Best Renters Insurance Companies in Orem, UT

Orem, UT Renters Insurance FAQs

• In what circumstances can your Orem renters' insurance company reject your claim?

  If there is a clear violation of your policy, your Orem renters' insurance company will reject your claim. For example, your claim may be rejected if you attempt to file it with a dog breed that isn't acceptable. Also, the insurance won't make a payment if your coverage has reached its limit. Any fraud will result in the denial of your claim as well.

• Is your car covered by your renters' insurance in Orem?

  No. Your automobile is protected by your auto insurance, so even if it is destroyed by a covered risk, your Orem renters' insurance policy won't cover it. To receive a multi-line discount for each policy, it is advised that you acquire your auto insurance and renters' insurance from the same insurance company.

• When is your hotel stay not covered by your Orem renters' insurance policy?

  In the event that you make a fraudulent claim or go over your policy limit, your Orem renters' insurance plan will not pay for your hotel stay or additional living expenditures. Keep in mind that your renters' insurance will only pay for risks that are specific to your plan, giving you and your family the money to stay somewhere else. Prepare a backup plan and find out if your landlord would cover the cost of your temporary housing.

• Do you still need renters' insurance in Orem if your landlord currently holds building insurance?

  Even if your landlord has coverage for the building, you still require renters' insurance in Orem because your landlord's policy does not cover your personal property or any potential liability lawsuits. Before you sign your lease agreement, your landlord might also insist that you have renters' insurance.

• Are jewels covered by Orem renters' insurance policies?

  Yes. Orem renters' insurance policies cover jewels as specified in the policy, but there is a sub-limit on this type of property. This implies that your renters' insurance would only pay out the sub-limit on jewelry for that type of property, irrespective of the amount of personal property coverage you have. The sub-limit is typically set quite low, usually at $1,500.