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Best Renters Insurance Companies in Carrollton, TX

Our Recommended Top 5

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Carrollton renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Carrollton
3733 North Josey Lane, Carrollton, TX 75007
Visit WebsiteLicense: 897877

Expertise.com Rating

Review Sources

Google
5.0 (168)
Facebook
5.0 (39)

Why choose this provider?

The Janie Alonzo Agency serves individuals, families, and businesses in Carrollton. The agency offers property insurance options that include homeowners' insurance, renters' insurance, condo insurance, flood insurance, and personal articles coverage. It handles requests for auto insurance policies that secure clients' cars, motorcycles, boats, and RVs. The company provides policies for commercial general liability, insurance, workers' compensation insurance, commercial package policy, business owner's policy, and business auto insurance. Janie Alonzo leads the agency with over 25 years of experience.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Carrollton
2400 East Hebron Parkway, Carrollton, TX 75010
Visit WebsiteLicense: 1248690

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (1)

Why choose this provider?

Established in 2007, Trotter Insurance Group is an independent insurance company that serves residential and commercial clients in Carrollton and nearby areas. It offers a broad range of insurance products and services, including renters', home, automobile, and life insurance coverage. Brian Rawlins, the firm's president, has been providing insurance and risk management solutions to his clients for over 13 years. Trotter Insurance Group has access to several insurance brands and carriers, including Foremost, Safeco, and Hartford insurance. 

  • Multiple Policy Types
  • Multiple Carriers

Best Renters Insurance Companies Serving Carrollton
1930 East Rosemeade Parkway, Carrollton, TX 75007
Visit WebsiteLicense: 1140088

Expertise.com Rating

Review Sources

Google
5.0 (245)
Facebook
5.0 (19)
Yelp
5.0 (5)

Why choose this provider?

Jeff Van Matre Insurance Agency is an independent insurance agency that serves residents and businesses in Carrollton and the surrounding areas. It offers a wide array of risk management strategies, including Medicare Supplement, renters' insurance, child life insurance, and high net worth insurance. It also provides coverage for classic cars, yachts, valuables, and pets. Additionally, it offers extensive business policies. Its owner, Jeff Van Matre, has been in the insurance industry for more than 30 years. He is a Certified Insurance Counselor.

  • Multiple Policy Types
  • Multiple Carriers

Best Renters Insurance Companies Serving Carrollton
2400 East Hebron Parkway, Carrollton, TX 75010
Visit WebsiteLicense: 1424378

Expertise.com Rating

Review Sources

Google
4.8 (132)
Facebook
5.0 (17)
Yelp
4.8 (9)

Why choose this provider?

Krystal Smith is a Carrollton-based State Farm insurance agent. She offers renters', homeowners', life, and auto insurances. She also handles business insurance and other financial services such as banking, mutual funds, and annuities. Krystal addresses concerns and inquiries in English and Spanish for clients who prefer to relay their concerns in their native language. Her office is available for text and phone consultations. She has over 15 years of experience in the insurance industry through State Farm.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Carrollton
2625 Old Denton Road, Carrollton, TX 75007
Visit WebsiteLicense: 1794388

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Since 1998, Precept Insurance has been helping Carrolton clients in securing a home, condo, flood, earthquake, and renter's insurance policy. In addition to property coverage, it also provides services for vehicles including autos, motorcycles, boats, and watercraft. Under its commercial insurance services, it deals with policies that include general liability, commercial umbrella, and business auto. Its 20 years of experience has helped the team develop a systematized process of serving clients from providing information and quotation up to delivery.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Janie Alonzo Agency
3733 North Josey Lane, Carrollton, TX 75007
Trotter Insurance Group
2400 East Hebron Parkway, Carrollton, TX 75010
Jeff Van Matre Insurance Agency
1930 East Rosemeade Parkway, Carrollton, TX 75007
Krystal Smith
2400 East Hebron Parkway, Carrollton, TX 75010
Precept Insurance
2625 Old Denton Road, Carrollton, TX 75007

Carrollton, TX Renters Insurance FAQs

  • Do rental homes in Carrollton automatically come with renter’s insurance?

    While some rental homes in upscale areas of the city offer tenants renter's insurance policies, not all rental homes in Carrollton provide this coverage. Prospective tenants may find that landlords require them to procure renter's insurance before finalizing the lease agreement. However, even if it's not a mandatory requirement, acquiring insurance to safeguard personal belongings from potential damage and theft is advisable for tenants in Carrollton.

  • How much coverage do you need when getting renter’s insurance in Carrollton?

    Determining the coverage needed for renter's insurance in Carrollton depends on the value of possessions. While the task of tallying belongings may seem tedious, it is crucial to avoid being underinsured. Seeking guidance from an experienced insurance agent is recommended. They can provide valuable assistance in estimating the appropriate coverage needed to ensure optimal protection for personal belongings, offering peace of mind for tenants in Carrollton.

  • What should you choose between actual cash value and replacement cost when purchasing renter’s insurance in Carrollton?

    You must first understand the differences between the two before choosing between them when purchasing renter's insurance in Carrollton. Actual cash value compensates you for the item's depreciated cost, whereas replacement value compensates you for the cost of replacing the item at its current value. The latter is frequently recommended to tenants, though it may be more expensive.

  • If your Carrollton rental home was destroyed in a fire, will your insurance policy cover your expenses while the building is being repaired?

    Yes, your Carrollton renter's insurance policy most likely includes coverage for additional living expenses. This type of coverage will cover the costs of food, lodging, and other necessities if you are forced to leave your rental property temporarily due to damage from a covered peril, such as a fire, while your landlord handles the repairs.

  • Can you use your parents’ existing homeowner’s insurance policy in lieu of getting renter’s insurance in Carrollton?

    If you have recently moved out of college and are still dependent on your parents' homeowner's insurance policy, getting Carrollton renter's insurance may not be necessary. However, it is important to note that this coverage is typically limited to 10% of the personal property coverage specified in your parents' homeowner's insurance policy.