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2024

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Best Renter's Insurance Companies in Spokane, WA

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spokane Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

82Reviewed

52Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

909 West Garland Avenue, Spokane, WA 99205
WebsiteLicense: 130245

Expertise.com Rating

Review Sources

Google
4.0 (54)
Facebook
5.0 (7)
Yelp
4.0 (1)

Why choose this provider?

Accurate Insurance, Inc., carries over 50 years of experience helping clients obtain renters' insurance. Serving the Spokane area, the insures homeowners from theft, vandalism, smoke incidents, water discharges, weather damages, and loss of use. CEO Kea Woodfill earned her insurance license in 1986 and has written a book to support agency owners. She is a former lieutenant governor for Division 46 of Kiwanis International in the Pacific Northwest District and a current charter member of the South Hill Kiwanis Club.

  • Multiple Policy Types

9222 North Newport Highway, Spokane, WA 99218
WebsiteLicense: 195744

Expertise.com Rating

Review Sources

Google
4.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Greg Fosse is a State Farm insurance agent providing services to residents of the Spokane community and surrounding areas. Greg offers a range of insurance products including renters' or apartment insurance that protects against losses to a tenant’s personal belongings within a rented property. He also offers other products such as auto, homeowners', personal articles, life, and health insurance. Greg is a second-generation State Farm agent and has been with the company since 1988.

  • Multiple Policy Types

2103 North Division Street, Spokane, WA 99207
WebsiteLicense: 139192

Expertise.com Rating

Review Sources

Google
4.0 (335)
Facebook
4.0 (36)
Yelp
5.0 (1)

Why choose this provider?

Finders Insurance is an independent insurance agency in Spokane that has been providing comprehensive insurance options to families and businesses for nearly four decades. Its professionals assist clients who want to protect their rental property and personal belongings against damage thru renters' insurance. This type of insurance typically covers damage or loss from fires, water damage, or burglaries. The agency also offers personal and business insurance policies and only works with companies that treat their clients with respect.

  • Multiple Policy Types

310 South Cedar Street, Spokane, WA 99201
WebsiteLicense: 35973

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Since 1967, Shea Insurance Agency has been helping renters in Spokane to understand the benefits of having renters' insurance. It provides financial protection for lost or damaged personal items and furniture, property damages, physical injuries sustained in the residence, legal fees, and medical expenses incurred by visitors. The firm also provides life, home, auto, landlord, and business insurance products. It aims to deliver personalized packages to fit the insurance requirements of companies and families in Washington and Idaho.

  • Multiple Policy Types

2525 East 29th Avenue, Spokane, WA 99223
WebsiteLicense: 861054

Expertise.com Rating

Review Sources

Google
4.0 (45)
Yelp
1.0 (1)

Why choose this provider?

Chris Cutler is a State Farm insurance agent who provides insurance options to local individuals and businesses in Spokane. He carries home and property insurance products covering renters and rental properties, manufactured homes, farms and ranches, identity restoration, and personal articles. Additionally, he offers business insurance, such as business owners' policies, surety and fidelity bonds, workers' compensation, contractors' policies, commercial auto insurance, and liability umbrella. Chris has been with State farm since 2012.

  • Multiple Policy Types

46 East Wellesley Avenue, Spokane, WA 99207
WebsiteLicense: 261664

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Save More Insurance is an independent agency that serves residents and businesses in the Spokane area. The locally owned brokerage offers an array of risk management strategies, including renters', home, and automobile insurance. It also provides coverage for pets, classic cars, secondary homes, and floods. In addition, the brokerage works with multiple insurance carriers, such as Dairyland, Kemper, and Safeco. Save More Insurance is also staffed with insurance professionals who can speak English and Spanish.

  • Multiple Carriers
  • Multiple Policy Types

601 West 1st Avenue, Spokane, WA 99201
WebsiteLicense: 1014823

Expertise.com Rating

Review Sources

Google
5.0 (87)

Why choose this provider?

KBG Insurance & Financial is an independent agency that delivers a wide range of insurance products and services to individuals, families, and businesses in Spokane. These include various types of personalized policies such as renters' insurance, condo insurance, earthquake insurance, auto insurance, homeowners' insurance, and boat insurance. The company is a faith-based Christian insurance company that works for everyone. Over the years, it has donated to numerous charity organizations, including Shoes2Play, Bite 2 Go, Ronald McDonald House, and YoungLife.

