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Best Renter's Insurance Companies in Norfolk, VA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Norfolk Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

2815 Monticello Avenue, Norfolk, VA 23504-1619
WebsiteLicense: 1113909 Rating

Review Sources

5.0 (163)
5.0 (16)

Why choose this provider?

Dennis Hurst is an insurance agent who serves clients in Norfolk. He crafts renters' insurance plans to financially secure tenants and their personal belongings from any risk or liability. He also provides other types of insurance products, including coverages for cars, businesses, health, homes, and life. In addition, he handles matters related to annuities and banking. Hurst is a member of the Norfolk Chamber of Commerce he leads a team of agents that speaks Spanish.

  • Home and Auto Insurance

954 West 21st Street, Norfolk, VA 23517
WebsiteLicense: 109557 Rating

Review Sources

4.6 (23)

Why choose this provider?

Colonial Insurance Agency is an independent provider that has been serving Norfolk and neighboring communities for more than 70 years. The family-owned and family-operated insurance agency represents over 15 companies, presenting options and enabling clients to make informed decisions regarding the coverage they need. The company offers various products, including homeowners', renters', condominium, investment property, auto, and recreational vehicle insurance. It also provides specialty insurance products for fine arts and jewelry collections. Other products on offer include wedding and special events insurance.

  • Multiple Carriers
  • Home and Auto Insurance

1815 E. Little Creek Road, Norfolk, VA 23518
WebsiteLicense: 563643 Rating

Review Sources

4.7 (36)
1.0 (1)

Why choose this provider?

Joe Query is a State Farm agent offering his services to the locals of Norfolk. He provides renters' insurance, which covers personal properties such as electronics, bicycles, clothing, and furniture. Also known as apartment insurance, it covers losses caused by smoke damage, vandalism, fire, burglaries, and sudden and accidental covered water damage. Additionally, he is able to assist his clients with annuities, banking, and mutual funds. Query has been in the insurance industry for over 30 years. He is also licensed in North Carolina.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Dennis Hurst
2815 Monticello Avenue, Norfolk, VA 23504-1619
Colonial Insurance Agency
954 West 21st Street, Norfolk, VA 23517
Joe Query
1815 E. Little Creek Road, Norfolk, VA 23518


  • How much does renters' insurance in Norfolk cost each month?

    The average monthly premium for renters' insurance in Norfolk is $22.70. In Virginia, renters' insurance becomes more expensive due to storm surges, hurricanes, and a higher chance of wind and water damage. Many insurance providers in Norfolk provide methods to reduce those expenses, such as setting up security and fire alarms, bundling policies, and not filing claims frequently.

  • Does Norfolk renters' insurance provide flood coverage?

    Like other insurance companies, renters' insurance policies in Norfolk do not include flood coverage. It is advisable to think about getting additional flood insurance coverage if you live in a region that is prone to flooding. The National Flood Insurance Program is the federal agency responsible for regulating flood insurance.

  • When you temporarily relocate, would your Norfolk renters' insurance reimburse you for your costs?

    Yes. In Norfolk, renters' insurance often pays for your living expenses if significant damage to your rental property forces you to temporarily relocate. The potential application of this coverage to your temporary relocation is decided by the adjuster assigned to handle your claim. You should keep receipts and other documentation to back up your claim because there won't be any upfront relocation costs.

  • If a covered risk destroys your possessions, will your Norfolk renters' insurance coverage provide you with enough money to replace them?

    It depends on whether replacement cost or actual cash value coverage is offered by your Norfolk renters' insurance policy. Your insurer will compensate you for the cost of replacing a damaged item with a new one of comparable value and quality if your policy includes replacement cost coverage. In contrast, your insurer will compensate you according to the item's market value at the time of loss if your policy has actual cash value coverage.

  • How many days does it take for a Norfolk renters' insurance claim to get paid?

    Your Norfolk renters' insurance company will have 60 days to pay you after receiving your proof of loss and after coming to a mutually agreeable conclusion, filing an appraisal award, or entering a judgment. Usually, it takes much less time, but a carrier has time to process the claim in the regular course of business and to look into it further if needed.

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