Best Mortgage Refinance Companies in Lawrence

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Mortgage Refinance Companies FAQs

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License: 17380

Nationwide Multistate Licensing System and Registry

First Assured Mortgage

4830 Bob Billings Pkwy Ste. 100A, Lawrence, KS 66049
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Business Description

First Assured Mortgage serves individuals, couples, and families in Lawrence and its neighboring areas. The company offers refinancing programs for clients who want to get lower monthly payments and interest rates, pay off their debt, and get more savings. It offers conventional, jumbo, government-backed loans. In addition, First Assured mortgage has state and local housing programs for low-to-middle income families. Its general manager, Patrick Toepfer, has been in the real estate lending industry since 1998.

License Verified:

License: 17380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (13)
Yelp
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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