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Best Local Car Insurance Agencies in Lawrence

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Armed Forces Insurance logo
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License: Verified

Kansas Insurance Department

Armed Forces Insurance

550 Eisenhower Road, Leavenworth, KS 66048
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Armed Forces Insurance was formed in 1887 by military leaders with the aim of catering to the insurance needs of military personnel and other uniformed officers in Lawrence. It writes auto insurance policies provided by Armed Forces Insurance Exchange and the Armed Forces Insurance Agency together with their affiliate partners. With over a century in the industry, its core value of protecting the people who protect the people remains the same.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (510)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Baldwin Insurance Services logo
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License: 8812538

Kansas Insurance Department

Baldwin Insurance Services

604 High Street, Baldwin City, KS 66006
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  • Multiple Carriers

Business Description

Baldwin Insurance Services is a company that caters to the car insurance needs of individuals and businesses in Lawrence and nearby areas. The firm assists car owners, family drivers, and commercial operators in securing financial protection. Its independent insurance agents shop for a variety of coverage options from multiple providers, including property, liability, and medical coverage. They also assist customers in determining their needs and establishing premiums and deductibles based on their capacity. The locally owned agency values building long-term relationships with its clients.

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License: 8812538

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Beasley Insurance, Inc. logo
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License: verified

Kansas Insurance Department

Beasley Insurance, Inc.

2336 Ridge Court, Lawrence, KS 66046
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Beasley Insurance Inc. is an independent insurance agency in Lawrence that has been writing insurance policies for clients since 1965. The company is composed of licensed insurance agents and staff with over 50 years of cumulative industry experience. It provides auto insurance solutions that protect personal vehicles and their owners from liabilities, damages, and losses. Beasley Insurance also covers other motor vehicles such as motorcycles, ATVs, boats, jet skis, and even golf carts.

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License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Becker Lassen Insurance Agency, Inc. logo
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License: Verified

Kansas Insurance Department

Becker Lassen Insurance Agency, Inc.

2220 Southeast 29th Street, Topeka, KS 66605
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  • Multiple Carriers

Business Description

Becker Lassen Insurance Agency, Inc., is a car insurance company that caters to Lawrence-based clients. The company provides policies that cover vehicle damage through its collision and comprehensive coverages. It also offers insurance for motor homes and motorcycles. Because it is an independent agency that is not restrained to a single insurance company, its agents can find the best packages for each client's unique needs. Some of the companies they represent include America First Insurance and Dairyland Insurance Co.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Edie Insurance Group logo
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License: verified

Kansas Insurance Department

Edie Insurance Group

3109 West 6th Street, Lawrence, KS 66049
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  • Multiple Carriers

Business Description

Edie Insurance Group is an independent agency that offers auto coverage plans for clients in Lawrence. Its policies include collision insurance and comprehensive insurance, the latter securing damage costs incurred from natural disasters, theft, fires, and vandalism. It also offers liability protection against injuries or property damages sustained by persons other than the policyholder. Edie Insurance Group also provides insurance options for trucks and recreational vehicles such as boats and motorcycles. It partners with carriers such as Progressive, Travelers, and SafeCo.

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License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
elliottinsurancegroup.com logo
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Kansas Insurance Department

elliottinsurancegroup.com

278 Fairlane Drive, Louisburg, KS 66053
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  • Motorcyle & ATV

Business Description

Servicing its clients in Lawrence and the nearby areas, Elliott Group is an independent insurance agency providing car insurance plans to its clients. The agency creates customized insurance plans that are tailored to their client's needs. Its car insurance policies cover liability insurance, comprehensive insurance, and collision insurance. Additionally, Elliot Group also offers services for other personal insurance needs such as life and homeowners' insurance, and it can provide commercial insurance as well.

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License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Free State Insurance logo
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License: Verified

Kansas Insurance Department

Free State Insurance

917 Iowa Street, Lawrence, KS 66044
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Free State Insurance is a full-service insurance company that serves the Lawrence metro area and surrounding communities. The firm assists individuals, families, and businesses in insuring their private cars, classic vehicle collections, and recreational vehicles with an auto insurance policy. Its independent insurance agents represent various carriers that can provide different coverage options, including collision, comprehensive, liability, medical payments, personal injury protection, and uninsured motorist. They also help policyholders with vehicle registrations and SR-22 filings. The company aims to provide its clients with a positive and personalized experience.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gardner Insurance logo
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License: Verified

Kansas Insurance Department

Gardner Insurance

305 East 7th Street, Lawrence, KS 66044
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  • Bundling Option

Business Description

Gardner Insurance is an independent insurance agency in Lawrence founded in 2011 by Isaac J. Gardner. The agency was founded with the belief that clients will be able to save more on premiums if brokered by an independent agency. It has extensive experience writing auto insurance policies for clients that provide coverage for collisions, personal injury liabilities, physical and property damages (comprehensive coverage), as well as medical payments. Gardner maintains a respected and reputable establishment that strives to provide for clients in times of need.

License Verified:

License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity Insurance Agency logo
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License: verified

Kansas Insurance Department

Integrity Insurance Agency

2047 Southwest Topeka Boulevard, Topeka, KS 66612
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  • Multiple Carriers

Business Description

Established in 2011, Integrity Insurance Agency is a full-service insurance company that assists the people of Lawrence with their personal and commercial insurance needs. Representing multiple insurance companies, its professional agents can present vehicle owners with various auto insurance coverage options to choose from, weighing their specific requirements and individual risks. Available auto insurance plans typically include collision, comprehensive, bodily injury, personal injury protection, property damage, and uninsured or underinsured motorist coverage.

