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2024

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Best Renter's Insurance Companies in The Woodlands, TX

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored The Woodlands Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

46Reviewed

31Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4775 W Panther Creek Ste 130 A, The Woodlands, TX 77381
WebsiteLicense: 1990235

Expertise.com Rating

Review Sources

Google
4.8 (120)
Yelp
3.3 (7)

Why choose this provider?

Mike Powell Insurance is an independent agency in The Woodlands that provides insurance services and products to firms and individuals in the metro. It writes renter's insurance policies that protect personal belongings in the event of natural disasters, burglaries, and losses. The policies also cover premises and personal liability within the property. In addition, Mike Powell Insurance crafts insurance policies for specific needs such as those for investment properties, sports cars, 401K, and workers' compensation.

  • Multiple Policy Types

25903 Interstate 45 North, The Woodlands, TX 77380
WebsiteLicense: 1113030

Expertise.com Rating

Review Sources

Google
4.8 (62)
Yelp
4.7 (3)

Why choose this provider?

Founded in 1992, Mellisa Ray Insurance Agency is a firm that serves individuals, families, and business owners in The Woodlands. The insurance products it provides are tailored to clients' needs and situations. Under personal line, it offers renters' coverage that insures policyholders' possessions inside their apartments or rented living space. Living expenses are also covered if the renters' dwellings become uninhabitable due to a covered loss. In addition, the agency writes policies for homes, life, health, and automobiles.

  • Home and Auto Insurance

26113 Oak Ridge Dr STE B, The Woodlands, TX 77380
WebsiteLicense: 1188669

Expertise.com Rating

Review Sources

Google
4.9 (162)
Facebook
4.9 (34)
Yelp
5.0 (3)

Why choose this provider?

Founded in 2007, Pinnacle Point Insurance provides a range of products to individuals and families in The Woodlands metro and nearby areas. It accommodates clients who want to acquire renters' insurance plans to protect them and their investments from unforeseen events, such as theft and natural disasters. The agency also offers homeowners', condominium, flood, umbrella, and life insurance. Pinnacle Point Insurance gives back to the community by supporting various organizations, including Reggie’s Friends Pet Rescue.

  • Home and Auto Insurance

1776 Woodstead Court #114, The Woodlands, TX 77380
WebsiteLicense: 1373125

Expertise.com Rating

Review Sources

Facebook
4.8 (27)

Why choose this provider?

Momentum Insurance and Financial Services, Inc., offers renters' insurance to customers in The Woodlands metro and its neighboring communities. It protects homes and personal properties against damage or theft. In addition, the company deals in auto insurance, motorcycle insurance, life insurance, and annuities. It has over 50 years of experience in the field. The independent provider coordinates with over 80 national and regional carriers, such as Safeco, Progressive, and Liberty Mutual, to secure clients' needs.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

27351 Blueberry Hill #31, Conroe, TX 77385
WebsiteLicense: 11761

Expertise.com Rating

Review Sources

Google
4.8 (18)
Facebook
5.0 (12)

Why choose this provider?

Haley Insurance Agency is a boutique insurance company that serves clients in The Woodlands. The firm specializes in vehicle and property insurance, including renters' insurance plans. The group assists individuals and families in obtaining financial protection for their personal belongings in the event of theft or damage. The team also offers coverage options that can protect policyholders and their families against bodily injury and property damage liability. The team is a consistent recipient of the Top Ten People's Choice Award from Ride Texas Magazine.

  • Home and Auto Insurance

25511 Budde Rd Suite 3503, The Woodlands, TX 77380
WebsiteLicense: 1580916

Expertise.com Rating

Review Sources

Google
4.9 (155)
Facebook
4.4 (36)
Yelp
4.2 (5)

Why choose this provider?

Jared Dolan has been a State Farm insurance agent since 2011. He provides clients in The Woodlands area with renter's insurance policies that cover losses to personal properties caused by smoke damage, fire, burglaries, thefts, and vandalism. Other products include auto, homeowners', business, life, and health insurance. Jared Dolan also provides policy assessment services and carries 60 years of experience in the industry. He is a recipient of the Chairman's Circle award by State Farm.

  • Multiple Policy Types

33018 Tamina Road, The Woodlands, TX 77354
WebsiteLicense: 1188757

Expertise.com Rating

Why choose this provider?

