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Best Renters Insurance Companies in Washington

Our Recommended Top 16

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Our goal is to connect people with the best local professionals. We scored Washington renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Washington
Vancouver

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
4.9 (35)
Yelp
5.0 (6)

Why choose this provider?

Jose Iniguez operates a State Farm insurance agency that serves clients in Washington State. He offers insurance plans that cover the personal belongings and liabilities of individuals who are living in rented houses or apartments. Iniguez and his agents also assist clients in purchasing auto, home, business, life, and health insurance policies. His agency has been offering State Farm insurance products and services for more than three decades. Its staff also speaks Spanish and Russian, which aids in the agency's client base growth.

Best Renters Insurance Companies Serving Washington
Yakima

Expertise.com Rating

Review Sources

Google
5.0 (193)
Facebook
4.4 (10)

Why choose this provider?

Rick Mendiola is a State Farm insurance agent who serves customers in Washington and the surrounding areas. He sells a variety of insurance products, including renters' insurance. State Farm renters' insurance plans cover anything from electronics and furnishings to comforters and high-value goods in rented homes. Mendiola supports clients in determining the best coverage for their specific needs. He is also fluent in Spanish and offers house, auto, pet, and business insurance.

Best Renters Insurance Companies Serving Washington
Lakewood

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

Elliott Insurance Group is an independent agency that offers complete insurance solutions to individuals, families, and business owners in Washington. Its team works directly with clients in crafting insurance plans to better tailor coverage to individual needs. One of its products is renters� insurance, which covers their belongings such as electronics and appliances against fire, theft, or vandalism. The firm also offers home, auto, umbrella, and business insurance options. Owner Christine Elliott Gleason has been in the industry since 1975.

Best Renters Insurance Companies Serving Washington
Issaquah

Expertise.com Rating

Why choose this provider?

Since its inception in 1978, Eastside Insurance Services has been striving to provide the people of Washington with the best selection of risk management products. Its insurance offerings include protection plans for renters, which cover their personal properties against theft and damage. These policies are in effect even when they are not at home. Eastside Insurance Services also represents several carriers who can insure specialty dwellings, such as vacant properties, vacation homes, and houses under construction.

Best Renters Insurance Companies Serving Washington
Bellevue

Expertise.com Rating

Review Sources

Google
4.9 (532)
Yelp
4.5 (21)

Why choose this provider?

Hayk Tadevosyan is an insurance agent who caters to individuals and families in Washington. He offers renters' insurance plans, helping tenants secure reimbursements for medical expenses and lost or damaged belongings due to perils like natural disasters, theft, and vandalism. He processes personal property, liability, and loss-of-use coverages. Tadevosyan also provides life, health, and auto insurance. In addition, he handles retirement and estate planning services. He has been working at State Farm since 2007.

Best Renters Insurance Companies Serving Washington
Kirkland

Expertise.com Rating

Why choose this provider?

Absolute Insurance Solutions serves clients throughout the state of Washington. It carries a wide range of risk protection programs, including renter's, homeowner's, auto, life, and health insurance plans. The agency also provides policies for commercial vehicles. Its specialists, who hold more than a decade of experience in the industry, help clients in creating the best insurance plans that are tailored to their needs. The Absolute Insurance team comprises staff fluent in Spanish, Chinese, and Russian.

Best Renters Insurance Companies Serving Washington
Auburn

Expertise.com Rating

Why choose this provider?

Doug Klein, a State Farm insurance agent in Washington, offers a comprehensive selection of insurance products and services to clients from all across the state. He furnishes renters' insurance policies, which protect residential tenants from financial difficulties due to accidents, weather impacts, malicious mischief, and loss of use. For renters seeking additional protection, Klein offers insurance covering pets, earthquakes, and identity theft. Doug Klein's team is bilingual in English and Spanish, allowing it to serve diverse customers.

Best Renters Insurance Companies Serving Washington
Puyallup

Expertise.com Rating

Review Sources

Google
4.9 (115)
Facebook
4.3 (15)
Yelp
3.0 (2)

Why choose this provider?