License Verified:

License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jager Insurance Agency, LLC logo
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License: 9614978

Kansas Insurance Department

Jager Insurance Agency, LLC

307 Montana Avenue, Ste C, Lawrence, KS 66436
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  • Bundling Option
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Jager Insurance Agency, LLC, is a full-service insurance company that provides personal and commercial insurance—including auto insurance—in the Lawrence metro area. It guides individuals and businesses in obtaining adequate protection for their cars, loved ones, and employees through an auto insurance policy. Its independent agents work with multiple carriers to create customized policies based on the client's requirements. They offer insurance options for private cars, trucks, and classic cars. They also handle insurance policies for motorcycles, ATVs, and RVs. Past clients have praised the agents for being knowledgeable and dedicated.

License Verified:

License: 9614978

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jamie Hornbaker logo
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License Verified:

License: 16860144

Kansas Insurance Department

Jamie Hornbaker

1615 Southwest 37th Street, Topeka, KS 66611
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  • Bundling Option

Business Description

As a State Farm insurance agent, Jamie Hornbaker provides clients in Lawrence and other surrounding areas with insurance products that include auto, property, home, business, life, and health coverage. She also offers other products like annuities and mutual funds. State Farm's auto insurance provides multiple coverage options including protection from accidents or reimbursement of rental cars in case of damages. It also has comprehensive insurance which covers stolen cars or damages from fire, flood, or wind.

License Verified:

License: 16860144

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kansas Insurance - Lawrence Office logo
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Kansas Insurance - Lawrence Office

3801 West 6th Street, Lawrence, KS 66049
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  • Multiple Carriers

Business Description

Kansas Insurance has an office in Lawrence that addresses the insurance needs of individuals, families, and businesses within the metro. This locally owned insurance agency provides coverages for a variety of car-related financial losses. Auto insurance policyholders can also receive reimbursements for car rentals, towing, and roadside assistance. The firm's professionals are experienced in writing both commercial and personal insurance policies that are tailored to clients' needs. Kansas Insurance also offers 24-hour customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (7)
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lawrence Insurance Company logo
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License Verified:

License: 19448828

Kansas Insurance Department

Lawrence Insurance Company

1225 East 23rd Street, Lawrence, KS 66049
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  • Boats
  • Motorcyle & ATV

Business Description

Lawrence Insurance Company assists clients in the Lawrence metro with auto insurance matters. Its team of advisors creates policies that may include personal injury protection, which helps pay for lost income and medical bills in the event that the policyholder gets injured in an auto accident. Optional coverage add-ons such as roadside assistance coverage may also be included. The professionals have access to policies from multiple carriers, including Hagerty and Allstate. Lawrence Insurance Company strives to educate clients about insurance products so they can make informed decisions about financial protection.

License Verified:

License: 19448828

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roquet Insurance Agency logo
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License Verified:

License: 6118396

Kansas Insurance Department

Roquet Insurance Agency

2900 Southwest Atwood Avenue, Topeka, KS 66614
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  • Motorcyle & ATV

Business Description

Roquet Insurance Agency serves the people of Lawrence. It can help clients avail a wide range of personal insurance plans, including auto insurance. The company’s professional agents are trained to advocate for clients and properly assess their risks, so the customers are given an objective analysis of their options in the market. Roquet Insurance Agency’s auto insurance plans have liability and comprehensive coverage types, which can come to the financial aid of the vehicle owner in the event of an emergency.

License Verified:

License: 6118396

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephens Chapin Insurance logo
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License Verified:

License: 6113030

Kansas Insurance Department

Stephens Chapin Insurance

2711 West 6th Street, Lawrence, KS 66049
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  • Bundling Option

Business Description

Founded in 1978, Stephens Chapin Insurance has been catering to the car insurance needs of clients located in Lawrence. It follows the principle of integrity and teamwork to provide high-quality services and adapt to industry trends. The privately held agency offers bundled coverages for increased asset protection and represents the Great American Insurance Companies and Humana. Its president, Chris Chapin, CIC, has over 25 years of experience in the insurance industry. Additionally, Stephens Chapin Insurance supports the Just Food Annual Holiday Food Drive initiative.

License Verified:

License: 6113030

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Chapman Insurance Agency logo
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License Verified:

License: 6104866

Kansas Insurance Department

The Chapman Insurance Agency

430 Walnut Street, Leavenworth, KS 66048
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  • Bundling Option

Business Description

The Chapman Insurance Agency helps motorists residing in Lawrence and the surrounding neighborhoods secure auto insurance policies that will protect them in the event of an emergency. The company's professional and experienced agents source quotes from multiple carriers to present the client with options to choose from, based on their needs and priorities. Car insurance plans usually include liability, collision, comprehensive, and medical payments coverage. The Chapman Insurance Agency can also help clients acquire home insurance.

License Verified:

License: 6104866

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Reilly Company, LLC - Leavenworth logo
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License: verified

Kansas Insurance Department

The Reilly Company, LLC - Leavenworth

608 Delaware Street, Leavenworth, KS 66048
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  • Multiple Carriers

Business Description

The Reilly Company, LLC, of Leavenworth works with over 15 insurance carriers to address the insurance needs of Lawrence residents. Established in 1925, the company offers truck and car insurance to help protect vehicle owners from potential losses. Its insurance specialists carry insurance plans for motorcycles, classic cars, recreational vehicles, and off-road vehicles. The Reilly Company, LLC, also provides surety bond and risk management services, offering professional advice for fleet safety, subcontractor agreements, and HR processes.

License Verified:

License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (16)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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