Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Louisville

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Louisville Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

10482Reviewed

6292Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1411 State Street, New Albany, IN 47150
WebsiteLicense: 613904

Expertise.com Rating

Review Sources

Google
5.0 (138)
Facebook
5.0 (91)
Yelp
5.0 (1)

Why choose this provider?

Countryside Insurance caters to residents of Louisville whose pets need coverage. These plans answer for the veterinary care procedures needed during sickness. Individual life products are available to give families support once a breadwinner passes or is disabled. The team also has property policies that are tailored toward condominium owners, motorists, and classic car enthusiasts. Countryside Insurance was founded in 1976 by Charles Wathen who passes it on to his daughter Susan Wathen in 1997.

  • Accident Only
  • Policy Bundle Discount

757 E Lewis And Clark Pkwy, Ste 804, Clarksville, IN 47129
WebsiteLicense: 830441

Expertise.com Rating

Review Sources

Google
4.7 (41)
Facebook
5.0 (5)

Why choose this provider?

Shannon Kayse Kaelin is a Clarksville-based Allstate insurance agent who serves clients in Louisville. She helps provide them with security and peace of mind by offering various products, including pet insurance. Allstate's pet health insurance covers injuries and serious health issues for dogs and cats. It can also cover routine wellness care, such as dental cleanings, vaccinations, and annual checkups. Kaelin has been serving her community's insurance needs for over two decades. She also accommodates Spanish-speaking clients.  

  • Policy Bundle Discount

12342 Shelbyville Road, Louisville, KY 40243
WebsiteLicense: 759602

Expertise.com Rating

Why choose this provider?

Holly Coy is a State Farm agent in Louisville who caters to the needs of pet owners in the local area. Coy specializes in various insurance services and products, including pet, home, auto, and life insurance. Pet insurance products typically cover medications, injuries, illnesses, and breed-specific conditions. Holly Coy has been working as a State Farm agent since 2010 and established her own office in 2021. Her agency partners with local charities and sponsors local events.

  • Policy Bundle Discount

2855 Charlestown Road Suite 200, New Albany, IN 47150
WebsiteLicense: 805538

Expertise.com Rating

Review Sources

Google
5.0 (122)
Facebook
5.0 (30)
Yelp
5.0 (1)

Why choose this provider?

Adam Baker serves the insurance needs of families and individuals in Louisville and the surrounding areas. He processes different types of personal protection plans, including pet insurance. He aims to protect policyholders from monetary losses due to their animals' veterinary expenses. He also provides life, health, auto, condominium, homeowners', and renters' insurance. In addition, the professional caters to entrepreneurs seeking business insurance. Baker is a second-generation agent who has been with State Farm since 2019.

  • Policy Bundle Discount

5103 Preston Hwy, Louisville, KY 40213
WebsiteLicense: 807571

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Compuche is a family-owned independent insurance agency protecting clients in Louisville and nearby communities. It offers a variety of insurance products, including life, homeowner's, condo, auto, and pet insurance. For businesses, the agency provides coverage for general liability, commercial property, non-owned autos, and workers' compensation. Compuche uses a custom-tailored strategy to connect clients to the insurance options that fit their time and budget. Its team explains the policies using terms that are easy to understand.

  • Policy Bundle Discount

12000 Shelbyville Road, Louisville, KY 40243
WebsiteLicense: 751009

Expertise.com Rating

Review Sources

Google
4.8 (84)
Facebook
5.0 (26)
Yelp
3.0 (4)

Why choose this provider?

Commonwealth Insurance Services is an independent agency that serves families and individuals in Louisville. It offers pet insurance policies that cover the medical costs of accidents and illnesses of pets. There are options for single or multiple treatment policies and coverage for all treatments for a single pet condition. The agency provides other personal insurance options, including home, auto, umbrella, and life plans. Commonwealth Insurance Services has been in the business for more than a decade. Its team has over 40 years of combined industry experience.

1700 UPS Drive, Suite 106, Louisville, KY 40223
WebsiteLicense: 771335

Expertise.com Rating

Review Sources

Google
4.5 (10)
Yelp
5.0 (1)

Why choose this provider?

The Reisert Group, LLC, is a family-owned and locally operated independent insurance agency that serves Louisville. Partnered with Figo Pet Insurance, it provides insurance policies for dog or cat owners. These plans help cover medical expenses in the event of pet sickness or injury. Clients are able to manage their pet’s medical records, bills, and reimbursement process through the Figo Pet Cloud mobile app. The agency has been in business for more than a century.

  • Exotic Pets

FAQs

  • How does pet insurance operate in Louisville, mirroring Kentucky's system?

    In Louisville, pet insurance typically operates on a reimbursement model. Once your pet receives care, you pay the veterinarian upfront. Afterward, you forward a claim to your insurer. Upon approval, they refund a portion of the eligible expenses - anywhere from 70% to 100%, contingent on the plan, post-deductible. Pet owners aren't restricted to "in-network" vets; any licensed veterinary practice is valid.

  • Why might Louisville residents consider pet insurance as a priority for their pets?

    For many in Louisville, pet insurance brings valuable peace of mind. A survey showed that 40% would rely on credit cards for unexpected vet bills, while 9% remained uncertain about covering the cost. With pet insurance, emergencies become less financially burdensome. This means that during crises, you can concentrate on your furry friend's recovery rather than fretting over expenses.

  • What are the primary types of pet insurance plans available to Louisville residents?

    In Louisville, pet owners can choose accident-only plans, which cover unexpected injuries or incidents like swallowing harmful items; they're a more budget-friendly choice. Secondly, accident-and-illness plans cater to accidents and a range of ailments, including hereditary issues. Lastly, wellness plans, often supplementary, handle routine veterinary needs like vaccinations and dental cleanings.

  • What factors lead to an increase in pet insurance premiums for Louisville pet owners?

    A significant influence on the premium is the aging of pets, as older animals tend to have a higher risk of expensive medical conditions. While some insurers offer continuous coverage into a pet's senior years without age-related restrictions, it's noteworthy that claims made in Louisville won't result in premium hikes.

  • How does exotic pet insurance function for unique animals in Louisville?

    In Louisville, insurance for exotic pets, from rats to iguanas, emphasizes specialized care tailored to their unique needs. Coverage includes ailments and treatments exclusive to such animals. With a policy, visit any licensed vet, pay for services, and then file a claim for eligible cost reimbursement. When choosing coverage, it's crucial for pet owners to reflect on factors like hereditary issues and the need for specialist care.