Expertise.com

2024

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Best Local Car Insurance Agencies in Topeka

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Topeka Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

49Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2900 Southwest Atwood Avenue, Topeka, KS 66614
WebsiteLicense: 6118396

Expertise.com Rating

Review Sources

Google
4.5 (66)
Facebook
5.0 (2)

Why choose this provider?

Roquet Insurance Agency is an independent insurance brokerage based in Topeka that providers insurance products to residents in the metro and nearby towns. The company writes auto insurance policies that cover financial liabilities for bodily injuries, comprehensive coverage for various physical damages, and collision coverage for losses and damages in the event of a traffic accident. Payments and services such as document requests, claims, and policy changes can be made through its online portal.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

5855 Southwest 29th Street, Topeka, KS 66614
WebsiteLicense: 7373060

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (6)

Why choose this provider?

Ryan Mohwinkle is a State Farm insurance agent serving the Topeka area. He specializes in auto insurance, which includes comprehensive, collision, rental, and rideshare coverages. He also deals with commercial, home, health, life, and property insurance, as well as mutual funds and annuities. He is a third-generation agent who has been in the industry since 2003. A native Topekan, Mohwinkle actively participates in his local community by mentoring young men and raising funds for charitable programs.

  • Motorcyle & ATV

2153 Southeast California Avenue, Topeka, KS 66605
WebsiteLicense: verified

Expertise.com Rating

Review Sources

Google
4.1 (20)

Why choose this provider?

Allen Insurance Associates, Inc. is an independent and family-owned insurance business servicing the Topeka metro and nearby communities. Its team of insurance professionals has over 40 years of combined experience in the industry and specializes in handling businesses, homeowners, and auto insurance policies. They help their clients find the coverage and rates that best suit their requirements and will protect them against financial loss due to road accidents. Another is an option to have a multi-policy, which they offer to clients to maximize their savings.

  • Multiple Carriers

3706 Southwest Topeka Boulevard, Topeka, KS 66609
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Shawnee Insurance Agency is a locally-owned agency servicing the Topeka community. It has been offering a wide range of car insurance coverage options for over 30 years. Non-standard insurance auto assistance can be provided for drivers under 25, over 65, those with DWI convictions, and those who had previously canceled insurance. Its team of helpful staff can also help clients acquire same-day coverage. Extensive insurance plans are also available for motorcycles. The agency also offers home and life insurance products.

  • Motorcyle & ATV

2220 Southeast 29th Street, Topeka, KS 66605
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Becker Lassen Insurance Agency, Inc., is a locally owned and operated business in Topeka. Its team of insurance professionals understands the clients' insurance needs and state requirements. They ensure clients receive the right coverages that pay for losses, legal costs, and medical expenses due to car accidents, fire, theft, or other insured events. As an independent agency, the company has access to multiple highly rated insurance carriers, which allows it to shop for the best policies and present comparisons of quotes.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

700 South Kansas Avenue, Topeka, KS 66603
WebsiteLicense: 7225390

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Capitol Agency - Topeka is an independent insurance agency established in 1950 that serves Topeka and the surrounding areas. It is an independent agency that offers car, home, life, flood, and recreational insurance products. Its experienced staff customizes car insurance coverage to customer needs, whether they have multiple vehicles or have drivers of different ages. Companies that Capitol Agency - Topeka works with include State Auto Insurance Companies, Progressive, and Travelers.

  • RV & Motorhome

3706 Southwest Topeka Boulevard, Topeka, KS 66609
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.4 (43)
Facebook
4.3 (6)
Yelp
1.0 (1)

Why choose this provider?

All Insurance Access, LLC writes both personal and commercial insurance policies with a specialty in auto insurance coverages. The agency aims to develop a long-term relationship with clients through one-on-one consultations and coming up with personalized insurance programs that are tailored for each client's specific needs. Established in 2008, the agency is licensed to practice in Topeka, throughout the region, and in four other states. The team of professional staff is fluent in both English and Spanish languages.

  • Bundling Option

2315 Northwest Topeka Boulevard, Topeka, KS 66608
WebsiteLicense: 927808

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
4.5 (2)

Why choose this provider?

Kansas Insurance - Topeka helps businesses, families, and individuals in the area obtain custom insurance policies. This locally owned agency works with various insurance carriers, such as Progressive, Travelers, and Nationwide Insurance. Its insurance professionals offer coverage options for car owners, including collision, liability, comprehensive, medical payments, and uninsured motorist coverages. Kansas Insurance - Topeka maintains an online auto quote request form on its website. It helps clients plan and manage different types of risks and provides quality insurance plans.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is auto insurance required in Topeka?

    In Topeka, you must have either proof of financial responsibility or minimal insurance coverage. If you decide not to get insurance, you must be able to cover any accident-related expenses out of pocket. This means that in order to legally drive, you must provide proof of financial responsibility. If you decide to get insurance, you must have at least the state-mandated minimum coverage for bodily injury, property damage, and personal injury protection.

  • Does the age of the driver affect Topeka insurance premium rates?

    Yes, the driver's age is a significant determining factor in Topeka insurance premium prices. Due to their inexperience behind the wheel and increased risk of collision, younger drivers pay more than four times as much as senior drivers. 50-year-old drivers will pay the lowest rates, with 60-year-old drivers only marginally paying more.

  • How do insurance companies in Topeka handle automobiles whose repair costs exceed their current market value?

    There are several instances where the cost of repairing an older car's damages exceeds the vehicle's value. When this occurs, Topeka insurance companies will frequently total the vehicle's value and issue a check for the market value of the vehicle less the deductible. As a result, many drivers with older vehicles choose not to purchase physical damage protection.

  • What minimum protections must be included in all Topeka auto insurance policies?

    Vehicle insurance policies in Topeka require a minimum liability coverage of $25,000/person and $50,000/accident for bodily injury, as well as $25,000/accident for property damage. Additionally, it should include personal injury protection with a minimum of $4,500/person for medical costs, $900/month for a year of incapacity, $25/day for in-home care, $2,000 for funeral or cremation costs, and $4,500 for rehabilitation. Lastly, it should also include $25,000/person or $50,000/accident for the uninsured or underinsured.

  • What are the typical criteria for Topeka auto insurance company discounts?

    Some Topeka auto insurance companies offer discounts to drivers who have completed driver education or accident prevention courses, have two or more vehicles listed on their policy, and have safety features and anti-theft devices installed in their vehicles. Drivers between the ages of 50 and 65, good student drivers under the age of 25, those with spotless driving records, and owners of low-mileage vehicles may also be eligible for a discount.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.