Chris Jenkins Insurance serves the needs of individuals in The Woodlands area. It helps individuals apply for renters' insurance policies to protect their personal belongings and families from theft, damages, bodily injuries, and medical expenses. In addition, the company provides other personal insurance services involving boats, motorcycles, landlords, condominiums, RVs, and homeowners. Chris Jenkins Insurance is a locally owned and operated company that handles products from American General, Assurant, ASI, and Bankers Insurance Group.

  • Multiple Policy Types
  • Home and Auto Insurance

719 Sawdust Road, Suite 217, The Woodlands, TX 77380
WebsiteLicense: 1370288

Expertise.com Rating

Review Sources

Facebook
5.0 (31)
Google
5.0 (15)

Why choose this provider?

The Amell Agency Insurance helps individuals and families in The Woodlands protect their assets. The company assists clients in shopping for insurance solutions that fit their needs and budget, including renters', home, auto, commercial, or life insurance. It provides the option to combine renters' insurance coverage with auto insurance. The Amell Agency Insurance was established in 2006 by Sabrina Amell, who is also the company's director of operations; and Leonard Amell, who specializes in commercial lines of insurance products. Its team of professionals speaks fluent Spanish.

  • Multiple Policy Types

5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381
WebsiteLicense: 694740

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (1)

Why choose this provider?

Rick Hernandez Insurance Agency has been serving the communities of El Paso and The Woodlands, Texas for more than 20 years. The agency uses its years of experience and range of products to provide sound advice to its clients. Working with more than 20 companies, its professionals offer various insurance policies, such as renters, homeowners, auto, and permanent life insurance. They also offer employee benefit and business insurance plans, including restaurant, auto dealers, and landlord liability insurance.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mike Powell Insurance
4775 W Panther Creek Ste 130 A, The Woodlands, TX 77381
Mellisa Ray Insurance Agency
25903 Interstate 45 North, The Woodlands, TX 77380
Pinnacle Point Insurance
26113 Oak Ridge Dr STE B, The Woodlands, TX 77380
Momentum Insurance and Financial Services, Inc.
1776 Woodstead Court #114, The Woodlands, TX 77380
Haley Insurance
27351 Blueberry Hill #31, Conroe, TX 77385
Jared Dolan
25511 Budde Rd Suite 3503, The Woodlands, TX 77380
Chris Jenkins Insurance
33018 Tamina Road, The Woodlands, TX 77354
The Amell Agency Insurance
719 Sawdust Road, Suite 217, The Woodlands, TX 77380
Rick Hernandez Insurance Agency
5202 Shadowbend Pl Suite 101, The Woodlands, TX 77381

FAQs

  • Is renters insurance mandatory in The Woodlands?

    No. Having a renters insurance policy in The Woodlands is not required by Texas state laws. However, the majority of landlords in the state require tenants to have renters insurance before signing a lease agreement. It can provide you with coverage for your personal property and liability from personal injury lawsuits.

  • Will your personal property be covered by your renters insurance during earthquakes in The Woodlands?

    Your standard renters insurance policy in The Woodlands will not cover damages to your personal property during an earthquake. You need to get a separate earthquake endorsement for your renters insurance policy to be able to protect your personal property. Though the likelihood of a powerful earthquake happening in the state of Texas is low, having insurance will give you financial security during a calamity.

  • Is flood damage covered by your renters insurance policy in The Woodlands?

    Your renters insurance policy in The Woodlands covers your personal properties during covered perils such as fire, smoke, theft, vandalism, and water damage from burst pipes. You need to get separate flood insurance by accessing the National Flood Insurance Program website for more information. Note that landlords need to inform tenants of the flood history of the location before any lease agreement is signed.

  • Does renters insurance cover damage caused by your pets in The Woodlands?

    Your renters insurance policy in The Woodlands may cover property damages caused by your pets through your personal liability coverage. It also covers medical bills due to injuries your pet may cause. However, you need to verify your personal liability coverage with your insurance agent as there are certain dog breeds that may be excluded by your insurance carrier.

  • How long do you have to wait for your renters insurance claim payout in The Woodlands?

    According to Texas insurance laws, insurance companies have five business days to make a payout for renters insurance claims in The Woodlands after acknowledging the claim. They are also given 15 days to acknowledge any claims and decide whether they will accept or reject the documents you have provided.

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