  • Multiple Policy Types

59 East Queen Avenue, Spokane, WA 99207
WebsiteLicense: 781145

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
4.0 (8)

Why choose this provider?

Alpine Insurance Inc. is an independent insurance agency that offers renters' insurance coverages to residents in Spokane. This policy covers the tenants' personal properties for damages caused by theft, vandalism, or fire. It also covers expenses on legal fees, property damage claims, and bodily injuries which are liable to the client. Alpine Insurance represents over 50 insurance carriers and offers other insurance products including auto, home, business, umbrella, and life insurance products.

  • Multiple Carriers
  • Multiple Policy Types

1212 North Washington Street, Spokane, WA 99201
WebsiteLicense: 912232

Expertise.com Rating

Review Sources

Google
5.0 (174)
Facebook
5.0 (69)

Why choose this provider?

Founded in 1916, Western Insurance Associates offers a complete array of personal insurance products in Spokane. These include renters' insurance, which allows clients to protect their possessions against loss or catastrophic incidents. The policy covers expenses and replacement for damaged or lost personal belongings. Representing more than 70 insurance companies, this agency also has access to home, condo, and auto insurance with coverage that suits different needs. Western Insurance Associates blends traditional values with personalized service to ensure great service.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Accurate Insurance
909 West Garland Avenue, Spokane, WA 99205
Greg Fosse
9222 North Newport Highway, Spokane, WA 99218
Finders Insurance
2103 North Division Street, Spokane, WA 99207
Shea Insurance Agency
310 South Cedar Street, Spokane, WA 99201
Chris Cutler
2525 East 29th Avenue, Spokane, WA 99223
Save More Insurance
46 East Wellesley Avenue, Spokane, WA 99207
KBG Insurance & Financial
601 West 1st Avenue, Spokane, WA 99201
Alpine Insurance Inc
59 East Queen Avenue, Spokane, WA 99207
Western Insurance Associates
1212 North Washington Street, Spokane, WA 99201

FAQs

  • What kinds of losses are Spokane renters' insurance policies covering for personal property?

    Renters' insurance in Spokane provides policyholders coverage whenever their personal property is lost or damaged. These are some of the types of losses for which personal property is covered:

    • Sudden and accidental smoke.
    • Sudden and accidental discharge of water or steam from an HVAC system, plumbing, or other kinds of household appliances.
    • Fire or lightning.
    • Windstorm or hail.
    • Vandalism.
    • Theft.
    • Loss of use.
  • Is having renters' insurance required by law in Spokane?

    There are no laws in Spokane requiring landlords to mandate renters' insurance for their tenants. However, landlords may require renters to get their own insurance. Renters' insurance not only gives peace of mind to the tenants but also to the landlords. Renters are guaranteed protection for their personal belongings in the event of covered risks. This also allows landlords to mitigate potential financial burdens and legal complications.

  • Can landlords purchase insurance directly for their renters in Spokane?

    Landlords cannot directly purchase renters' insurance for their tenants in Spokane. However, they can partner with insurance providers to help renters with the entire insurance process. Landlords can suggest insurance companies to their renters and provide them with information and resources. This is a plus point for landlords, as it shows that they care for the well-being of their renters.

  • Does renters' insurance in Spokane cover dog bites?

    Renters' insurance in Spokane compensates someone who is hurt on the policyholder's rental property. It covers any type of injury, including dog bites. This type of injury falls under the personal liability clause of a rental insurance policy. However, coverage still depends on the terms of the insurance provider. Some policies do not cover dog bites, while others do not cover specific dog breeds.

  • Could having a pet increase your renters' insurance rates in Spokane?

    Having pets can increase your renters' insurance rates in Spokane since it would help cover pet-related liability events. Pets can increase your liability exposure; thus, insurance providers charge more to mitigate the extra risk they are taking. Also, some insurance companies only cover select breeds of pets. This may lead to you purchasing additional coverage if your insurance company does not cover your pet's breed.

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