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2024

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Best Renter's Insurance Companies in Sugar Land, TX

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sugar Land Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

43Reviewed

30Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6560 Greatwood Pkwy, Suite 1000, Sugar Land, TX 77479
WebsiteLicense: 1530072

Expertise.com Rating

Review Sources

Google
4.9 (747)
Facebook
4.8 (105)
Yelp
4.5 (16)

Why choose this provider?

Polo Garcia has been operating a local State Farm agency in Sugar Land since 2009. He helps tenants find renters' insurance, a policy protecting personal properties like electronics, bicycles, furniture, and clothing inside the apartment and in the renters' cars. Renters insurance also covers losses to tenants' belongings caused by weather impacts, accidents, and malicious mischiefs. Polo Garcia, an agent who speaks English and Spanish, also offers coverages for homeowners, automobiles, and pets. Additional insurance types provided include commercial truck insurance and general liability.

  • Home and Auto Insurance

2150 Town Square Place, Ste 705, Sugar Land, TX 77479
WebsiteLicense: 755081

Expertise.com Rating

Why choose this provider?

Established in 1984, Gulledge Insurance Agency is a family-owned and family-operated business serving Sugar Land. It offers a variety of products, such as auto, motorcycle, flood, umbrella, and homeowners' insurance. The company also specializes in renters' insurance that includes named perils and all-risk policies. The named perils policy covers damages resulting from theft or fire. These coverages include various methods of reimbursement, such as replacement costs and cash value. Gulledge Insurance Agency also represents several carriers, including Travelers, Safeco, and Homeowners of America.

  • Multiple Carriers
  • Multiple Policy Types

16532 Park Row, Houston, TX 77084
WebsiteLicense: 2470345

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
5.0 (6)

Why choose this provider?

Noveri Insurance is an independent agency offering insurance solutions to clients in Sugar Land. Personal insurance, such as renters', and commercial insurance from multiple companies, are among the products offered by the company. The Noveri family began working in the insurance market in 1977. They opened Noveri Insurance in 2001, after gaining many years of experience. With an Argentinian origin, the family caters to both English and Spanish-speaking customers. The agency is an Independent Insurance Agents of Texas' Trusted Choice.

  • Multiple Policy Types
  • Home and Auto Insurance

5822 New Territory Boulevard, Sugar Land, TX 77479
WebsiteLicense: 2703465

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Based in Sugar Land, Insurance First Solution Group - Simme Huynh provides several types of insurance products to individuals in the local metro. It offers renters', life, and health insurance products to its clients. Its team of agents also provides clients with insurance coverage for auto, commercial auto, and small businesses. The agency has access to over 100 different insurance carriers. Simme Huynh, an insurance agent at the company, has been helping clients with their insurance needs for over 10 years.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

19855 Southwest Freeway, Sugar Land, TX 77479
WebsiteLicense: 682739

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Wally Franklin is a State Farm insurance agent who has been serving clients in Sugar Land and the surrounding areas since 1977. He provides homeowners and renters with insurance options that cover their personal property against damages caused by fire, theft, burglary, or vandalism. He also offers policies to protect renters' personal articles, such as collectibles, jewelry, sports equipment. In addition, Franklin provides auto, life, health, and business insurance. He holds designations from CLU and ChFC.

  • Multiple Policy Types
  • Home and Auto Insurance

14090 Southwest Fwy #220, Sugar Land, TX 77478
WebsiteLicense: 2076093

Expertise.com Rating

Review Sources

Google
5.0 (166)

Why choose this provider?

Inshora Insurance & Financial Services caters to both homeowners and renters throughout Sugar Land. It offers clients various policies for home and property insurance, including HOA+, HOB/HO3, and HOC/HO5. These policies cover a range of risks and damages, from fires, floods, and earthquakes, to theft and government action. The firm is also available to clients in Richmond, Galveston, League City, and Katy. Its portfolio of insurance products includes auto, flood, landlord, business, and life insurance.

  • Multiple Policy Types
  • Home and Auto Insurance

1449 Hwy 6 Ste 340, Sugar Land, TX 77478
WebsiteLicense: 2448916

Expertise.com Rating

Review Sources

Google
4.7 (6)
Facebook
5.0 (3)

Why choose this provider?

Brazos Insurance is a veteran-owned independent insurance agency that serves individuals, families, and businesses from Sugar Land and the surrounding areas. It provides a variety of renters' insurance plans, which include coverage for belongings such as furnishings, television sets and computers, clothing, appliances, and jewelry. The other insurance products that the agency offers include homeowners', auto, life, general liability, and commercial property insurance. Brazos Insurance is a member of the Veterans Association of Real Estate Professionals.

  • Multiple Policy Types

830 Julie Rivers Dr Suite 101, Sugar Land, TX 77478
WebsiteLicense: 2168815

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Firstpro Insurance Group is a Sugar Land-based company that offers a wide range of products to answer the needs of individuals, families, and businesses throughout the state. An independent insurance firm, it represents several carriers, such as Progressive and Mercury Insurance, to help tenants obtain suitable renters’ insurance plans that will financially safeguard their personal possessions not covered by the policies of their respective landlords. Firstpro Insurance Group also offers homeowners', mobile home, and condo insurance.

