Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Lawrence

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lawrence Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40

Reviewed

26

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
208 Baker St Suite A, Baldwin City, KS 66006
  • Home and Auto Insurance

Why choose this provider?

Cody Anno runs a State Farm-affiliated agency that caters to clients in Lawrence. With over 15 years of collective insurance experience, Anno and his team help clients select the right insurance coverages for their personal or business needs. These include insurance for people who want to secure their stuff in their apartments from unforeseen events or damages. The renters' policy they offer covers policyholders' personal belongings, such as clothing, furniture, computers, and appliances. Anno has been with State Farm since 2014.

License Verified:

License: 16803454

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1811 Wakarusa Drive, Ste 100, Lawrence, KS 66047
  • Home and Auto Insurance

Why choose this provider?

Kurt Goeser has been an insurance agent since 2002, catering to homeowners, renters, and small business owners in Lawrence. His firm covers life, commercial, and auto insurance, as well as financial services and annuities. It also focuses on resident relocations around Douglas County. A Kansas resident for over 10 years, Kurt is an active volunteer in the Lawrence community, serving Cottonwood, the Lawrence Children's Choir, the Theater Lawrence, and the Lawrence Chamber of Commerce.

License Verified:

License: 4893630

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (121)
Facebook
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 W 31st St., Suite B, Lawrence, KS 66047
  • Multiple Policy Types

Why choose this provider?

Integrity Midwest Insurance, LLC, serves customers throughout Lawrence by providing insurance solutions ranging from renters', cooperative, and condominium insurance to home insurance. With the understanding that personal assets are valuable, the company strives to find coverages and terms that protect what is important to clients. Owned and operated for three generations, the company also offers various personal, business, group health, and life insurance products from national and regional carriers. In addition to the Lawrence office, Integrity Midwest Insurance has a location in Eudora.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2706 Iowa St. Ste. B, Lawrence, KS 66046
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Jensen Insurance Group is a full-service insurance agency brokerage serving the communities in Kansas, including Lawrence, Wichita, El Dorado, Osage City, and Douglass. It represents a diverse group of companies that provide a variety of insurance products, including coverage for homeowners and renters. Protection plans for mobile homes, farmhouses, and commercial properties are also available. In addition, the team compiles and prepares a few quotations from different insurance firms to provide each client with the best-fit policies.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 Wakarusa Drive, Suite C1A, Lawrence, KS 66049
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Prodigy Insurance Consultants is an agency that provides its services to families, individuals, and single and multi-property owners. It aims to help its clients protect their properties from various risks through renters' insurance. It has also been offering other products to the people of Lawrence for more than 15 years, including home, life, and auto insurance, as well as coverages for businesses. Being an independent agency, it is able to canvass more options for policy buyers.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2201 W 25th Suite S, Lawrence, KS 66047
  • Multiple Policy Types

Why choose this provider?

Ryan Sparke is a Farm Bureau insurance agent who has been serving individuals and families in Lawrence and nearby areas since 2013. He offers renters' insurance plans to safeguard clients' belongings inside the rental property in case something unforeseen happens, such as fire, explosion, theft, and other insured events. Its policyholders are entitled to replace damaged clothing, furniture, household items, and other personal belongings. Auto, life, and farm and ranch insurance products are likewise available.

License Verified:

License: 16871137

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
305 E 7th Street, Lawrence, KS 66044
  • Home and Auto Insurance

Why choose this provider?

Gardner Insurance offers home, life, auto, and commercial policies for clients in Lawrence. It provides renters' insurance to cover damages to personal items caused by break-ins, fires, or natural disasters. It carries products from several companies such as Assurant, Encompass, Hagerty, MetLife, Progressive, and Safeco. Isaac Gardner opened the agency in 2011. He pursued a career as an insurance agent to help people find insurance plans that meet their needs. Gardner also works as an income tax preparer for Hume’s Tax Service.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is your landlord allowed to require you to get renter’s insurance in Lawrence?

    While no Texas law requires tenants in Lawrence to obtain renter's insurance policies, it is perfectly legal for your landlord to require you to obtain some form of renter's insurance when entering into a lease agreement. If this is an issue for you, make sure to consult with your landlord before signing the lease.

  • What are the disasters covered by renter’s insurance in Lawrence?

    Tenants are protected by insurance policies issued in Lawrence against losses caused by a variety of disasters, such as fires, explosions, windstorms, hail, lightning, and heavy rains. However, if you want to be covered for flood damage, you will need to purchase a separate insurance policy. Flood insurance is available from the National Flood Insurance Program as well as from several private insurers in Texas.

  • What do floaters mean when you are getting renter’s insurance in Lawrence?

    Insurance companies in Lawrence may offer you floaters if you have highly valuable belongings, such as jewelry, collectibles, furs, or even sports and musical equipment. A floater is a separate policy that provides additional protection for your valuables in the event that they get lost or damaged. If you are considering getting a floater, make sure to have your items appraised first, since your premium will be based on the appraised value.

  • Will your renter’s insurance pay for your living expenses if you need to stay somewhere else after your rental property in Lawrence gets destroyed by a disaster?

    Yes, renter's insurance policies in Lawrence include additional living expenses (ALE) coverage, which provides reimbursement for expenditures such as lodging, transportation, or alternative rental accommodations. ALE also provides coverage for restaurant meals and additional expenditures that may arise during the period of home reconstruction or repair. Verify whether your insurance provider offers coverage for a specified duration of time or if there is an ALE cap.

  • Is your business covered by renter’s insurance in Lawrence if you run it from your rental home?

    Yes, but most renter's insurance policies in Lawrence only cover business equipment up to $2,500 in value. Depending on the type of business you run, this may be an insignificant sum that will not cover the cost of replacing all of your equipment if it is damaged or stolen. For added protection, it is always a good idea to shop around for business insurance coverage options.

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