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Best Renter's Insurance Companies in Edinburg, TX

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edinburg Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

1727 W University Drive, Edinburg, TX 78539
WebsiteLicense: 2180064 Rating

Review Sources

4.8 (23)
5.0 (11)

Why choose this provider?

Friendly Insurance Edinburg offers its products and services to the metro and the rest of the Rio Grande Valley. The agency offers renters', home and flood insurance. Its renters' insurance protects tenants' belongings within a rental property in events such as fire, theft, vandalism, water damage, windstorm, and visitor injuries. In addition, it has workers' compensation and auto insurance for cars, motorcycles, boats, and recreational vehicles. The agency has been offering its products and services since 1997.

  • Multiple Carriers

3621 N Closner, Suite A, Edinburg, TX 78541
WebsiteLicense: 2330365 Rating

Why choose this provider?

Giovanna Reyes is an independent agent of Pronto Insurance who serves clients residing in Edinburg and nearby locations. Reyes provides renters' insurance plans to help recover and replace damaged belongings, including firearms, jewelry, and other valuables. In addition, its plan covers temporary repairs and debris removal. Clients also have the option to include additional coverages for emergency expenses and burglary. Other insurance products available are auto, recreational vehicle, homeowners', Medicare Advantage, supplemental health, and commercial insurance plans.

  • Home and Auto Insurance

1408 S Closner, Edinburg, TX 78539
WebsiteLicense: 734810 Rating

Review Sources

4.8 (131)
5.0 (1)

Why choose this provider?

Juan Cazares has been a State Farm insurance agent since 1982, serving clients in the Edinburg metro and its surrounding areas. He provides renters with insurance products that protect their personal belongings from unwanted incidents. His team also offers individuals and families home, life, health, auto, business, and pet insurance policies. In recognition of his commitment to helping more customers, Cazares has received multiple awards from State Farm. He holds a membership to the Edinburg Chamber of Commerce. He is also fluent in Spanish.

  • Multiple Policy Types

2108 S Business 281, Edinburg, TX 78539
WebsiteLicense: 1025962 Rating

Review Sources

4.0 (18)

Why choose this provider?

Sam Saldivar is a firm that offers insurance for residents and renters in the area of Edinburg and adjacent communities. It provides policies covering its clients’ personal belongings such as TVs, bicycles, laptops, cameras, smartphones, and furniture. Properties and possessions are covered for disasters such as smoke, fire, wind, water damage, theft, and vandalism. Clients can also start and track their claims online with the mobile State Farm app. The company has been providing insurance to properties since 1964.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Friendly Insurance Edinburg
1727 W University Drive, Edinburg, TX 78539
Giovanna Reyes
3621 N Closner, Suite A, Edinburg, TX 78541
Juan Cazares
1408 S Closner, Edinburg, TX 78539
Sam Saldivar
2108 S Business 281, Edinburg, TX 78539


  • Are Edinburg residents required by law to get renter’s insurance?

    No, Edinburg residents are not required to get renter’s insurance. While state law does not compel them to, landlords could still require it before they allow tenants to live on their property. It is a good idea in general to have some form of renter’s insurance coverage because the insurance of one’s landlord does not cover damages to tenants’ personal property.

  • Is a standard renter’s insurance enough protection for Edinburg tenants?

    No, a standard renter’s insurance is not enough protection for Edinburg tenants, because Texas, where the metro is located, is known to be prone to extreme weather events such as floods and tornadoes during certain times of the year. Renter’s insurance may cover damage to personal property due to high winds, but damage due to floods and earthquakes is usually only covered by a separate policy.

  • What does the government in Edinburg require landlords to tell potential tenants regarding flooding and renter’s insurance?

    The state government, which encompasses Edinburg, requires that landlords tell tenants the following:

    • If their dwelling or apartment building rests on a hundred-year flood plain.
    • If their apartment building or dwelling experienced flood damage within the last five years.
    • Renters should purchase flood coverage as part of their renter’s insurance.
  • Do renter’s insurance policies in Edinburg cover possessions that are stored away from home?

    Some renter’s insurance policies in Edinburg provide coverage for possessions that are stored away from home. Most of these coverages, however, only include a certain percentage of one’s personal property limit, which is usually 10 to 20% of the total. This means that if the limit is 10% and the total coverage for personal property is $50,000, then the items that are in storage will get a $5,000 coverage.

  • Should an Edinburg tenant get flood coverage aside from their renter’s insurance policy?

    Yes, an Edinburg tenant should get flood coverage aside from a standard renter’s insurance policy because a flood could happen anywhere, not just in flood zones. The National Flood Insurance Program states that approximately 40% of insurance claims involving floods occur in areas that are not at high risk for it. Flood zones are areas that have at least a 1% chance of flooding in a year. Texas is a state that is particularly prone to flooding.

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