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Best Renters Insurance Companies in Denton, TX

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Denton renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

36Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2317 West University Drive, Denton, TX 76201
WebsiteLicense: 1577405

Expertise.com Rating

Review Sources

Google
4.0 (251)
Facebook
5.0 (30)
Yelp
4.0 (9)

Why choose this provider?

Ricardo Sempertegui is a State Farm insurance agent that has been servicing the Denton community since 2010. He provides renters' insurance plans for the protection of tenants' personal belongings for different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the policy. Services are available in English and Spanish. Sempertegui also specializes in health, life, and business insurance. Moreover, he is a member of the Greater Dallas Hispanic Chamber of Commerce.

1430 Robinson Road, Corinth, TX 76210
WebsiteLicense: 2023494

Expertise.com Rating

Review Sources

Google
4.0 (15)

Why choose this provider?

Insurance Connection USA is an insurance agency that serves locals in Denton as well as its nearby communities. One of the services it offers is renters' insurance. It helps clients take out renters' insurance to protect their personal belongings in cases of theft, accidents, weather impacts, or loss of use. These belongings can include TVs, gadgets, bikes, and clothing. As an independent insurance agency, Insurance Connection USA can help renters secure and choose the right type of insurance policy through its vast network of insurance carriers.

  • Multiple Policy Types

100 West Oak Street, Denton, TX 76201
WebsiteLicense: 2268438

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Presley Insurance Group is an independent insurance agency founded by Aubrey Cook in 2017. It services Denton and partners with an extensive network of insurance carriers to provide customers with tailor-fit policies for their needs. One of its services is renters' insurance. This policy provides comprehensive coverage for a renter's belongings in cases of burglary, accidents, or other people's negligence. Renters' insurance also includes personal liability coverage to protect clients financially should there be an accident in their rented property.

  • Multiple Policy Types

North Interstate 35E, Denton, TX 76205
WebsiteLicense: 6051

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
1.5 (2)
Google
5.0 (1)

Why choose this provider?

Established in 1991, Ramey King Insurance provides renters' insurance products to clients in Denton. Representing over 80 insurance carriers such as Safeco and Chubb, the professionals at the agency bring industry experience and diversified knowledge to work with clients in finding the insurance coverage that meets their needs. Its policies provide coverage for personal properties, liabilities, including premises, additional living expenses, improvements, and medical expenses. Ramey King Insurance serves clients across 48 states and also offers condo, home, and rental property insurance.

  • Multiple Policy Types

1731 West University Drive, Denton, TX 76201

Expertise.com Rating

Review Sources

Google
4.0 (102)

Why choose this provider?

La Familia Auto Insurance is a company offering renters' insurance to residents of Denton and the surrounding areas. This type of insurance policy includes possessions insurance, additional living expenses, and liability coverage. The insurance firm also offers motorcycle, auto, home, and commercial insurance. Additional services include surety bonds, telemedicine, and specialized insurance services for drivers with suspended and international driver's licenses. La Familia Auto Insurance has offices in more than 60 locations across the country.

  • Multiple Policy Types

3305 South Mayhill Road, Denton, TX 76208
WebsiteLicense: 2471001

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (20)
Yelp
5.0 (1)

Why choose this provider?

Matthew Sand is a State Farm insurance agent who provides renters' insurance products to clients in Denton and the surrounding areas in the DFW metroplex. Matthew and his team assist clients in determining the appropriate level of insurance coverage for their specific needs and risks. His policies provide coverage liability protection and coverage for damaged or lost personal belongings due to theft and water and fire damage. Matthew also provides homeowners', auto, and life insurance coverage plans.

  • Multiple Policy Types

502 West Oak Street, Denton, TX 76201
WebsiteLicense: 2458818

Expertise.com Rating

Review Sources

Google
4.0 (54)
Facebook
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Wade Hunt Insurance is a Denton-based insurance agency that provides insurance options to residents and businesses in the metro and the surrounding communities. It is an independent firm that offers renters’ insurance plans that can cover personal property like clothing, furniture, computer, or sound system against theft or damage. Additionally, it can also protect the client and guests against certain injuries. Moreover, it provides business insurance packages like workers’ compensation insurance, commercial auto, contractor’s, business property, and commercial umbrella insurance.

  • Multiple Policy Types

1111 Teasley Lane, Denton, TX 76205

Expertise.com Rating

Review Sources

Google
4.4 (39)
Yelp
5.0 (2)

Why choose this provider?

Insurance Services Agency serves Denton and the neighboring cities. It provides renters' insurance policies which provide coverage for clients' belongings, liabilities, and even living expenses if they experience a loss event. The company also offers other home insurance solutions such as flood, earthquake, and windstorm coverage. Other products offered by the company are auto, boat, and business insurance. ISA has been around for more than 35 years. The firm has two primary offices, one in Denton and one in Gainesville.

  • Multiple Carriers

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ricardo Sempertegui
2317 West University Drive, Denton, TX 76201
Insurance Connection USA
1430 Robinson Road, Corinth, TX 76210
Presley Insurance Group
100 West Oak Street, Denton, TX 76201
Ramey & King Insurance
North Interstate 35E, Denton, TX 76205
La Familia Auto Insurance
1731 West University Drive, Denton, TX 76201
Matthew Sand
3305 South Mayhill Road, Denton, TX 76208
Wade Hunt Insurance
502 West Oak Street, Denton, TX 76201
Charles Billups
1111 Teasley Lane, Denton, TX 76205

Denton, TX Renters Insurance FAQs

  • How much is the cost of renters' insurance in Denton?

    Renters' insurance in Denton costs between $136.08 and $293.08 per year. However, these rates may vary depending on the person's rental unit location. Their insurance premium will be higher if the apartment or condominium is in a high-crime area. They will also pay higher insurance premiums if they have high-value possessions.

  • Can tenants in Denton acquire renters' insurance discounts?

    Yes, Denton tenants can get renters' insurance discounts. If their credit score is greater than 700 and they have no claim history, they may be able to lower their insurance premiums. Furthermore, they can combine their renters' insurance with other protection plans or pay their policy in full to save money on insurance.

  • Are older units in Denton more expensive to insure?

    Yes, older units in Denton, such as homes, apartments, and condominiums, are more expensive to insure than newly constructed units. The age of the home affects renters' insurance. Tenants in older homes typically pay 60% more, while renters in homes less than 30 years old pay 40% more than renters in new homes.

  • How does personal liability coverage work in Denton?

    Personal liability coverage under renters' insurance can protect Denton residents from out-of-pocket expenses caused by unforeseen perils. This type of coverage assists them in covering the medical expenses of others who are hurt or injured on their property. It also covers property damage and legal fees if they are sued by the other party.

  • Are tenants in Denton required to purchase renters' insurance?

    It depends on the situation. There is no law in Denton that requires tenants to purchase renters' insurance. However, property owners or landlords are legally permitted to require renters' insurance. They have the right to request proof of renters' insurance before tenants move in to ensure that they will be held accountable if something happens to their belongings.

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