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2024

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Best Renter's Insurance Companies in Roanoke, VA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roanoke Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

25Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7726 Williamson Road Suite 103, Roanoke, VA 24019
WebsiteLicense: 111734

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
3.7 (3)

Why choose this provider?

Marks-Tiller Insurance Agency offers financial investment solutions to individuals and families in the Roanoke metro and nearby areas. It provides an array of personal lines of insurance, including renters' plans. The independent firm helps tenants protect themselves and their personal belongings from unforeseen events like fire and theft. It assists clients in securing reimbursements for lost and damaged items. Owner Carla Jean Marks is a Certified Insurance Counselor who has been in the industry since 1981.

  • Multiple Policy Types
  • Home and Auto Insurance

206 Williamson Rd SE #100, Roanoke, VA 24011
WebsiteLicense: 138487

Expertise.com Rating

Why choose this provider?

HAWK Advisers is an insurance agency that caters to families and individuals around Roanoke. Its renters and homeowners insurance products cover possessions that are lost, damaged, or stolen. Its high-value products also cover outbuildings, security systems, and landscaping. The firm has provided its services to clients for over 75 years. Its core values promote hard work and giving back to the local community. It has served over 23 local organizations and donated over 150 hours.

  • Home and Auto Insurance

517 Hardy Road, Vinton, VA 24179
WebsiteLicense: 744350

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
4.8 (13)

Why choose this provider?

Gregg Lee is a State Farm agent who helps individuals in Roanoke find the renters' insurance products that fit their needs. His agency, with two other representatives, also offers auto, home, and property policy plans, as well as life, health, and pet protection coverages. It also offers banking and annuities products to clients in Hardy, Goodview, Smith Mountain Lake, and the surrounding communities. Lee and his team support the Staunton River Eagles and William Byrd Terriers.

  • Home and Auto Insurance

3002 Brandon Avenue SW, Roanoke, VA 24015
WebsiteLicense: 788540

Expertise.com Rating

Why choose this provider?

Amanda Christiansen, a State Farm agent, caters to clients in the Roanoke metro. She offers a wide range of insurance products that include property, renters', business, life, auto, home, and pet policies. Clients can also ask her about banking, annuities, and mutual funds. Christiansen has been with the agency for over 10 years. She works with a team whose combined working experience in the insurance industry goes over 50 years. Christiansen is a member of the National Association of Insurance and Financial Advisors.

  • Multiple Policy Types

2772 Electric Road Suite 3, Roanoke, VA 24018
WebsiteLicense: 148162

Expertise.com Rating

Review Sources

Google
4.8 (55)
Facebook
5.0 (11)

Why choose this provider?

Beveridge & Akers Insurance Group is a company that provides financial protection to clients in Roanoke. The company offers renters’ insurance coverage for personal belongings if any destruction or damage occurs. Properties included in the policy are electronic gadgets, appliances, sports equipment, furniture, clothing, and books. In addition, the company’s renters’ insurance policy may incorporate medical protection, temporary housing, liability protection, and additional living expenses. The company also covers commercial insurance, such as insurance for contractors and business income.

  • Multiple Policy Types
  • Home and Auto Insurance

3029 Peters Creek Rd NW, Suite B, Roanoke, VA 24019
WebsiteLicense: 590201

Expertise.com Rating

Review Sources

Google
4.2 (17)
Yelp
3.7 (3)

Why choose this provider?

Ellis Redford has been a State Farm insurance agent for 12 years. Serving Roanoke, Elliston, Salem, and the surrounding areas, he provides renters' insurance policies that help clients protect themselves from damage or loss of their personal belongings following unforeseen events like fires or burglaries. The agent also offers health, motorcycle, auto, homeowners', small business, and workers' compensation insurance. Ellis is an Ambassador Travel qualifier and serves as a board member and coach of the Salem Girl's Lacrosse Team.

  • Multiple Policy Types
  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Marks-Tiller Insurance Agency
7726 Williamson Road Suite 103, Roanoke, VA 24019
Hawk Advisers
206 Williamson Rd SE #100, Roanoke, VA 24011
Gregg Lee
517 Hardy Road, Vinton, VA 24179
Amanda Christiansen
3002 Brandon Avenue SW, Roanoke, VA 24015
Beveridge & Akers Insurance Group
2772 Electric Road Suite 3, Roanoke, VA 24018
Ellis Redford
3029 Peters Creek Rd NW, Suite B, Roanoke, VA 24019

FAQs

  • Do renters’ insurance policies in Roanoke cover damage to belongings caused by water backup damage?

    If your belongings get damaged by water coming from a drain or toilet, you may not be able to claim reimbursement from your insurer. Water backup from the sump pump or sewer line is not included in the standard renters’ insurance policy. Insurers usually offer water backup coverage as an optional rider or endorsement. This add-on coverage is advisable for tenants of apartment and condo buildings in Roanoke, where sewer pipes from all units connect at one point.

  • Is everyone living with you in the rented property covered by your renters’ insurance policy in Roanoke?

    Renters’ insurance coverage extends to other members of your household, but only those related to you, such as your children and legal spouse. Your roommates are not covered. If your child leaves the household to live on their college campus outside of Roanoke, most policies would still cover them as long as their primary residence remains with you.

  • Will your renters’ insurance policy give you enough funds to buy new replacements for items stolen from your rented apartment in Roanoke?

    It depends on whether you selected an actual cash value or replacement cost policy. Actual cash value coverage will pay you the cost of replacing a stolen item but with its depreciation considered. If your 5-year-old laptop got stolen, you will be paid what a 5-year-old laptop is currently worth in Roanoke. Replacement cost coverage pays for the cost of a brand-new replacement. This coverage is more expensive than the actual cash value but may serve you better.

  • Can landlords in Roanoke require tenants to have renters’ insurance?

    Yes. Under Code of Virginia Section 55-225.2 (B), landlords are allowed to make renters’ insurance a requirement of your tenancy. Your Roanoke landlord can require your policy to cover multiple perils and personal liability. If the landlord purchases renters' insurance on behalf of the tenant, the premiums can be added to your rent.

  • How much do tenants in Roanoke spend on renters’ insurance?

    The average cost of renters’ insurance policies in Roanoke is $177 per year or $14.75 monthly. Statewide, the average monthly premium is $15. This is lower than the national average of $18. These are according to an analysis conducted by Value Penguin, a personal finance research company. Tenants in Roanoke can bundle their renters' insurance with another policy, such as auto insurance, to lower their premiums. Some insurers also offer discounts for policyholders with a clean claims history.

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