property damage claims. It also offers a wide range of personal and commercial coverages, from home and auto to general liability and business insurance. Joel Peterson, the founder and CEO, has been an insurance agent for 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Louisville

Why choose this provider?

A Kentucky-based State Farm insurance agent, Greg Haus offers a wide array of personal and commercial protection plans to clients all over the state. He helps renters get insurance plans for their personal belongings inside the rental properties. His agency also carries other insurance policies, including auto, life, home, health, and business insurance. He offers financial services, including annuities, banking, and mutual funds. Haus is a board member of the Cabbage Patch House. The agent is also a member of the St. Matthews Chamber of Commerce and the Frankfort Ave Business Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (215)
Facebook
4.9 / 5 (151)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Lexington Insurance Agency is a local firm that has been serving individuals and families in Kentucky since 1952. It offers a variety of policies, such as renters' insurance. This type of protection program covers the policyholders' belongings and includes liability coverage for unwanted injuries. Its agents directly work with clients to understand the protection they need and to match them with the best policies from different carriers. The agency also offers life, home, and auto insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (49)
Google
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Lexington

Why choose this provider?

Cambridge Insurance is a locally owned agency that serves Kentucky. It partners with various carriers to provide the best insurance for renters. Its agents guide them in acquiring a plan that protects them and their belongings against damages caused by fire, smoke, theft, and vandalism. They also have a liability coverage option for accidents that have occurred on the rental property. Cambridge Insurance offers other products, like life, health, and home insurance. Its principal, J. Carson Evans, has over 40 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lexington

Why choose this provider?

Thoroughbred Insurance Services is an independent agency that serves clients in Kentucky. It helps individuals who are renting homes, apartments, condominiums, and college dorms get renters' insurance. The renters' insurance plan covers losses in the event of fire, theft, or vandalism and protects the policy owners from damages incurred if someone else is injured in the rented properties. It also offers life, home, auto, RV, and business insurance policies. The company represents many insurance providers to connect clients to the right coverage plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (156)
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

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