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Best Renter's Insurance Companies in Garland, TX

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Garland Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

108 East Centerville Road, Garland, TX 75041 Rating

Review Sources

4.0 (42)
4.2 (5)

Why choose this provider?

Leo's Auto Insurance serves individuals, families, and businesses in Garland with its comprehensive suite of insurance services and solutions. Renters' insurance is the company's product for clients looking for coverage for loss-of-use, private property, and private liability. The insurance agency is independent, giving its clients the flexibility to find the right insurance for their situation through its partnership with more than 25 different insurance carriers. Auto, home, and general liability insurance policies are also offered.

  • Multiple Policy Types

201 S. Glenbrook Drive, Garland, TX 75040
WebsiteLicense: 1557967 Rating

Review Sources

4.8 (62)
4.6 (10)

Why choose this provider?

Scott Bogue is a State Farm Insurance agent who has been serving clients in Garland since 1994. He provides rental property tenants with insurance that covers incidents outside the scope of the landlord's insurance policy. These include theft, vandalism, and injuries that occur inside the residence. Bogue also offers insurance for autos and homes, along with commercial policies that cover vehicle fleets and workers' compensation claims. Clients can also get his help with investing in mutual funds.

  • Multiple Policy Types

4750 North Jupiter Road, Garland, TX 75044
WebsiteLicense: 1568692 Rating

Review Sources

4.0 (38)

Why choose this provider?

Jim Rosales offers English and Spanish insurance services to the residents of Garland and its surrounding areas. He is a State Farm Agent who offers renters' insurance that covers personal belongings like electronics, bikes, clothes, and furniture. It also covers items left in the car, storage closets, and decks. Identity theft coverage is also available to keep personal information safe. Jim has been with State Farm Insurance since 2011 and also offers life, auto, home, life, and commercial insurance.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Leo's Auto Insurance
108 East Centerville Road, Garland, TX 75041
Scott Bogue
201 S. Glenbrook Drive, Garland, TX 75040
Jim Rosales
4750 North Jupiter Road, Garland, TX 75044


  • If the landlord has homeowners' insurance, why do you still need to obtain renters' insurance in Garland?

    In Garland, your landlord's homeowners insurance will only cover the structure, not any of your belongings. If you have renters insurance, your valuable possessions will be protected if they are lost or damaged as a result of a covered event, such as theft or fire. Furthermore, it provides personal liability, medical payments, and additional living expenses or loss of use up to the policy's limits.

  • Is personal property in your vehicle covered by your Garland renters' insurance even if it is not parked at your residence at the time of the loss?

    Yes, Garland renters' insurance may cover items stolen or damaged in a vehicle that is not parked at the rental property. Renters' insurance, on the other hand, does not cover injuries sustained in your car. If you are found to be at fault for the accident, you will need auto insurance to cover your injuries and legal fees.

  • Can you bundle your renters' insurance with other policies in Garland?

    Yes, you can combine your auto and renters' insurance policies in Garland. You can save money on insurance by getting both your renters' and vehicle policies from the same company. When you combine both plans in Garland, you save an average of $76 on car insurance. State Farm and Progressive are the next two auto insurers with the lowest bundled premiums, after USAA.

  • Does Garland renters' insurance cover your rent if you can't pay it for certain months?

    No, your Garland renters' insurance will not cover you if you are unable to pay your rent for a period of time. However, if your rental property or structure has been damaged and requires restoration or repair, you may be eligible for reimbursement of temporary lodging expenses and other related costs.

  • Is your landlord obligated to provide insurance coverage for your apartment in Garland?

    Yes, your landlord is responsible for insuring the rental property in Garland. In the event of a covered threat, this will protect the structure. Your landlord, on the other hand, is not obligated to insure your belongings. That is why it is recommended that a tenant obtain renters' insurance to protect assets and obtain liability protection in the event that a guest is injured on the property.

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