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2024

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Best Renter's Insurance Companies in Cypress, TX

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

17302 House Hahl Road, Cypress, TX 77433
WebsiteLicense: 2306597

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Texas Dawn Insurance Agency is a provider of renters' insurance policies to the residents of Cypress and the surrounding communities. This independent agency also offers a wide range of property, vehicle, and business insurance plans. These cover auto, watercraft, motorcycles, condominiums, and workers' compensation. Some of its insurance partners are Safeco Insurance, Travelers, Mercury Insurance, and Progressive. The company's CEO, Dawn Kleinschmidt, has 28 years of experience in the industry, serving individuals and commercial clients.

  • Multiple Policy Types

13026 Cypress North Houston Road, Cypress, TX 77429

Expertise.com Rating

Review Sources

Google
4.9 (87)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Operating out of Cypress, Insure Us offers coverage for home and renters', auto, and commercial insurance. Their home insurance policies provide claims against theft, fire/smoke, flooding, and foundation damages. Their policy on renters' insurance provides coverage both for the renters and their belongings. They also have an insurance policy designed specifically for boats and other watercraft. Moreover, their local agents are familiar with potential risks in the community covered by existing insurance policies and regulations, working with different carriers and providers for competitive coverage.

  • Multiple Policy Types

11607 Spring Cypress Road, Tomball, TX 77377
WebsiteLicense: 985036

Expertise.com Rating

Review Sources

Google
3.8 (26)
Facebook
5.0 (6)

Why choose this provider?

Charles Osburn Insurance Agency is an independent agency that offers all types of insurance to its clients in Cypress. Its owner and operator, Charles Osburn, has 20 years in the insurance industry and is well-versed in the laws and regulations of the Texas Department of Insurance. One of Charles Osburn Insurance Agency's product offerings is renters' insurance, which covers personal property, loss of use, and personal liability. It is also able to provide additional coverages for disasters and expensive items.

  • Multiple Carriers

15835 Mueschke Road, Cypress, TX 77433
WebsiteLicense: 2486633

Expertise.com Rating

Review Sources

Google
4.0 (322)
Facebook
5.0 (29)
Yelp
4.5 (8)

Why choose this provider?

Cypress Insurance Team provides renters' insurance plans to tenants in the city and the neighboring areas. Its insurance agents have an average of 16 years of experience in handling both English and Spanish-speaking clients. Cypress Insurance Team can teach first-time policyholders about renters' coverages like theft and extreme weather reimbursement. As an independent company, it examines the rates and estimated payments of over 50 different carriers. It can also recommend rental properties and speed up closings by connecting clients to its real estate partners.

  • Multiple Policy Types

12155 Jones Road, Houston, TX 77070

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.0 (12)

Why choose this provider?

R.Y.A. Insurance Agency, Inc., is a family-owned and family-operated agency that has been providing personal and commercial solutions to residents of Cypress for more than 30 years. Its team offers renters' insurance policies in the event of a devastating incident, with coverage for personal property and contents. Its team also writes policies for auto and home needs. Moreover, its team caters to contractors and business owners for their insurance needs, including general liability and workers' compensation.

  • Multiple Policy Types

16341 Mueschke Road, Cypress, TX 77433
WebsiteLicense: 1311968

Expertise.com Rating

Review Sources

Google
5.0 (37)
Yelp
4.5 (11)

Why choose this provider?

Kyle Angelle is a State Farm insurance agent who serves clients in Cypress and the surrounding areas. He offers renters' insurance that covers losses to personal property and protects the insured from liability claims. His agency also covers insurance products for pets, homes, properties, and businesses. State Farm Life Insurance Company underwrites life insurance and annuities offered by his agency. Kyle and his team have been nominated for a number of awards, including the State Farm Ambassador Travel award.

  • Multiple Policy Types

11810 Cypress North Houston Road, Cypress, TX 77429
WebsiteLicense: 1587209

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
4.0 (8)
Yelp
3.0 (6)

Why choose this provider?

Jay Ahmadi is a State Farm insurance agent who has been serving clients in and around Cypress since 2009. He offers renters' insurance plans, which cover loss of personal properties as a result of smoke and fire damages, and burglaries. Clients have an option to supplement it with personal articles insurance policies to cover valuables that are not protected by the renters' insurance. Ahmadi is a multilingual agent who can speak English, Farsi, Spanish, and Vietnamese.

  • Multiple Policy Types

15915 Katy Freeway, Houston, TX 77094
WebsiteLicense: 2485237

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
3.9 (7)

Why choose this provider?

Kathye Carpenter Agency is an independent insurance provider that serves Cypress and nearby areas. Its services include renters' insurance. These offer coverage for personal properties, personal liability, and loss of use. In addition, the agents from this firm also provide coverages for individuals and families who live in areas vulnerable to storms, hurricanes, and snow. They have over 70 years of combined experience in the industry. Kathye Carpenter Agency has been in operation for over 25 years.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Texas Dawn Insurance Agency
17302 House Hahl Road, Cypress, TX 77433
InsureUS
13026 Cypress North Houston Road, Cypress, TX 77429
Charles Osburn Insurance Agency
11607 Spring Cypress Road, Tomball, TX 77377
Cypress Insurance Team
15835 Mueschke Road, Cypress, TX 77433
R.Y.A. Insurance Agency, Inc.
12155 Jones Road, Houston, TX 77070
Kyle Angelle
16341 Mueschke Road, Cypress, TX 77433
Jay Ahmadi
11810 Cypress North Houston Road, Cypress, TX 77429
Kathye Carpenter Agency
15915 Katy Freeway, Houston, TX 77094

FAQs

  • Does renters' insurance in Cypress cover dog bites?

    It depends on the situation. Renters' insurance in Cypress can cover bodily harm or property damage caused by your pet to others. For example, suppose you had a visitor on your property and your dog suddenly attacked them. Your renters' insurance may cover the victim's medical expenses. To ensure coverage, you must have a pet bite liability policy.

  • Why is it important for tenants in Cypress to carry renters' insurance?

    Tenants in Cypress should have renters' insurance to protect themselves from out-of-pocket expenses if unforeseen perils occur and they need to replace their damaged belongings. This type of insurance can protect personal belongings like computers, clothing, and furniture. In some cases, landlords require renters' insurance before allowing them to move in.

  • How do actual cash value and replacement cost coverage work in Cypress?

    Actual cash value coverage in Cypress allows tenants to be reimbursed for the replacement cost of a damaged item with a brand new version. For example, if a $5,000 television is damaged by a lightning strike, you can be reimbursed for the cost of replacing it with a comparable model. In contrast, replacement cost coverage only covers the cost of replacing your damaged items.

  • What else can Cypress renters' insurance cover besides personal belongings?

    Aside from personal belongings, Cypress renters' insurance can also be used to pay legal fees if the tenant is sued for bodily harm or property damage. They can use this type of insurance if they are held liable for any damage to their apartment or vacation property that they rent.

  • Will your renters' insurance in Cypress cover the cost of replacing your laptop if you spill coffee on it?

    No, your Cypress renters' insurance will not cover the cost of replacing your laptop if you spill coffee on it. This type of insurance will only cover the cost of repair or replacement if the damage is caused by an unforeseeable event such as theft, burglary, fire, storm, or lightning. Furthermore, renters' insurance does not cover malfunctions with televisions and other appliances.

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