  • Multiple Policy Types

14905 SW FWY STE 201, Sugar Land, TX 77478
WebsiteLicense: 1862959

Expertise.com Rating

Why choose this provider?

Premier South Insurance Services provides an array of products to families and individuals in the Sugar Land metro and the surrounding communities. It offers renters' insurance plans to protect tenants and their items from unforeseen events like fire and theft. The independent company helps tenants secure reimbursements for medical expenses and damaged belongings. It also processes homeowners', flood, and auto insurance. Premier South Insurance Services works with various carriers to create customized coverages suited to customers' needs.

  • Multiple Policy Types
  • Home and Auto Insurance

326 Brooks St., Sugar Land, TX 77478
WebsiteLicense: 1120229

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (1)

Why choose this provider?

Nobility Insurance Group represents several insurance carriers to address the unique coverage needs of the residents of Sugar Land and the surrounding areas. Its experienced agents help rental home tenants obtain renters’ insurance policies that safeguard their personal possessions in the event of loss or destruction since these instances are not usually covered by the policies of landlords. In addition, Nobility Insurance Group also offers home, condo, and auto insurance.

  • Home and Auto Insurance

134 Eldridge Rd Ste F, Sugar Land, TX 77478
WebsiteLicense: 2002570

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (13)

Why choose this provider?

Alzate Insurance Agency helps clients in Sugar Land choose their renters' policies from Farmers Insurance. It guides consumers in making informed choices by describing their options of home and condo protection plans, as well as flood coverages. It also provides choices of auto, motorcycle, life, and umbrella insurance. The family-owned agency has over 15 years of experience. It assists families in their real estate needs. In addition, it offers protection plans for business and commercial clients.

  • Multiple Carriers
  • Home and Auto Insurance

13313 Southwest Fwy, Suite 255, Sugar Land, TX
WebsiteLicense: 18386

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Edmound, Lenard, & Associates LTD is an insurance brokerage in Sugar Land that offers personal and commercial insurance lines to residents of the metro. The agency was formed in 2002 and retains insurance professionals who have over 35 years of industry experience. It provides renters' insurance plans that protect personal properties against damage, thefts, and vandalism. The plans also protect policyholders from bodily injury liabilities and property damage claims. The agency also writes policies for specialty items such as classic cars and RVs.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Polo Garcia
6560 Greatwood Pkwy, Suite 1000, Sugar Land, TX 77479
Gulledge Insurance Agency
2150 Town Square Place, Ste 705, Sugar Land, TX 77479
Noveri Insurance
16532 Park Row, Houston, TX 77084
Insurance First Solution Group Simme Huynh
5822 New Territory Boulevard, Sugar Land, TX 77479
Wally Franklin
19855 Southwest Freeway, Sugar Land, TX 77479
Inshora Insurance & Financial Services
14090 Southwest Fwy #220, Sugar Land, TX 77478
Brazos Insurance
1449 Hwy 6 Ste 340, Sugar Land, TX 77478
Firstpro Insurance Group
830 Julie Rivers Dr Suite 101, Sugar Land, TX 77478
Premier South Insurance Services
14905 SW FWY STE 201, Sugar Land, TX 77478
Nobility Insurance Group
326 Brooks St., Sugar Land, TX 77478
Alzate Insurance Agency
134 Eldridge Rd Ste F, Sugar Land, TX 77478
Edmound, Lenard, & Associates LTD
13313 Southwest Fwy, Suite 255, Sugar Land, TX

FAQs

  • In Sugar Land, what items are usually covered in a renters' insurance plan?

    In Sugar Land, a renters' insurance plan will commonly cover movable personal property at risk of loss or damage. These items range from television sets and electronics to clothing and appliances. The contingencies include human-caused incidents like theft and fires. Every plan may be worded differently, so one must check each clause for full guidance.

  • In Sugar Land, why is it important to keep inventories of one's belongings when covered by renters' insurance?

    It is important to keep inventories of one's belongings when covered by renters' insurance in Sugar Land because this will dictate how much the insurer has to replace. The company has to know how many and which things are covered by your renters' plan, and an inventory will determine both factors.

  • In Sugar Land, what are floaters in relation to renters' insurance policies?

    A floater in Sugar Land refers to additional clauses in an insurance policy that extend the contract’s protection to certain personal properties that are beyond the scope of standard policies. These are useful for people who own valuable assets like furs, jewelry, high-performance computers, and valuable metals around the house.

  • What differentiates between actual cash value and replacement cost policies in Sugar Land?

    Actual cash value in Sugar Land refers to the value of a lost or damaged object on the date of loss or destruction. When replacing an object using this basis, the insurer will take depreciation into account. Replacement cost value refers to the expense of changing the lost thing with an equivalent, excluding depreciation.

  • Why is it insufficient in Sugar Land to rely on the landlord's own insurance policy?

    It is insufficient in Sugar Land to rely on the landlord's own insurance policy because homeowners' plans extend only to the structure of the rental asset and will not pay for the occupants' lost personal assets. Renters insurance is necessary to protect tenants' personal property.

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