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2024

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Best Renter's Insurance Companies in Richardson, TX

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Richardson Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

47Reviewed

31Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

701 N Central Expressway, Building 1, Richardson, TX 75080
WebsiteLicense: 1447858

Expertise.com Rating

Review Sources

Google
4.6 (17)

Why choose this provider?

​Strive Insurance Group, Inc., serves individuals and businesses throughout the Richardson metro. It offers renters' insurance that protects tenants' personal belongings and property insurance that covers landlords. Founded in 1984, the full-service agency delivers services through carriers like Travelers, Safeco, and Progressive. The company aims to provide clients with positive experiences by building relationships, maintaining regular communication, and participating in the community. It also supports local activities and non-profit organizations that help improve people's lives like the Healthy Kids Running Series and YMCA.

  • Home and Auto Insurance

1350 E. Arapaho Road Suite 206, Richardson, TX 75081
WebsiteLicense: 673547

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
4.1 (15)

Why choose this provider?

Kouser Insurance Agency has been providing comprehensive services in the Richardson metro since 1989. It accommodates individuals and families who seek to acquire renters' insurance plans. The independent company creates customized coverages to help renters protect themselves and their personal belongings from events like theft and natural disasters. It also offers flood, umbrella, classic car, and motorcycle insurance. President Eric Kouser has been in the insurance industry since 1979. He is a life member of The Million Dollar Roundtable.

  • Home and Auto Insurance

3400 N. Central Exp Suite 110-221, Richardson, TX 75082
WebsiteLicense: 12120

Expertise.com Rating

Review Sources

Google
5.0 (62)
Facebook
5.0 (17)
Yelp
1.0 (1)

Why choose this provider?

Sandy Garza & Associates is an insurance agency based in Richardson. It provides insurance solutions to renters in the local metro. Its renters' insurance products can be customized and include temporary housing, personal property protection, or family liability protection. The agency offers other products such as life, boat, motorcycle, auto, and home insurance. Sandy Garza, the owner of Sandy Garza & Associates, has operated the agency for more than 26 years. She has previously won the National Service Award and the President’s Conference Award.

  • Multiple Carriers
  • Multiple Policy Types

819 W Arapaho Road Suite 50, Richardson, TX 75080
WebsiteLicense: 1430094

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Yelp
5.0 (1)

Why choose this provider?

Yesenia Martinez is an insurance agent who serves clients in Richardson. She offers renters' insurance policies that cover property damage due to weather impacts, accidents, malicious mischief, and loss of use. In addition, she handles home, property, life, automobile, and health insurance and supports clients in fulfilling financial requirements for banking and mutual funds. Martinez has been operating her State Farm office since 2019, where she also caters to Spanish-speaking clients.

  • Multiple Carriers

100 N Cntrl Expy Ste 711, Richardson, TX 75080
WebsiteLicense: 744972

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Sam Yeung is a local insurance agent with Farmers Insurance, catering to residents and businesses in Richardson. He offers a range of risk management options, including insurance for renters. This covers the personal belongings of clients in cases of accidents and catastrophic events, like fire. Umbrella policies and coverage for homeowners and condominiums are also available. In addition, Yeung provides life insurance and plans for businesses, automobiles, recreational vehicles, and motorcycles. He can also communicate with clients in Cantonese and Mandarin.

  • Home and Auto Insurance

301 S. Sherman 203, Richardson, TX 75081
WebsiteLicense: 1661320

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Reading Insurance Agency offers guidance and walk-throughs to clients in Richardson. It helps with policy enrolment, updates, and claims related to products like renter's, home, auto, health, and life insurance coverage. Its insurance specialists serve occupants of condos and apartments to secure plans to protect them against possible losses due to covered events or disasters. Reading Insurance Agency represents insurance carriers including Progressive, Aetna, and Midland National. The company has been serving the community for over 30 years.

  • Home and Auto Insurance

4251 E Renner Road, Ste 110, Richardson, TX 75082
WebsiteLicense: 1273835

Expertise.com Rating

Review Sources

Google
4.9 (120)
Facebook
5.0 (16)
Yelp
4.5 (8)

Why choose this provider?

Kay Patel is a State Farm Insurance agent servicing residents and businesses in Richardson. She offers auto, homeowners', life, business, and renters' insurance. Kay and her team have been providing insurance services to the Dallas and Collin counties for over 15 years and extend their services to Murphy, Sachse, Parker, East Plano, Plano, and Wylie communities. They have a regular weekdays schedule, but they also accommodate clients' requests for evening and Saturday appointments.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
​Strive Insurance Group, Inc.
701 N Central Expressway, Building 1, Richardson, TX 75080
Kouser Insurance Agency
1350 E. Arapaho Road Suite 206, Richardson, TX 75081
Sandy Garza & Associates
3400 N. Central Exp Suite 110-221, Richardson, TX 75082
Yesenia Martinez
819 W Arapaho Road Suite 50, Richardson, TX 75080
Sam Yeung
100 N Cntrl Expy Ste 711, Richardson, TX 75080
Reading Insurance Agency
301 S. Sherman 203, Richardson, TX 75081
Kay Patel
4251 E Renner Road, Ste 110, Richardson, TX 75082

FAQs

  • When is your personal belongings in a storage unit covered by renters' insurance in Richardson?

    If a covered risk causes damage, destruction, or loss to your personal property in a storage facility, your renters' insurance policy in Richardson may compensate you with the actual cost or replacement cost of your items. However, your insurance may contain sub-limits on precious things like jewelry and firearms. By "scheduling an item," or adding a rider to your policy, you may be able to protect your personal belongings in a storage facility up to their documented value.

  • Is your pet's damage to someone else's personal property covered under your Richardson renters' insurance policy?

    The property damage liability coverage of renters' insurance policy in Richardson may kick in if your pet causes damage to another person's property. For example, provided the damages are within the limits of your policy, you might be reimbursed for the cost of hiring a landscaper to restore your neighbor's flowerbeds if your dog wanders into their yard and rips up their flowerbeds that were expertly placed.

  • When does food loss not qualify for coverage under Richardson renters' insurance?

    In the following situations, Richardson renters' insurance will not pay for food loss:

    • Pests are to blame for the food loss.
    • A natural disaster, like a flood or earthquake, is the reason for the food loss.
    • The electricity company turned off your power because you failed to pay your bill.
    • Everything inside your freezer spoils since you unintentionally left the door open all night.
    • The refrigerator is old and eventually quits functioning due to typical wear and tear.
  • Is it possible to add extra TV damage coverage to your renters' insurance in Richardson?

    Yes. A number of Richardson renters' insurance companies provide endorsements or add-ons that may help pay for the replacement of a damaged TV for other reasons. A type of add-on that can assist in protecting your TV and any larger appliances you may have, such as a washer and dryer, is called equipment breakdown coverage.

  • When is extended hotel stay excluded from renters' insurance in Richardson?

    Your Richardson renters' insurance will not pay for your hotel stays if an unintentional disaster, like an earthquake or flood, renders your rental uninhabitable, unless you have extra coverage for these types of situations. If you are the one who damaged your rental, you might not be compensated. Because you caused the damage, you will be responsible for paying for any temporary accommodations yourself.

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