Best Credit Repair Companies in Wichita

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Credit Repair Companies FAQs

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ASAP Credit Repair logo
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ASAP Credit Repair

345 Riverview Street, Wichita, KS 67203
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  • Credit Monitoring

Business Description

ASAP Credit Repair is a credit restoration company in Wichita. It works with clients to resolve credit problems such as public records, credit fraud, bankruptcies, judgments, and foreclosures. Its credit team first reviews client reports then communicates with the credit bureaus to start the resolution process. Finally, clients should see some improvements in their scores. The company relies on cloud backup technology to safeguard data safety and reliability. To date, it has helped more than 100,000 clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.5 / 5 (160)
Google
5.0 / 5 (6)
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ASAP Credit Repair

Consumer Credit Counsel Service, Inc logo
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Consumer Credit Counsel Service, Inc

727 North Waco Avenue, Wichita, KS 67203
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  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Established in 1985, Consumer Credit Counsel Service, Inc., provides credit repair services for families and individuals in Wichita and the surrounding locations. The nonprofit community service organization is committed to delivering in-person, over-the-phone, and online money management and credit education and counseling services. In addition, its team offers a debt management program that allows clients to repay debts that is realistic with the current income. Consumer Credit Counsel Service, Inc. also conducts workshops for first-time homebuyers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
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Consumer Credit Counsel Service, Inc

Credit Score Advocates logo
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Credit Score Advocates

402 North River Street, Derby, KS 67037
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  • Credit Dispute

Business Description

Credit Score Advocates is a company that started in 2015 and aims to improve the ability of clients in Wichita to acquire financing. As a credit repair firm, they offer educational modules on financial matters and a client portal for clients to manage their credit scores. They work with each client by evaluating their credit profile and recommending a package that suits their needs. The company offers services such as dispute processing, credit building, student loan consolidation, tax liens dispute processing, and bankruptcy dispute processing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Credit Score Advocates

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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