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Best Renters Insurance Companies in Virginia

Our Recommended Top 12

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Our goal is to connect people with the best local professionals. We scored Virginia renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3133Reviewed

1884Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Virginia
Lynchburg

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Campbell Insurance is an agency that has been operating in Virginia since 1918. It offers personal insurance coverage options for renters, homeowners, and vacation properties. Its team of independent agents helps tenants in crafting a customized policy based on their needs and preferences through partnerships with multiple carriers, including Loudoun Mutual, Northern Neck, and Mutual Assurance. One of its personal insurance professionals, Sheila C. Norris, is a Certified Insurance Counselor. She is also a member of the Bedford Chamber of Commerce.

Best Renters Insurance Companies Serving Virginia
Richmond

Expertise.com Rating

Review Sources

Google
5.0 (247)
Facebook
4.5 (8)
Yelp
5.0 (1)

Why choose this provider?

Matthew Becker is a State Farm insurance agent serving Virginia communities. He offers customizable insurance policies for renters, homeowners, and rental dwellings. The renters' insurance plan helps tenants in protecting their personal belongings and covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is available under the policy. Bringing 30 years of combined experience in the field, Becker and his team also provide insurance coverage options for pets, businesses, and automobiles.

Best Renters Insurance Companies Serving Virginia
Alexandria

Expertise.com Rating

Why choose this provider?

Rock Spring Insurance is a team of independent risk management advisors serving Virginia. They write renters' insurance policies, which reimburse losses from stolen items and cover injuries obtained by visitors at tenants' residences. They also protect houses under construction, vacation homes, and vacant dwelling places, in addition to condominium units. Travelers, Progressive, and Erie are among the insurance carriers they work with to find suitable protection plans for clients. Rock Spring Insurance maintains two ofice locations across the state to better serve existing and prospective policyholders.

Best Renters Insurance Companies Serving Virginia
Henrico

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
4.8 (15)

Why choose this provider?

Leon Litz is a State Farm insurance agent offering services to Virginia. Bringing over 25 years of experience in the field, he guides clients in finding the best renter's insurance policies that protect personal belongings inside apartments, including computers, furniture, bicycles, and clothing. He also caters to individuals who wish to apply for additional coverage for their renter's insurance policies, such as pet medical, identify restoration, and personal liability umbrella. Leon Litz also carries life, disability, health, home, and small business insurance products.

Best Renters Insurance Companies Serving Virginia
Poquoson

Expertise.com Rating

Review Sources

Google
5.0 (53)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Susan Eacho is a State Farm insurance agent who serves clients in Virginia. She offers renters' insurance, which helps pay for the replacement and repair costs of stolen, lost, and damaged items. Her State Farm insurance agency also provides insurance products for automobiles, homeowners, and pets. In addition, its agents help small business owners with their commercial insurance lines. They also provide resident relocation services. Eacho has been a State Farm agent for 18 years.

Best Renters Insurance Companies Serving Virginia
Norfolk

Expertise.com Rating

Review Sources

Google
4.9 (98)
Facebook
5.0 (16)

Why choose this provider?

Nofplot Insurance Agency is a family-owned and operated business that has been serving Virginia since 1990. It offers the best insurance policies that can help renters, condos, and homeowners in securing their personal assets. In addition to helping clients craft a policy based on their needs and preferences, its team of independent agents conducts annual reviews to evaluate if an existing policy aligns with the changing needs of a client. The agency also provides specific coverages for industries like construction, catering, and car dealership.

Best Renters Insurance Companies Serving Virginia
Fairfax

Expertise.com Rating

Review Sources

Google
5.0 (28)
Yelp
5.0 (6)

Why choose this provider?

R.H. Nicholson & Company, Inc., serves the renters' insurance needs of Virginia-based individuals and families. As an independent insurance agency, it partners with an extensive network of insurance carriers to provide customers with policies that are tailor-fit for their needs. Its agents offer various selection of insurance products to home renters that offer financial protection in case of property damage while at home or when elsewhere. Additionally, policies can cover financial liability if a person gets injured on their premises. Some of the companies it represents include AIG, The Hartford, and Progressive.

Best Renters Insurance Companies Serving Virginia
Chesapeake

Expertise.com Rating

Review Sources

Google
4.7 (16)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Daryl Hines is an insurance professional who has been with State Farm since 1992. He owns and operates an agency in Virginia that offers various insurance products and services. He writes policies for renters to help them secure their personal belongings against unexpected circumstances and damages. These include losses caused by fire, smoke, and water damage; thefts; burglaries; and vandalism. The insurance agent also accommodates clients who want to insure their houses, cars, condominiums, and pets.

Best Renters Insurance Companies Serving Virginia
Arlington

Expertise.com Rating

Review Sources

Google
4.8 (136)
Facebook
5.0 (31)
Yelp
4.0 (8)

Why choose this provider?

