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2024

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Best Renter's Insurance Companies in Newport News, VA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport News Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

42Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

749 J Clyde Morris Boulevard, Newport News, VA 23601
WebsiteLicense: 1007038

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
4.0 (5)

Why choose this provider?

Nic Rowan is a Newport News-based State Farm Insurance agent who specializes in life and small business insurance and employee benefits. He assists clients who want to protect their personal and rental properties against damage with home, condo, and renters' insurance policies. He supplies insurance quotes for motorcycle, RV, and boat insurance. His service is also focused on military out-of-state transfers. Additionally, Nic performs comprehensive insurance evaluations and notary public services.

  • Multiple Carriers
  • Multiple Policy Types

1 Old Oyster Point Road, Newport News, VA 23602
WebsiteLicense: 104942

Expertise.com Rating

Why choose this provider?

Towne Insurance provides renters' insurance products in the Newport News area. Its renters' policy covers personal possessions against damages caused by fire, theft, vandalism, smoke, windstorm, and explosion. It provides liability protection for injuries guests may suffer at the residence as well as provides compensation for damages on other people's properties that are caused by the clients or their pets. In addition, if the rented property becomes uninhabitable, the policy covers the cost of temporary shelter expenses. The agency was founded in 2001.

  • Multiple Carriers
  • Multiple Policy Types

5005 Victory Boulevard, Yorktown, VA 23693
WebsiteLicense: 590548

Expertise.com Rating

Review Sources

Google
4.9 (245)
Facebook
4.9 (46)
Yelp
5.0 (7)

Why choose this provider?

Colin Owens is a State Farm insurance agent that caters to English and Spanish-speaking clients in Newport News and nearby communities. His staff has over 40 years of combined insurance experience and is composed of account representatives and office managers. Colin offers renters' insurance plans to tenants of condos, apartments, and other rental properties. He can recommend specialized coverages to protect a customer's car, personal belongings, and guests. He also provides insurance plans for homeowners, pet owners, and business owners.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Nick Rowan
749 J Clyde Morris Boulevard, Newport News, VA 23601
Towne Insurance
1 Old Oyster Point Road, Newport News, VA 23602
Colin Owens
5005 Victory Boulevard, Yorktown, VA 23693

FAQs

  • What is the price of renters' insurance in Newport News?

    The average cost of renters' insurance premiums in Newport News may be anywhere from $81.73 to $184.01. In Virginia, renters' insurance premiums are calculated on a sliding scale based on the policy limits and deductibles you select. Other factors that impact the cost of renters' insurance include your age and location.

  • Which tenants in Newport News can receive savings on renters' insurance?

    Newport News tenants can save by bundling policies from a single company. Qualify for discounts, such as a reduced car insurance rate, when combining renters' insurance. Some providers offer up to a 5% discount for installing security systems. Those with a claim-free history also earn a discount. Moreover, customers boasting an excellent credit score, typically over 700, may secure a lower monthly premium.

  • Are flood-related damage covered by your renters' insurance in Newport News?

    Flood damage is not covered under a Newport News renters insurance policy, as insurance defines a flood as water moving along the ground, which can include scenarios like a flooded river or water seeping through basement walls due to poor drainage. Content-only flood protection is available from both government and private insurance providers. If a rental home is in a flood-prone area, it is strongly recommended to purchase additional flood coverage to safeguard against potential losses.

  • Do burst pipes result in a claim on renters' insurance in Newport News?

    If a burst pipe is not a result of negligence, renters' insurance in Newport News may provide coverage for water leaks. Protection extends to burst pipes caused by cold temperatures. Personal property insurance can cover water-damaged items within specified limits. It's important to note that renters' insurance generally does not cover water damage to ceilings, walls, or floors. In situations where water damage necessitates temporary relocation, loss of use coverage may assist with expenses such as lodging and groceries, up to the coverage limits.

  • When is it necessary to supplement an existing Newport News renters' insurance policy with an endorsement or rider?

    In Newport News, obtaining riders for your existing policy is essential to secure additional coverage for valuable possessions. For example, if you own high-value items like engagement jewelry and collectible art, the standard policy may not fully compensate for their loss or damage. Therefore, adding a rider enhances or supplements coverage for items that are not explicitly included or specified in the original policy.

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