PNW Insurance Group, LLC, is an indepedent agency that offers insurance solutions to clients in and around the state of Washington. This locally owned firm aims to protect renters, their families, and personal properties by offering a selection of renters' insurance options that fit their needs and budget. Policies usually cover personal belongings and property in the event of theft, fires, or accidents. Clients may also opt for medical payments coverage, which can cover for medical expenses incurred by a visitor who got injured in the rented property.

Best Renters Insurance Companies Serving Washington
Bellevue

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (10)

Why choose this provider?

Located in Washington, Phoenix Insurance Inc. provides financial services to clients across the state. It offers renters' insurance that includes coverage for tenants' personal belongings, including clothing, electronics, and furniture, in case of theft, flood, or fire. The agency guides clients in going through various protection options like liability and loss of use coverage. Phoenix Insurance offers other personal insurance solutions, such as life, pet, health, and auto policies. Its founder, Grace Zheng, has over a decade of global business management experience.

Best Renters Insurance Companies Serving Washington
Bellevue

Expertise.com Rating

Why choose this provider?

Taylor Insurance and Investments is an agency serving individuals and businesses in Washington. It offers the best renters' insurance plans that secure a tenant's personal belongings whether are residing in a home, apartment, or room. The policies can cover unexpected circumstances like break-ins, fires, and natural disasters. The company's agent, Scott Taylor, is a Certified Insurance Counselor who participates in continuing education to keep up-to-date with the changing dynamics of the marketplace. He also served as the Independent Insurance Agents Association's chapter president.

Best Renters Insurance Companies Serving Washington
Bellevue

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (9)

Why choose this provider?

Mumma Associates, Inc., is an independent agency serving Washington. It has been in the industry for over 30 years, addressing the risk protection needs of residential and commercial clients. The agency offers renters', homeowners', condo, flood, and landlord insurance. Its renters' insurance policy protects tenants' personal belongings against theft or damage and their families, against bodily injury and property damage liability claims. The agency also offers vehicle, life, health, and business insurance. It works with various carriers, including Foremost, Encompass, Progressive, and Liberty Mutual.

Best Renters Insurance Companies Serving Washington
Bellevue

Expertise.com Rating

Why choose this provider?

Theresa Nguyen is a State Farm insurance agent with more than 20 years of financial experience. Serving Washington families and businesses, she offers the best renters' insurance plans for tenants who are looking to secure their personal belongings if ever they are damaged or stolen. The policy covers properties such as apartments, condominiums, and rental homes. Nguyen also has extensive experience as a manager in the residential home lending industry. She and her team communicate with clients in English, Vietnamese, Chinese, and Indian.

Best Renters Insurance Companies Serving Washington
Tacoma

Expertise.com Rating

Review Sources

Google
5.0 (360)
Facebook
4.9 (44)
Yelp
5.0 (4)

Why choose this provider?

Amber Trott is an insurance agent in Washington who operates a State Farm-affiliated firm. Trott and her team write both personal and commercial policies, which include renter's insurance. Clients with renters' policies can get coverage for their personal items against unexpected events, such as fire, smoke, and water damage; theft; burglary; and vandalism. The office also accommodates clients who wish to insure their own houses and cars. In addition, it offers bundled plans that combine auto and renters' policies.

Best Renters Insurance Companies Serving Washington
Bellingham

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Kimbler Insurance is on one of the best family-owned and family-operated agency based in Washington. Included in its products is renters' insurance, which includes personal property and additional living expenses coverage. The former reimburses losses from stolen personal belongings while the latter covers living costs in case tenants' residences become inhabitable. Additionally, Kimbler Insurance offers landlord, home, car, and boat protection plans. It is owned by Alex Kimbler, who started working in the insurance industry in 2016. He bought the company in 2020 from his father, David Kimbler.

Best Renters Insurance Companies Serving Washington
Kennewick

Expertise.com Rating

Why choose this provider?

