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Best Renter's Insurance Companies in Tacoma, WA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tacoma Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

48Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4961 Main Street, Tacoma, WA 98407
WebsiteLicense: 1001446

Expertise.com Rating

Review Sources

Google
5.0 (208)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Pfarr Insurance Agency provides a broad range of insurance products and services to individuals, families, and businesses in Tacoma. These include renters' insurance, which protects personal properties against theft or fire and covers living expenses, liability, guest medical, and identity restoration. The company also offers policy coverage for automobiles, life, homeowners, and condominiums. Pfarr Insurance Agency gives back to its community by supporting the Children’s Museum of Tacoma and Young Life. Owner Rob Pfarr has worked in risk management since 2010.

  • Multiple Policy Types

5515 Steilacoom Boulevard Southwest, Lakewood, WA 98499
WebsiteLicense: 783732

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
5.0 (26)
Yelp
4.0 (7)

Why choose this provider?

Toso Insurance Group provides proper renters' protection plans to individuals and families in the Tacoma metro. The independent business shields tenants and their personal belongings from perils such as fire, falling objects, theft, vandalism, and water damages. Liability coverage for accidents that took place inside rented spaces is offered, as well. The agency first studies the customers' risks before crafting tailored policies. Toso Insurance Group's team of agents strives to work together in addressing the insurance needs of customers. Owner Meghan Toso founded the company after a decade in the engineering industry.

  • Multiple Carriers
  • Multiple Policy Types

4009 Bridgeport Way West, University Place, WA 98466
WebsiteLicense: 701186

Expertise.com Rating

Review Sources

Google
5.0 (52)
Yelp
5.0 (39)
Facebook
5.0 (12)

Why choose this provider?

C Tran Insurance Group, LLC, is a local insurance firm operating in Tacoma. The company specializes in personal and life insurance, including renters' insurance. As an independent insurance firm, its agents shop for a variety of coverage options among numerous providers depending on their clients' needs. The team assists tenants in protecting their personal property from theft, vandalism, loss of use, as well as from natural and man-made disasters. Established in 2006, the company also offers homeowners' and condo insurance.

  • Multiple Policy Types

7403 Lakewood Drive West, Lakewood, WA 98499
WebsiteLicense: 163653

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

The Elliott Insurance Group offers renter's insurance services in Tacoma. The company operates as an independent insurance agency and is partnered with insurance carriers such as American Modern, Bass Underwriters, Kemper, and Foremost Insurance Group. Its insurance advisors take a personalized approach when shopping for policies. They assess the client's needs and narrow down the choices that suit their needs. They also shop for policies that cover incidents such as disasters and break-ins. Company owner Christine Elliot Gleason has over 40 years of industry experience.

  • Multiple Policy Types

6429 South Tacoma Way, Tacoma, WA 98409
WebsiteLicense: 2206

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
5.0 (14)
Yelp
5.0 (5)

Why choose this provider?

American Underwriters Insurance Agency delivers personal and commercial insurance solutions to clients in Tacoma. Its personal lines insurance policies include homeowners' insurance, renters' insurance, landlord insurance, condominium insurance, and high-value home insurance. It offers insurance options that cover clients' cars, trailers, yachts, boats, and personal watercraft. The agency handles requests for business insurance, cyber liability insurance, employment practices liability insurance, and commercial auto insurance. The agency is a family business established in 1953 and is currently led by Nick Stay.

  • Multiple Policy Types

4115 Bridgeport Way West, University Place, WA 98466
WebsiteLicense: 1015196

Expertise.com Rating

Review Sources

Google
5.0 (113)
Facebook
5.0 (2)

Why choose this provider?

Heather McCloskey is an insurance agent who works with State Farm and serves clients in the Tacoma area. She offers a range of risk protection policies for renters, life, homeowners, and automobiles. Her team also provides business and health insurance services. McCloskey first worked as a nurse before she found her interest in the insurance industry. Her practice is committed to providing insurance plans that are reliable and aimed at helping clients in reaching their financial goals in the future.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Pfarr Insurance Agency
4961 Main Street, Tacoma, WA 98407
Toso Insurance Group
5515 Steilacoom Boulevard Southwest, Lakewood, WA 98499
C Tran Insurance Group LLC
4009 Bridgeport Way West, University Place, WA 98466
Elliott Insurance Group
7403 Lakewood Drive West, Lakewood, WA 98499
American Underwriters Insurance Agency
6429 South Tacoma Way, Tacoma, WA 98409
Heather McCloskey
4115 Bridgeport Way West, University Place, WA 98466

FAQs

  • What coverage does your Tacoma renter's insurance policy's personal liability section include?

    If you are held legally liable for someone else's injuries or property damage, your renter's insurance policy in Tacoma's personal liability coverage might assist in covering their medical expenses or property repairs. In the event that you are sued for something that happened in the rental property, it can also assist with paying your legal costs. Liability coverage for renter's insurance usually has a $100,000 cap on claims or lawsuits.

  • Does Tacoma renter's insurance cover a broken television?

    Yes. Your Tacoma renter's insurance policy will cover your television if it was smashed as an act of vandalism, damaged in a fire, or stolen. However, your broken TV isn't covered if the damage was caused by abuse or normal wear and tear. Contact your insurer since some renter's insurance plans include limitations or restrictions on electronics coverage.

  • Is the cost of getting rid of insect infestations covered by Tacoma renter's insurance?

    No. Pest infestation removal is usually not covered by Tacoma renter's insurance. Renters should report any infestation to their landlords and work out a solution, as most infestations are the result of tenant neglect. Tenants may have to pay for their own repairs to address the issue. If the majority of the rental apartments on the property are infected, the landlord might pay for the services of an exterminator.

  • Is it necessary to list your landlord as an interested party on your renter's insurance plan in Tacoma?

    Before you can move in, your landlord might require you to add their name as an interested party on your Tacoma renter's insurance plan, but you don't have to include them if they don't request to be included. You may be required under your rental agreement to maintain your landlord included for the term of your policy.

  • In Tacoma, is it necessary to cancel both your bundled renter's and auto insurance policy?

    Not often. You will most likely still have two policy types—one for vehicles and one for renters—even if you bundle your policies in Tacoma. In most cases, you may terminate one policy without dropping the other, but if you don't have another qualified insurance policy, you won't get the multi-coverage discount.

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