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Best Renter's Insurance Companies in Lynchburg, VA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lynchburg Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

20Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1658 Graves Mill Rd, Lynchburg, VA 24502
WebsiteLicense: 136341

Expertise.com Rating

Review Sources

Google
4.9 (54)
Facebook
5.0 (21)
Yelp
3.0 (2)

Why choose this provider?

Rob Chapman is a State Farm insurance agent holding an office in Lynchburg. Serving the community since 2010, Chapman offers various insurance products. Under personal lines insurance, he designs renters' insurance policies to help tenants secure their personal belongings when a fire or burglar hits their rented homes. He also assists people to invest in mutual funds and writes insurance coverages for owned homes, automobiles, individual life, and health. Rob Chapman has received State Farm's Chairman's Circle award.

  • Multiple Carriers

3813 Wards Rd,, Lynchburg, VA 24502
WebsiteLicense: 135431

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Direct Auto Insurance is an agency that provides insurance solutions for individuals, families, and businesses in Lynchburg and the surrounding areas. It offers renters' insurance that protects policyholders and their belongings from a variety of disastrous events, such as riots, falling objects, airplane and vehicle collisions, and theft. In addition, the policy covers temporary living expenses and personal liability protection. Direct Auto Insurance also has other products, including auto, motorcycle, roadside assistance, health, and life insurance plans.

  • Home and Auto Insurance

22491 Timberlake Road, Lynchburg, VA 24502
WebsiteLicense: 129806

Expertise.com Rating

Review Sources

Google
4.9 (74)
Facebook
5.0 (45)

Why choose this provider?

Hedges Insurance Agency, LLC., is a company that serves the residents of Lynchburg and the surrounding areas. The company helps renters protect their belongings from unwanted damages, including theft, fire, and other natural calamities. It covers clients' personal property while within a rented home, especially when it becomes unlivable. The company also offers homeowners, business, and life insurance policies to individuals and corporations. Trish Hedges, the founder, began establishing the company in 1999 and finally opened for business in 2000.

  • Multiple Carriers

801 Main Street, Suite 400, Lynchburg, VA 24505
WebsiteLicense: 106781

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Campbell Insurance serves individuals and commercial clients in Lynchburg. It offers renters' insurance plans that protect personal articles from disasters and theft. It also has risk management options for automobiles and houses. Additionally, the agency assists business owners in creating employee benefits plans and strategies for managing and mitigating commercial risks. Campbell Insurance was founded in 1918 by Walter Duval Campbell, Sr., along with a small group of industry professionals. In 2010, it transitioned into an employee-owned company.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Rob Chapman
1658 Graves Mill Rd, Lynchburg, VA 24502
Direct Auto Insurance
3813 Wards Rd,, Lynchburg, VA 24502
Hedges Insurance Agency, LLC.
22491 Timberlake Road, Lynchburg, VA 24502
Campbell Insurance
801 Main Street, Suite 400, Lynchburg, VA 24505

FAQs

  • Are tenants in Lynchburg required to acquire renters' insurance?

    It depends on the situation. Tenants in Lynchburg are only required to acquire renters' insurance if their landlords or property owners tell them to provide proof of insurance. In California, renters' insurance is not legally required. However, even if not required, families and individuals are advised to purchase renters' insurance to protect them from expensive replacement costs in case their belongings get stolen or damaged.

  • What factors influence renters' insurance rates in Lynchburg?

    In Lynchburg, renters' insurance rates depend on the tenant's deductible and location. If they pay more deductible, their monthly or annual insurance premium will be reduced. However, if they live in a place with high crime rates, they will pay more premiums. Their insurance rate also depends on what type of coverage they carry.

  • Is standard renters' insurance in Lynchburg enough to cover high-value jewelry and collectibles?

    No, standard renters' insurance in Lynchburg may not be enough to cover high-value jewelry and collectibles. This type of insurance has specific limits and it may not cover expensive items. Tenants may acquire an insurance rider to expand their coverage. This coverage can also pay for the replacement cost of specialty items like firearms, musical instruments, and cameras.

  • How can families and individuals lower their renters' insurance premiums in Lynchburg?

    Families and individuals can lower their renters' insurance premiums in Lynchburg by installing protection devices on their units. They can invest in fire and burglar alarms to reduce the risk of fire and theft. They can also lower their premiums by paying their monthly or annual insurance costs in full.

  • Are students in Lynchburg encouraged to share their renters' insurance with their roommates?

    No, students in Lynchburg are not encouraged to share their renters' insurance with their roommates. Each student must have their own insurance. The reason for this is when two students share one renters' insurance and the other one files a claim, both of them will have a claim history, regardless of who filed the claim.

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