Mulvihill Insurance Services is a family-owned and family-operated business that serves Washington. It carries an array of personal lines of insurance products, including renters' plans. The independent company works with various carriers to create the best policies for tenants' medical expenses and personal valuables in case of unexpected events. Its agents also process home, umbrella, auto, and motorcycle insurance. In addition, they accommodate business owners who want to obtain commercial property and general liability insurance products. Mulvihill Insurance Services has been operating since 1978.

Best Renters Insurance Companies Serving Washington
Federal Way

Expertise.com Rating

Review Sources

Google
5.0 (474)
Yelp
4.0 (13)

Why choose this provider?

Brian Harris is a State Farm agent who serves the Washington area. He has been in the industry since 2009, helping customers obtain the coverage that fits their needs. His products include business, health, life, auto, and home insurance. Harris also specializes in renters' insurance that covers inflation, liability, and loss of use coverage. This policy also includes property damage coverage in cases of theft, vandalism, and natural disasters. His additional services cover mutual funds, annuities, and banking.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jose Iniguez
1307 Northeast 78th Street, Vancouver, WA 98665
Rick Mendiola
2802 W Nob Hill Blvd Suite B, Yakima, WA 98902
Elliott Insurance Group
7403 Lakewood Drive West, Lakewood, WA 98499
Eastside Insurance Services
1595 Northwest Gilman Boulevard, Issaquah, WA 98027
Hayk Tadevosyan
1420 156th Avenue Northeast, Bellevue, WA 98007
Absolute Insurance Solutions
733 7th Ave, Suite 202-B, Kirkland, WA 98033
Doug Klein
4798 Auburn Way N, Suite 100, Auburn, WA 98002
PNW Insurance Group, LLC
615 E Pioneer St Ste 210, Puyallup, WA 98372
Phoenix Insurance Inc
16301 Northeast 8th Street, Bellevue, WA 98008
Taylor Insurance and Investments
40 Lake Bellevue Drive, Bellevue, WA 98005
Mumma Associates, Inc.
11811 Northeast 1st Street, Bellevue, WA 98005
Theresa Nguyen
2700 Richards Road, Bellevue, WA 98005
Amber Trott
3025 South Union Ave, Tacoma, WA 98409
Kimbler Insurance
316 E McLeod Rd. Suite 104, Bellingham, WA 98226
Mulvihill Insurance Services
11 N Morain St,, Kennewick, WA 99336
Brian Harris
34004 16th Avenue S, Suite 102, Federal Way, WA 98003

Washington Renters Insurance FAQs

  • What are ways for you to save on renters' insurance in Washington?

    Combining renters' insurance with other insurance policies from the same provider, such as term life, auto, or health insurance, can lower premiums in Washington. You can also lower your coverage limits or raise your deductibles to lower your monthly rates. However, these frequently result in increased out-of-pocket expenses.

  • Does renters' insurance in Washington cover legal fees for a personal injury claim?

    Yes, renters' insurance in Washington includes liability coverage that covers legal fees and property damage in the event of a personal injury claim involving a guest in the rental property specified in the policy. Furthermore, renters' insurance policies include medical coverage, which helps pay for an injured guest's medical expenses.

  • Can a landlord be added to a renters' insurance policy in Washington?

    Yes, renters' insurance policyholders in Washington have the option of including their landlord as an interested party. This means that any changes to the policy, such as renewals, amendments, or cancellations, are communicated to the landlord. Being listed as an interested party, however, does not imply that the landlord is covered under the insurance policy.

  • What are situations that are not covered by renters' insurance in Washington?

    Renters' insurance in Washington typically excludes coverage for earthquake and flood damage, as well as high-value items like jewelry. Furthermore, coverage limits may not fully extend to vehicle damages. Policyholders may need to purchase additional coverage to cover these scenarios. It is also important to note that renters insurance does not cover the building's structure, which is the responsibility of the landlord.

  • Does renters' insurance in Washington cover personal belongings if they are in a storage facility?

    Yes, renters' insurance in Washington covers personal belongings stored in a facility. However, coverage for items in storage units may be limited to a percentage of the total personal property amount specified in the policy. It is advised that policyholders communicate with their providers to clarify coverage limits and inclusions.