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Best Renter's Insurance Companies in Killeen, TX

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Killeen Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

36Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2109 South Clear Creek Road, Killeen, TX 76549
WebsiteLicense: 2011093

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

Moore Insurance Agency is an independent company servicing Killeen and surrounding communities. It offers a renters' insurance policy that covers personal property, liability, and named perils. The coverage options provide financial protection from circumstances like fire, theft, and bodily injury. Home, earthquake, flood, and landlords' insurance policies are also available under personal lines. The agency assists clients throughout the processes of policy change, contacting carriers, policy review, and reporting a claim. Its list of partner carriers includes Progressive, Travelers, and The Hartford.

  • Multiple Policy Types

3603 East Veterans Memorial Boulevard, Killeen, TX 76543

Expertise.com Rating

Review Sources

Google
4.7 (90)

Why choose this provider?

All Star Insurance Agency is a family-owned and family-operated business that has been serving clients in and around Killeen since 1994. It offers renters' insurance policies that protect clients and their personal properties. It also provides a variety of insurance coverages for boats, cars, motorcycles, and recreational vehicles. In addition, All Star Insurance Agency's team of agents analyzes the customers' insurance needs to come up with home and business insurance packages that fit their requirements.

  • Multiple Policy Types

1201 East Central Texas Expressway, Killeen, TX 76541
WebsiteLicense: 852805

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (7)
Yelp
3.5 (3)

Why choose this provider?

Alan Cox started his State Farm career in 1993. He established his own State Farm agency in 2000 and currently manages his team of insurance professionals with almost 30 years of total insurance experience. His office provides a wide range of insurance products that includes protection for renters in the Killeen metro. Its renters' insurance policy can cover losses from accidents, malicious mischief, weather damages, and additional living expenses. Auto, home, life, health, and business insurance are some of its other products available.

  • Multiple Policy Types

2301 East Central Texas Expressway, Killeen, TX 76543
WebsiteLicense: 2616865

Expertise.com Rating

Review Sources

Google
5.0 (112)
Facebook
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Kalynn Tindall is a State Farm agent who has been assisting Killeen residents with their insurance needs. She helps provide financial protection through insurance products such as auto, home, life, and health to ensure that the future of her customers and their families are secured. Additionally, she offers insurance services for renters, homeowners, commercial, small business quotes, and liability umbrella policies. Kalynn used to work as a finance manager from 2012 until 2018, when she opened her State Farm agency.

  • Multiple Policy Types

1805 Florence Road, Killeen, TX 76541

Expertise.com Rating

Review Sources

Google
4.4 (17)
Facebook
5.0 (3)

Why choose this provider?

All American Insurance is a family-owned and family-operated company that has been serving clients for nearly 50 years. It offers its services to clients in Killeen and other Central Texas communities. The company specializes in auto insurance, but it also offers general liability insurance, renters' insurance, and RV insurance. It also provides insurance products for businesses. All American Insurance works with insurance companies, including Empower Insurance, National Lloyds Corporation, CNA Surety, Foremost Insurance Group, and Dairyland Auto.

  • Multiple Carriers
  • Multiple Policy Types

2705 East Stan Schlueter Loop, Killeen, TX 76542
WebsiteLicense: 1481562

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.0 (8)

Why choose this provider?

Shawn Camp Insurance, Inc., is a family-run independent insurance agency with offices in Killeen and two other locations in Central Texas. It has been assisting clients with customizable insurance plans since 1976. The agency offers property insurance plans with coverages for renters and homeowners. It also provides policies for vehicles, such as cars, motorcycles, RVs, and commercial auto. Its other products include insurance plans for golf carts, boats, and personal watercraft. Shawn Camp Insurance works with companies, such as Progressive and Arrowhead General Insurance Agency.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Moore Insurance Agency
2109 South Clear Creek Road, Killeen, TX 76549
All Star Insurance Agency
3603 East Veterans Memorial Boulevard, Killeen, TX 76543
Alan Cox
1201 East Central Texas Expressway, Killeen, TX 76541
Kalynn Tindall
2301 East Central Texas Expressway, Killeen, TX 76543
All American Insurance
1805 Florence Road, Killeen, TX 76541
Shawn Camp Insurance, Inc.
2705 East Stan Schlueter Loop, Killeen, TX 76542

FAQs

  • Won’t your landlord’s insurance in Killeen cover some of your stuff if they get damaged?

    In an ideal world, that would be how things work, but in reality, your landlord’s insurance policy is limited only to safeguarding the structure of the rental property and not any of the tenant’s belongings. This is why it is always a good idea to obtain renter’s insurance whether or not your landlord requires it for your lease agreement. Renter’s insurance is fairly affordable and will help protect your personal belongings from various perils like fire, theft, and hailstorms.

  • Does renter’s insurance in Killeen cover the full value of your jewelry?

    If you have highly valuable items like jewelry, fine art, or collectibles, it may have some form of coverage under your Killeen-issued renter’s insurance policy. However, more often than not, the amount of coverage is limited and will not cover the full value of the item. If you wish to add coverage for your jewelry, you can add an endorsement to your existing policy for maximum protection against perils recognized by your insurance provider.

  • What is the difference between actual cash value and replacement cost when choosing renter’s insurance type in Killeen?

    If you’re getting renter’s insurance in Killeen, you may have been faced with choosing between actual cash value and replacement cost. These two types of insurance differ in how you’ll get paid in the event that your personal belongings get damaged or stolen. Actual cash value pays you the depreciated value of the item based on its age and condition. Meanwhile, replacement cost pays you to have your item repaired or replaced based on the cost of the item at present.

  • If your rental property in Killeen was damaged in a fire, can your insurance policy pay for your expenses while repairs are being made to the building?

    Yes. Renter’s insurance policies in Killeen are usually inclusive of coverage for additional living expenses. This type of coverage shoulders your expenses on food, accommodation, and other essentials in the event that you have to temporarily move out of the rental property due to damages from a covered peril, like a fire.

  • If you’re a student renting a place in Killeen, do you have to obtain renter’s insurance?

    Before you try to get renter’s insurance in Killeen, you might want to check if you are a dependent of your parents’ homeowner’s insurance policy. If you are, then you might not need renter’s insurance, as you’re considered covered even if you are not living at home. You must keep in mind, though, that such coverage is often limited to 10% of the personal property coverage in your parents’ homeowner’s insurance policy.

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