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2024

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Best Renter's Insurance Companies in Midland, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Midland Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1710 West Texas Avenue, Midland, TX 79701
WebsiteLicense: 1436958

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
4.8 (5)

Why choose this provider?

Johnny Johnson Insurance is a Midland-based independent insurance agency that has been providing clients with an extensive selection of insurance products for over 60 years. These products range from renters' insurance with included liability protection to vehicle insurance with additional medical expense coverage. Its insurance professionals take a one-on-one approach when guiding clients through insurance claims and premium payments. Johnny Johnson Insurance strives to maintain long-term relationships with clients through personalized consultations and insurance recommendations.

  • Multiple Carriers
  • Multiple Policy Types

2607 Midland Drive, Midland, TX 79707

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Mike Lively Agency is an insurance company based in Midland and provides service to clients throughout the State of Texas. The independent insurance agency offers a full range of insurance products from home insurance that include renters' insurance, homeowners insurance, and condo insurance, to auto insurance, recreational insurance, and life insurance. Its renters' insurance policy covers personal possession against damages from theft, vandalism, fire, explosion, and water damage due to plumbing. It also covers temporary rentals and hotel bills.

  • Multiple Policy Types

1101 North Big Spring Street, Midland, TX 79701
WebsiteLicense: 1210367

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Dustin Ptak Insurance is an insurance agency that serves clients in Midland. It offers renters' insurance that provides coverage for policyholders' belongings and liabilities from several providers, such as Travelers, Progressive, Safeco, and The Hartford. The agency also assists clients in obtaining other types of insurance products for classic cars, motorcycles, and boats. Owner Dustin Ptak founded the agency in 2006. For its contributions to the industry, Safeco has awarded the agency with the Safeco Elite Agent award from 2018-2019.

  • Multiple Policy Types

4416 Briarwood Avenue, Midland, TX 79707
WebsiteLicense: 1286357

Expertise.com Rating

Review Sources

Google
5.0 (52)
Facebook
5.0 (12)

Why choose this provider?

Joe Espino is a Midland-based insurance agent working under State Farm. His team operates under The Joe Espino State Farm Agency. It offers auto, life, and health insurance. It also offers personal article policies to cover collectibles, jewelry, and sports equipment. It also provides quotes for homeowners' and renters' insurance, which cover losses caused by fire, smoke damage, water damage, theft, vandalism, or vehicle damage. The agency also provides business insurance and financial services.

  • Multiple Carriers
  • Multiple Policy Types

1015 North Midkiff Road, Midland, TX 79701
WebsiteLicense: 1322234

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Reeves Insurance Agency is a family-owned business that serves clients in Midland. It offers renters' insurance from several insurance carriers, such as Travelers, Progressive, and Dairyland Insurance, which provides coverage against unexpected risks that include fires, theft, and vandalism. The agency also covers other insurance products for homes, automobiles, and floods. Owners Tony and Lavonna Reeves established the agency after acquiring the previous agency in 2004. Tony specializes in life insurance, while Lavonna handles insurance policies for homes, cars, and floods.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Johnny Johnson Insurance
1710 West Texas Avenue, Midland, TX 79701
Mike Lively Agency
2607 Midland Drive, Midland, TX 79707
Dustin Ptak Insurance
1101 North Big Spring Street, Midland, TX 79701
Joe Espino
4416 Briarwood Avenue, Midland, TX 79707
Reeves Insurance Agency
1015 North Midkiff Road, Midland, TX 79701

FAQs

  • Do tenants in Midland need to carry renters' insurance?

    In Midland, while the law doesn't mandate tenants to have renters' insurance, certain landlords or property owners may require it. Renters' insurance provides protection against liability for physical harm or property damage resulting from events like theft. Some landlords insist on renters' policies as their own rental home insurance only covers the building's construction. Therefore, having renters' insurance can be a stipulation by landlords, ensuring comprehensive coverage for both tenants and property owners.

  • What benefits do landlords in Midland receive from having their tenants take renters' insurance?

    Landlords in Midland can reduce liability claims from tenants for property damage due to fires or other covered losses by requiring renters' insurance. Renters' insurance can also help with moving costs, lower rental dwelling insurance rates, make tenant screening easier, and protect against pet-related accidents or property damage.

  • Do renters' insurance providers in Midland give discounts for installed security systems?

    Yes, certain Midland renters' insurance companies provide discounts to homeowners who install home security systems. Deadbolts, smart locks, monitoring systems, and burglar alarms are examples of security devices. Individuals may also be eligible for additional savings if they live in gated communities or neighborhoods with HOA-mandated security systems.

  • Does renters' insurance in Midland cover pet-related damage?

    In most cases, Midland residents can file a claim on their renters' insurance for damage caused by pets. This damage may be covered by their liability insurance. The extent of coverage will vary depending on a number of factors, including the breed of the pet, the type of damage, the policy details, and the insurance company.

  • Are roommates automatically covered by renters' insurance policies in Midland?

    No, unless they are listed on the Midland renters' insurance policy, a roommate will not be covered. Roommates are not covered under the policy's liability, loss of use, or personal property coverage. Each roommate should have their own renters' insurance to protect themselves from liability, pay living expenses, and secure their personal belongings.

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