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2024

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Best Renter's Insurance Companies in Bellingham, WA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellingham Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

23Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2200 Rimland Drive #104, Bellingham, WA 98226
WebsiteLicense: 204610

Expertise.com Rating

Review Sources

Google
4.9 (204)
Yelp
3.5 (10)
Facebook
4.7 (9)

Why choose this provider?

Tim Slesk is a State Farm insurance service provider that caters to clients in and around the Bellingham community. He offers a comprehensive range of personal insurance products, including renters' insurance plans. These include coverage for various personal belongings, such as furniture, smartphones, cameras, and computers. Additionally, Tim offers plans that cover additional living expenses if the rented property needs repairs due to a covered loss. Tim and his Tim Slesk Insurance Agency have been serving clients since 2001.

  • Home and Auto Insurance

2219 Rimland Drive Suite 301, Bellingham, WA 98226
WebsiteLicense: 1047051

Expertise.com Rating

Review Sources

Facebook
4.1 (26)
Google
5.0 (2)

Why choose this provider?

Goose Insurance Services has been catering to renters in Bellingham and the surrounding areas since 2017. Its renters' insurance secures belongings from accidents such as theft and fire. The company also offers policies products for pets, as well as and travel insurance plans with medical coverages for individuals going out of the state or country. It partners with various insurance carriers, such as TuGo, iA Financial Group, and MSH International. Goose Insurance Services has served more than 12,000 customers throughout the years.

  • Multiple Policy Types

316 E McLeod Rd. Suite 104, Bellingham, WA 98226
WebsiteLicense: 1007852

Expertise.com Rating

Why choose this provider?

Kimbler Insurance offers renters' insurance products to Bellingham and the surrounding areas. It helps individuals protect their personal properties inside their apartments by getting renters' insurance services. This renters' insurance covers liability, additional expenses, and loss of possessions due to theft or accidents. Kimbler Insurance is a family-owned and family-operated company partnering with Humana, American Modern, Ohio National Financial Services, and Foremost. Its owner, Alex Kimbler, is a local insurance specialist with a degree in finance and economics.

  • Home and Auto Insurance

2415 James Street, Bellingham, WA 98225
WebsiteLicense: 927569

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Coastal Insurance Group is an independent local agency operating in Bellingham. It offers different types of personal lines of insurance for renters, travel, investment property, umbrella, and home renovation. Its team of professionals initially advises clients about the insurance market based on their needs and goals. The agency works with clients from various industries such as craft brewing, marine trades, and renewable energy. It also provides commercial lines of insurance like business income, product liability, and builders' risk.

  • Multiple Policy Types
  • Home and Auto Insurance

424 W Bakerview Road Suite 110, Bellingham,, WA 98226
WebsiteLicense: 864412

Expertise.com Rating

Why choose this provider?

Terry Stach is a State Farm insurance agent in Bellingham offering renters' insurance policies. He also offers insurance plans for home, property, auto, life, health, and business. His services extend to those seeking assistance with mutual funds, annuities, and banking. Terry worked in another agent’s office for two years before opening up his own firm in 2016. His goal is to be Bellingham's source for reliable insurance coverage. He is committed to serving the insurance needs of clients by being available 24/7.

  • Home and Auto Insurance

1111 N Forest St, Bellingham, WA 98225
WebsiteLicense: 870426

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (6)

Why choose this provider?

Von Smith Insurance is an independent agency serving families and businesses in Bellingham. It offers different renters' insurance options that cover threats and dangers that may occur in rented units. The policy covers damages from vehicle accidents, vandalism, theft, and natural disasters. Additionally, the agency has a wide range of solutions for personal and commercial properties. Von Smith Insurance was launched in 2014 after its owner, Von Smith, has let go of another agency where he served as the CEO.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Tim Slesk
2200 Rimland Drive #104, Bellingham, WA 98226
Goose Insurance Services
2219 Rimland Drive Suite 301, Bellingham, WA 98226
Kimbler Insurance
316 E McLeod Rd. Suite 104, Bellingham, WA 98226
Coastal Insurance Group
2415 James Street, Bellingham, WA 98225
Terry Stach
424 W Bakerview Road Suite 110, Bellingham,, WA 98226
Von Smith Insurance
1111 N Forest St, Bellingham, WA 98225

FAQs

  • Is flood-related damage covered by renters' insurance in Bellingham?

    No, flood-related damage is not covered by renters' insurance in Bellingham. So if your carpet or furniture is damaged due to floodwater, your renters' insurance cannot pay for its replacement cost. However, tenants can purchase separate flood insurance from the National Flood Insurance Program. Families and individuals are encouraged to have this insurance plan if they are located in flood-risk areas.

  • How does loss of use coverage work in Bellingham?

    In Bellingham, loss of use coverage helps individuals and families pay for out-of-pocket expenses in case the property they are renting becomes uninhabitable. This type of coverage pays for temporary housing like hotels or Airbnbs. It also pays for additional fuel costs, utilities, and food expenses. In addition, it covers parking and public transportation fees and moving costs.

  • What should you do when filing loss of use claims in Bellingham?

    When filing loss of use claims in Bellingham, you need to determine whether your expenses qualify. If you are staying in a hotel, you can check with your insurance company to know if there will be no reimbursement issues. You should also check your coverage limits and keep all your receipts.

  • Are damages caused by bed bugs covered by renters' insurance in Bellingham?

    No, damages caused by bed bugs are not covered by renters' insurance in Bellingham. For example, if your mattress is damaged due to insects, your renters' insurance cannot cover its replacement cost. It also does not pay for your medical expenses if you have been infected by bugs or other insect bites.

  • How much is renters' insurance in Bellingham?

    The cost of renters' insurance in Bellingham ranges from $133.48 to $172. Renters' insurance premiums depend on the tenant's location and amount of coverage. If the rental property is located in areas with high crime rates, the cost of insurance will be higher. Moreover, if they insure high-value items, they will also pay more insurance premiums.

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