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2024

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Best Renter's Insurance Companies in Waco, TX

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waco Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

54Reviewed

34Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Farmers Insurance 1838 N Valley Mills Dr, Waco, TX 76708
WebsiteLicense: 2301427

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (4)

Why choose this provider?

Steven Tindell Insurance Agency delivers insurance options to residents and local businesses from its Waco office. It has served the metro and surrounding Texas communities since 2005. It carries renters' insurance plans that can cover a client's personal property if it gets destroyed or damaged in a fire or stolen. Moreover, it provides insurance packages like auto insurance, classic car, critical illness, long-term care, workers' compensation, and business owners' policy insurance. Steven Tindell is the agency owner.

  • Multiple Carriers
  • Multiple Policy Types

8809 Woodway Drive, Waco, TX 76712
WebsiteLicense: 830918

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Traci Plemons is a State Farm insurance agent serving the Waco community. She offers renters' insurance plans for the protection of tenants' personal belongings, covering different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the policy. Aside from handling relocations to the area, Plemons also specializes in health, life, and business insurance. Her team has partnered with Quicken Loans for home loan assistance. Plemons has been with State Farm for 26 years.

  • Multiple Policy Types

504 North Hewitt Drive, Hewitt, TX 76643
WebsiteLicense: 2431966

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

John Fadal Insurance Agency provides insurance coverage to clients in and around Waco. Established in 2019, the company specializes in property, vehicle, and life insurance products. It also offers renters’ insurance policies. The founder of the company, John Fadal, joined the industry in 1972. Fadal spent more than 37 years with Farmers Insurance before forming his agency. John Fadal Insurance Agency carries products from different companies, which include State Auto, Hartford, Liberty Mutual, and Progressive.

  • Multiple Policy Types

7213 New Sanger Road, Waco, TX 76712
WebsiteLicense: 1361282

Expertise.com Rating

Review Sources

Google
4.0 (34)
Yelp
5.0 (1)

Why choose this provider?

Richard Kruger has been an agent at State Farm since 2006. A resident of Waco, he is dedicated to helping individuals in the area with their renters' insurance needs. He also leads a team of insurance professionals providing other products, such as property, home, and auto insurance. They assist clients with annuities, banking, and mutual funds as well. Moreover, Kruger is a member of both the Hispanic Chamber of Commerce and the Hewitt Chamber of Commerce.

  • Multiple Policy Types

720 Lake Air Drive, Waco, TX 76710
WebsiteLicense: 759934

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Blake Harrell is a Waco-based State Farm insurance agent since 1992. He offers various types of insurance such as renters' insurance, homeowners' insurance, life insurance, and health insurance. He also provides quotes for small businesses and personal articles. Throughout his career, Harrell has gained several accomplishments such as the Ambassadors for Life Qualifier, Legion of Honor Qualifier, and Bronze Tablet Qualifier. Together with his team, Harrell focuses on his mission to help people manage the risks of everyday life.

  • Multiple Carriers
  • Multiple Policy Types

2625 West Waco Drive, Waco, TX 76707
WebsiteLicense: 2197455

Expertise.com Rating

Review Sources

Google
4.6 (167)
Facebook
5.0 (38)

Why choose this provider?

Budget Insurance USA is an insurance agency that provides insurance solutions to clients in Waco and the surrounding communities. It offers a variety of insurance products in personal and commercial lines. It includes a renters' insurance policy that can cover items in the event of theft or damage and weather-related damages. Some of its other insurance products are homeowners' insurance, motorcycle insurance, and commercial insurance. Furthermore, the company can deal with surety bonds, tax preparation, as well as notary services.

  • Multiple Carriers

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Steven Tindell Insurance Agency
Farmers Insurance 1838 N Valley Mills Dr, Waco, TX 76708
Traci Plemons
8809 Woodway Drive, Waco, TX 76712
John Fadal Insurance Agency LLC
504 North Hewitt Drive, Hewitt, TX 76643
Richard Kruger
7213 New Sanger Road, Waco, TX 76712
Blake Harrell
720 Lake Air Drive, Waco, TX 76710
Budget Insurance USA
2625 West Waco Drive, Waco, TX 76707

FAQs

  • Do landlords in Waco require renters' insurance?

    Some Waco landlords or property owners may require tenants to have renters' insurance. This requirement stems from the fact that a rental dwelling policy only protects the building for the property owner, whereas renters' insurance protects tenants' personal belongings and provides liability protection for specific bodily injuries or property damage.

  • Do renters' insurance companies in Waco offer discounts for installed security systems?

    Yes, Waco residents who install security devices in their homes, such as smart locks, burglar alarms, monitoring systems, or deadbolts, may qualify for discounts from some renters' insurance providers. In addition, if they live in neighborhoods with HOA-enforced security systems or gated communities, they may be eligible for additional savings.

  • Do renters' insurance policies in Waco automatically cover roommates?

    No, unless a roommate is explicitly listed on the Waco renters' insurance policy, they are not covered. Roommates are not covered under the policy's liability, loss of use, or personal property coverage. It is best for each roommate to have their own renters' insurance for living expenses, liability protection, and belongings coverage.

  • What are the advantages of landlords in Waco demanding tenants carry renters' insurance?

    Renters' insurance can assist landlords in Waco in avoiding liability claims from tenants resulting from property damage due to fire or other covered losses. Renters' insurance can also help with relocation costs, protect against property damage or pet-related injuries, lower rental dwelling insurance premiums, and aid in screening potential tenants.

  • Is damage caused by pets covered by renters' insurance in Waco?

    In Waco, one can usually file a claim for pet-related damage on their renters' insurance. Their liability insurance might be able to pay for the damage. It is critical to remember that the scope of coverage will vary depending on a variety of factors, including the type of damage sustained, the breed of the pet, the insurance provider, and the policy details.

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