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2024

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Best Renter's Insurance Companies in Carrollton, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carrollton Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1930 East Rosemeade Parkway, Carrollton, TX 75007
WebsiteLicense: 1140088

Expertise.com Rating

Review Sources

Google
5.0 (186)
Facebook
5.0 (19)
Yelp
5.0 (5)

Why choose this provider?

Jeff Van Matre Insurance Agency is an independent insurance agency that serves residents and businesses in Carrollton and the surrounding areas. It offers a wide array of risk management strategies, including Medicare Supplement, renters' insurance, child life insurance, and high net worth insurance. It also provides coverage for classic cars, yachts, valuables, and pets. Additionally, it offers extensive business policies. Its owner, Jeff Van Matre, has been in the insurance industry for more than 30 years. He is a Certified Insurance Counselor.

  • Multiple Carriers
  • Multiple Policy Types

2625 Old Denton Road, Carrollton, TX 75007
WebsiteLicense: 1794388

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Since 1998, Precept Insurance has been helping Carrolton clients in securing a home, condo, flood, earthquake, and renter's insurance policy. In addition to property coverage, it also provides services for vehicles including autos, motorcycles, boats, and watercraft. Under its commercial insurance services, it deals with policies that include general liability, commercial umbrella, and business auto. Its 20 years of experience has helped the team develop a systematized process of serving clients from providing information and quotation up to delivery.

  • Multiple Policy Types

2400 East Hebron Parkway, Carrollton, TX 75010
WebsiteLicense: 1248690

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Established in 2007, Trotter Insurance Group is an independent insurance company that serves residential and commercial clients in Carrollton and nearby areas. It offers a broad range of insurance products and services, including renters', home, automobile, and life insurance coverage. Brian Rawlins, the firm's president, has been providing insurance and risk management solutions to his clients for over 13 years. Trotter Insurance Group has access to several insurance brands and carriers, including Foremost, Safeco, and Hartford insurance. 

  • Multiple Carriers
  • Multiple Policy Types

2400 East Hebron Parkway, Carrollton, TX 75010
WebsiteLicense: 1424378

Expertise.com Rating

Review Sources

Google
4.8 (83)
Facebook
5.0 (16)
Yelp
4.5 (7)

Why choose this provider?

Krystal Smith is a Carrollton-based State Farm insurance agent. She offers renters', homeowners', life, and auto insurances. She also handles business insurance and other financial services such as banking, mutual funds, and annuities. Krystal addresses concerns and inquiries in English and Spanish for clients who prefer to relay their concerns in their native language. Her office is available for text and phone consultations. She has over 15 years of experience in the insurance industry through State Farm.

  • Multiple Policy Types

3733 North Josey Lane, Carrollton, TX 75007
WebsiteLicense: 897877

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
5.0 (12)

Why choose this provider?

The Janie Alonzo Agency serves individuals, families, and businesses in Carrollton. The agency offers property insurance options that include homeowners' insurance, renters' insurance, condo insurance, flood insurance, and personal articles coverage. It handles requests for auto insurance policies that secure clients' cars, motorcycles, boats, and RVs. The company provides policies for commercial general liability, insurance, workers' compensation insurance, commercial package policy, business owner's policy, and business auto insurance. Janie Alonzo leads the agency with over 25 years of experience.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jeff Van Matre Insurance Agency
1930 East Rosemeade Parkway, Carrollton, TX 75007
Precept Insurance
2625 Old Denton Road, Carrollton, TX 75007
Trotter Insurance Group
2400 East Hebron Parkway, Carrollton, TX 75010
Krystal Smith
2400 East Hebron Parkway, Carrollton, TX 75010
The Janie Alonzo Agency
3733 North Josey Lane, Carrollton, TX 75007

FAQs

  • Do rental homes in Carrollton automatically come with renter’s insurance?

    Although it is true that there are rental homes in upscale areas in the city that offer renter’s insurance policies to tenants, not all rental homes in Carrollton come with renter’s insurance. Before you enter and sign the lease agreement with your landlord, they might require you to purchase a renter’s insurance policy. If not, it is still a good idea to buy insurance anyway to protect your personal belongings from damage and theft.

  • How much coverage do you need when getting renter’s insurance in Carrollton?

    The answer to this question depends on the amount or value of your possessions. Tallying the amount of all your belongings can be a tedious task, but it’s better to have the closest approximate value of your items than being underinsured. An experienced renter’s insurance agent in Carrollton can help you determine how much coverage you need for the optimal protection of your belongings.

  • What should you choose between actual cash value and replacement cost when purchasing renter’s insurance in Carrollton?

    Before choosing between the two when buying renter’s insurance in Carrollton, you must understand the difference between them first. Actual cash value will pay the depreciated cost of the item, while replacement value will pay you with an amount to replace an item at its current value. The latter is often recommended to tenants, although it may cost more.

  • If your rental home in Carrollton was gutted in a fire, can your insurance policy pay for your expenses while repairs are being made to the building?

    Yes. Your renter’s insurance policy issued in Carrollton is most likely inclusive of coverage for additional living expenses. This kind of coverage will take care of the costs you will incur on food, accommodation, and other essentials in the event that you have to temporarily move out of the rental property due to damages from a covered peril, like a fire, while your landlord deals with the repairs.

  • Can you use your parents’ existing homeowner’s insurance policy in lieu of getting renter’s insurance in Carrollton?

    Possibly. If you recently moved out of your parents’ place for college and you are a dependent of your parents’ homeowner’s insurance policy, then it might not be necessary for you to purchase renter’s insurance in Carrollton. However, you should keep in mind that this type of coverage is usually capped at 10% of the personal property coverage in your parents’ homeowner’s insurance policy.

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