Best Renters Insurance Companies in Garland, TX

In Garland, your landlord's homeowners insurance will only cover the structure, not any of your belongings. If you have renters insurance, your valuable possessions will be protected if they are lost or damaged as a result of a covered event, such as theft or fire. Furthermore, it provides personal liability, medical payments, and additional living expenses or loss of use up to the policy's limits.

Yes, Garland renters' insurance may cover items stolen or damaged in a vehicle that is not parked at the rental property. Renters' insurance, on the other hand, does not cover injuries sustained in your car. If you are found to be at fault for the accident, you will need auto insurance to cover your injuries and legal fees.

Yes, you can combine your auto and renters' insurance policies in Garland. You can save money on insurance by getting both your renters' and vehicle policies from the same company. When you combine both plans in Garland, you save an average of $76 on car insurance. State Farm and Progressive are the next two auto insurers with the lowest bundled premiums, after USAA.

No, your Garland renters' insurance will not cover you if you are unable to pay your rent for a period of time. However, if your rental property or structure has been damaged and requires restoration or repair, you may be eligible for reimbursement of temporary lodging expenses and other related costs.

Yes, your landlord is responsible for insuring the rental property in Garland. In the event of a covered threat, this will protect the structure. Your landlord, on the other hand, is not obligated to insure your belongings. That is why it is recommended that a tenant obtain renters' insurance to protect assets and obtain liability protection in the event that a guest is injured on the property.