Kenya Knight is an insurance agent serving Virginia clients. Her State Farm office provides an array of insurance solutions, including the best renter's insurance. It offers various types of coverage for clients looking to protect their belongings in their rented dwellings. It provides coverage for liability, inflation, and loss of use and offers protection for valuables, such as jewelry, money, and furs. Kenya opened her first insurance office over a decade ago. She leads a team backed with more than 50 years of collective industry experience.

Best Renters Insurance Companies Serving Virginia
Suffolk

Expertise.com Rating

Why choose this provider?

Sharon Lynch is a State Farm insurance agent who has been serving clients in Virginia since 2015. Her office provides a broad selection of insurance solutions that protect families, individuals, and business owners. It assists renters in securing the best renters� insurance with coverages that safeguard their assets and belongings against damage or loss. Lynch�s office also offers home, life, health, and business policies. Its staff members are fluent in Spanish and Tagalog. Lynch was recognized as a President�s Club Qualifier by State Farm.

Best Renters Insurance Companies Serving Virginia
Alexandria

Expertise.com Rating

Why choose this provider?

Yvette Schuler is a State Farm insurance specialist who serves Virginia. She caters to individuals and families living in rental properties, helping them obtain renters' insurance plans. She provides personal property, liability, and loss of use coverages to protect tenants from monetary losses in case of unexpected events. Schuler also accommodates business owners who want to acquire BOP and workers' compensation insurance. In addition, she handles estate, retirement, and investment planning services. She is fluent in Spanish.

Best Renters Insurance Companies Serving Virginia
Norfolk

Expertise.com Rating

Review Sources

Google
4.8 (34)
Yelp
1.0 (1)

Why choose this provider?

Joe Query is a State Farm insurance agent serving clients in Virginia. He offers cheap renters' insurance policies that protect policyholders' belongings such as clothing, electronics, and furniture against fire, theft, burglary, water damage, and vandalism. He also offers financial services and assists customers in securing the best coverage that meets their needs, whether it is auto, homeowners', life, business, pet, or health insurance. Query carries more than 30 years of experience in the industry and is a Crystal Honor and Ambassador Club qualifier.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Campbell Insurance
801 Main Street, Suite 400, Lynchburg, VA 24505
Matthew Becker
1415 West Main Street, Richmond, VA 23220
Rock Spring Insurance
211 North Union Street, Alexandria, VA 22314
Leon Litz
9001 Three Chopt Road, Henrico, VA 23229
Susan Eacho
400 City Hall Avenue, Poquoson, VA 23662
Nofplot Insurance Agency
7925 Halprin Drive, Norfolk, VA 23518
R.H. Nicholson & Company, Inc.
3998 Fair Ridge Drive Suite 200, Fairfax, VA 22033
Daryl Hines
4448 Portsmouth Blvd, Chesapeake, VA 23321
Kenya Knight
5054 Lee Hwy, Arlington, VA 22207
Sharon Lynch
5911 Harbour View Blvd Suite 101, Suffolk, VA 23435
Yvette Schuler
5741 Telegraph Road, Alexandria, VA 22303
Joe Query
1815 E. Little Creek Road, Norfolk, VA 23518

Virginia Renters Insurance FAQs

  • Why should you perform a house inventory before purchasing renters' insurance in Virginia?

    Before you buy Virginia renters' insurance, you should understand what it covers. This is essential when it comes to protecting your personal belongings. As a result, an inventory is necessary. Your insurance agent may be able to assist you in completing a home inventory. It is much easier to file a claim if you have an inventory of your belongings.

  • If you lose your work in Virginia, would your rent be covered by your renters' insurance?

    No, your renters' insurance will not cover your monthly rent if you lose your job in Virginia. However, it covers your personal belongings if they are damaged as a result of a covered peril. It also covers other people's medical and legal expenses if you are at fault for their injuries. Furthermore, if your home is rendered uninhabitable, your renters' insurance will cover the cost of hotel stays.

  • If you get into a legal battle with your landlord over unpaid rent, can your renters' insurance in Virginia protect you?

    In this case, your Virginia renters' insurance policy will not cover your legal representation. Renters' insurance does not cover your legal expenses as a result of a landlord eviction because unpaid rent is not a covered loss. The liability coverage in your policy will only cover house repairs or medical bills for any guests you accidentally injure.

  • Are funeral costs covered by your renters' insurance in Virginia?

    Even if you are liable, most Virginia renters' insurance policies do not cover funeral expenses if someone dies on your property. In most cases, the court will simply order you to pay for reasonable medical expenses related to the injury or death. However, if the court orders you to pay for the funeral costs, your renters' insurance may come into play. It may be excluded from coverage, but some renters' insurance policies consider them medical expenses and pay them in full.

  • What kind of incidents are covered by Virginia renters' insurance?

    In Virginia, your renters' insurance provides comprehensive protection against several incidents, including:

    • Damage from lightning strikes.
    • Harm caused by smoke.
    • Weight from ice, sleet, or snow.
    • Windstorms and hailstorms.
    • Theft and vandalism.
    • Falling objects.
    • Visitor injuries.
    • Unintentional water or steam discharge.
    • Spoiled refrigerated products.