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Best Credit Repair Companies in Wichita

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345 Riverview Street, Wichita, KS 67203
Wichita, KS 67203
Instagram
  • Credit Monitoring

ASAP Credit Repair is a credit restoration company in Wichita. It works with clients to resolve credit problems such as public records, credit fraud, bankruptcies, judgments, and foreclosures. Its credit team first reviews client reports then communicates with the credit bureaus to start the resolution process. Finally, clients should see some improvements in their scores. The company relies on cloud backup technology to safeguard data safety and reliability. To date, it has helped more than 100,000 clients.

345 Riverview Street, Wichita, KS 67203
Wichita, KS 67203

InstagramWebsite(316) 847-7116

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

166 (Best)

Score Consistency:

Consistent (Best)

727 North Waco Avenue, Wichita, KS 67203
Wichita, KS 67203
Instagram
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Established in 1985, Consumer Credit Counsel Service, Inc., provides credit repair services for families and individuals in Wichita and the surrounding locations. The nonprofit community service organization is committed to delivering in-person, over-the-phone, and online money management and credit education and counseling services. In addition, its team offers a debt management program that allows clients to repay debts that is realistic with the current income. Consumer Credit Counsel Service, Inc. also conducts workshops for first-time homebuyers.

727 North Waco Avenue, Wichita, KS 67203
Wichita, KS 67203

InstagramWebsite(800) 279-2227

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

402 North River Street, Derby, KS 67037
Derby, KS 67037
Instagram
  • Credit Dispute

Credit Score Advocates is a company that started in 2015 and aims to improve the ability of clients in Wichita to acquire financing. As a credit repair firm, they offer educational modules on financial matters and a client portal for clients to manage their credit scores. They work with each client by evaluating their credit profile and recommending a package that suits their needs. The company offers services such as dispute processing, credit building, student loan consolidation, tax liens dispute processing, and bankruptcy dispute processing.

402 North River Street, Derby, KS 67037
Derby, KS 67037

InstagramWebsite(316) 444-5333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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