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Best Mortgage Refinance Companies in Olathe

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Affinity Mortgage LLC logo

Affinity Mortgage LLC

8725 Rosehill Rd, Suite 109, Lenexa, KS 66215
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  • New Construction

Affinity Mortgage LLC helps customers in Olathe achieve their homeownership goals. It assists borrowers in reducing their interest rates or changing the terms of their mortgages through refinancing. The lender offers various mortgage loan options, such as FHA, VA, and USDA, as well as conventional and jumbo. It also provides a cash-out refinancing option for borrowers who need cash for debt consolidation and home improvements. Affinity Mortgage has a mortgage calculator to help clients project their potential expenses.

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Assured Mortgage LLC logo

Assured Mortgage LLC

3000 NE. Brooktree Lane, Gladstone, MO 64119
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  • Reverse Mortgages

Assured Mortgage LLC serves clients across the Olathe metro. The company has experience advising individuals throughout the refinancing process, helping them change their loan terms. It has dealt with owners of different types of properties, including condominiums, single-family homes, and townhouses. It also provides mortgages that contain a combination of adjustable-rate and fixed-rate loans. It offers other programs, including location-efficient mortgages and jumbo loans. The company's website contains interactive tools like calculators to guide clients' decision-making.

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BuildBuyRefi logo

BuildBuyRefi

11030 Oakmont Street, Suite 100, Overland Park, KS 66210
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  • New Construction
  • Reverse Mortgages

BuildBuyRefi caters to homeowners and homebuyers throughout Olathe. It assists clients looking to lower their interest rates, revise loan terms, consolidate debts, or take cash out of their home's equity by providing them with various refinancing options. These include FHA, USDA, conventional, and VA cash-out loans. Construction, FHA 203k, jumbo, and VA jumbo loans are also available. Richie Duncan, the company's team lead, has helped close more than $1 billion in loan volume throughout his career spanning over 20 years.

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Chad Trease logo

Chad Trease

6850 College Blvd., Suite 101, Overland Park, KS 66211
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  • Reverse Mortgages

Chad Trease is a branch manager of Summit Funding Inc. who caters to clients in Olathe and the surrounding areas. The firm offers mortgage refinancing options, including USDA, FHA, VA, jumbo, and conventional loan programs. In addition, it provides reverse mortgage options to utilize a portion of clients' property equity for debt consolidation, wealth management, or foreclosure avoidance. Trease handles consultations to maximize the benefits of clients' homes and help them make informed financial decisions.

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Fortress Home Loans logo

Fortress Home Loans

6801 W 107th St Suite 106, Overland Park, KS 66212
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  • New Construction
  • Reverse Mortgages

Fortress Home Loans addresses inquiries from individuals and families in Olathe who seek to refinance their homes or purchase new properties. Its application processes involve comprehensive consultations regarding each client's financial capabilities and situation, as well as their long-term needs like cash-outs and improved interest rates. It employs a team that assesses applicants' credit scores and compares choices from a variety of lenders. The company customizes and adjusts each recommendation based on evaluations of local property values, interest changes, and marketing trends.

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Greg Hall logo

Greg Hall

10975 Grandview St. Suite 175, Overland Park, KS 66210
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  • New Construction
  • Reverse Mortgages

Caliber Home Loans is a mortgage firm that serves homeowners and homebuyers in the metro of Olathe. Its team of loan executives helps clients in understanding the mortgage refinancing option as regards when and why to avail and what to expect from the re-loan. The company also offers the Smart Series loan that includes the SmartEdge jumbo loan for those unqualified for traditional lending, SmartSelf for self-employed borrowers, and SmartVest for experienced real estate investors.

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KC Mortgage Lender logo

KC Mortgage Lender

Olathe, KS
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  • New Construction

KC Mortgage Lender is a residential lending company serving the Olathe community. It offers mortgage refinance programs to help clients decrease their monthly payments or pay off their old loans faster. The company also assists first-time buyers and investors in getting their dream homes by offering a variety of mortgage loans, such as VA, FHA, interest-only, and fixed-rate. Its loan officers, Ryan Lehew and Renee Diviak, have over 30 years of collective mortgage lending experience.

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Maryhelen Loya logo

Maryhelen Loya

8900 Indian Creek Parkway, Suite 100, Overland Park, KS 66210
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  • Reverse Mortgages

Maryhelen Loya is a loan originator of PrimeLending who serves clients in and around the Olathe metro. She brings more than two decades of experience assisting clients with their refinancing needs, whether they are looking into lowering interest rates, shortening loan terms, switching from adjustable-rate mortgages to fixed rates and vice versa, or taking some cash out of their home's equity. Loya has been named Scotsman Guide's Top Producer since 2015. In addition, PrimeLending offers 400 loan options for home buyers.

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Mission Mortgage logo

Mission Mortgage

9401 Indian Creek Parkway, Suite 1160, Overland Park, KS 66210
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  • Reverse Mortgages
  • New Construction

Mission Mortgage provides services to clients in Olathe and the surrounding areas. It guides eligible homeowners in refinancing their existing mortgage loans to cash out their home equity, which helps pay their debts, create emergency funds, improve their homes, or supplement their income. It also carries various loan products for homebuyers, such as USDA, FHA, VA, and conventional. Mission Mortgage has been in the industry since 2003. The agency has 63 branches in 22 states, including Florida, Arizona, Texas, Indiana, and Iowa.

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Online Central logo

Online Central

7960 W 135th St, Overland Park, KS 66223
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  • New Construction

Online Central provides mortgage services to clients in Olathe and nearby cities. It helps borrowers apply for a refinance loan program to get lower or fixed rates and shorter terms for their existing loans. It also recommends refinancing plans for those who wish to consolidate debts or cash out their home equity for various purposes. Clients may complete transactions online and over the phone and consult the agency's mortgage lenders on their preferred schedules. Online Central is supported by the Central Bancompany, an institution that has been in the industry since 1902.

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Smart Home Lending logo

Smart Home Lending

5440 W 110th St Ste 300, Overland Park, KS 66212
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  • New Construction

Smart Home Lending offers a variety of mortgage solutions aimed at helping clients throughout Olathe and nearby metros secure their property-financing needs. The firm has been in business since 2016, providing mortgage refinancing help for clients looking into securing lower payments or cashing out some of their home's equity. First-time homebuyers also have access to several financing programs, including conventional, FHA, VA, and USDA loans. The firm partners with over 20 lenders and negotiates terms for its clients.

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Zillow Home Loans logo

Zillow Home Loans

10975 El Monte St, Overland Park, KS 66211
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  • New Construction
  • Reverse Mortgages

Zillow Home Loans caters to the property needs of residents in Olathe and the surrounding communities. It assists clients in purchasing or refinancing their homes by guiding them through the process and offering a variety of options, such as FHA, conventional, and VA loans. The company has been working to improve its digital accessibility for people with disabilities by including features like mortgage calculators and resources on loan types, home buying basics, and lender locators on its website.

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Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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